git:20261022.ff23c0d to git:20261027.7ff70c7

23 added, 0 removed. Audit A to A.

---
name: business-plan-skill
description: Use when creating, adapting, or filling business-plan materials (商业计划书、BP、路演材料), pitch deck content, incubator applications (孵化器申请、创业大赛、园区申请), project introductions, founder/team sections, market and competitor analysis, business models, financial projections (财务预测、融资计划), or official application forms for a startup or new venture. This skill provides a reusable structure and placeholder-based workflow rather than project-specific facts.
---
# Business Plan Template
Use this skill when the user asks to create, update, polish, adapt, or fill materials for a startup, business project, incubator application, or pitch process.
## Scope
This skill supports:
- 商业计划书、执行摘要、可行性报告
- 路演 PPT 内容、页面标题、项目亮点
- 调用 `codex-ppt` 将商业计划书转化为高颜值视觉版路演材料
- 园区、孵化器、创业社区、政府项目申请材料
- 企业(团队)介绍、核心成员简介、项目内容摘要
- 市场背景、目标客户、竞品分析、产品定位、商业模式、竞争优势
- 财务预测、融资计划、里程碑、资源需求
- Word / Excel / PPT 申请模板的内容填充
## Privacy And Accuracy Rules
- Do not invent names, IDs, phone numbers, emails, addresses, company registration numbers, legal entities, awards, patents, revenue, funding, or customer names.
- If a field requires unknown personal, legal, financial, or registration information, write `待补充` or ask the user for it.
- For public or GitHub-ready outputs, remove private facts and replace them with placeholders.
- For official forms, preserve template structure and fill only relevant fields.
- For project summaries in official materials, prefer objective third-person wording and avoid `我` / `我们` unless the field asks for a personal statement.
- When using numbers, clearly distinguish actual data, estimates, assumptions, and placeholders.
## What To Read
Load only the reference needed for the task:
- Overall business-plan structure, positioning, customer pain, market, product, roadmap, and finance assumptions: read `references/business-plan-core.md`.
- Founder/team profile and competitive-advantage patterns: read `references/founder-and-advantage.md`.
- Short application copy, official-form fields, and materials checklist wording: read `references/application-copy.md`.
For financial projections or funding plans (财务预测、融资计划), start from the Key Assumptions table in `references/business-plan-core.md`, derive revenue from it, and run the Financial Self-Check before delivering.
## Default Workflow
1. Identify the target audience: investor, incubator reviewer, government park, partner, customer, or internal team.
2. Clarify the venture type, target customers, key pain point, product/service, business model, and any known metrics.
3. If facts are missing, use placeholders rather than inventing.
4. Structure content around:
- pain point
- target customer
- solution
- product workflow
- market opportunity
- competition and differentiation
- team capability
- business model
- roadmap
- financial plan
- funding/resource request
+
+ For AI products, also include a validation-evidence section (user interviews + small Meta ad tests) using `Validation Evidence / 想法验证` in `references/business-plan-core.md`; if no validation has been done yet, say so honestly instead of inventing traction.
5. Adapt tone and length to the artifact:
- application form: concise, objective, policy-friendly
- pitch deck: sharp claims, visual page logic, investor-friendly
- business plan: structured, detailed, evidence-oriented
- short text box: copy-ready and within requested character limits
## Pitch Deck Visual Workflow
When the user asks for a good-looking PPT, visual pitch deck, investor deck, roadshow deck, or presentation based on the business plan, use `codex-ppt` when available.
**Note:** `codex-ppt` is a third-party skill by [@ningzimu](https://github.com/ningzimu). Installation: https://github.com/ningzimu/codex-ppt-skill
Recommended sequence:
1. First use this business-plan skill to lock the deck narrative:
- cover and one-line positioning
- market background and pain point
- target customer and use case
- product workflow / demo logic
- business model
- market size
- competition and differentiation
- founder/team capability
- financial forecast
- roadmap and funding/resource request
2. Compress each slide into one main claim, 2-4 support points, and a suggested visual form.
3. Call `codex-ppt` to generate a polished 16:9 visual deck from the approved outline.
4. After generation, review whether the deck covers:
- team capability
- business model
- competitive advantage
- market opportunity
- financial data
5. If the target is an incubator or government park, make the visuals credible, concise, and application-friendly rather than overly marketing-like.
Suggested user-facing prompt:
> 调用商业计划书 skill 先整理路演逻辑,再调用 `codex-ppt` 输出一份高颜值 16:9 商业计划书 PPT,目标读者是 `[投资人/园区评委/合作伙伴]`,重点说服他们相信 `[项目名称]` 的市场机会、团队能力、商业模式和落地路径。
## Generic Positioning Template
Use this as a starting point, then replace placeholders:
> `[Project Name]` is a `[product/service category]` for `[target customer]`, helping them solve `[specific high-pain problem]` through `[core technology/workflow]`, so they can achieve `[measurable business outcome]`.
Chinese version:
> `[项目名称]` 是面向 `[目标客户]` 的 `[产品/服务类型]`,通过 `[核心技术/工作流]` 解决 `[具体高痛点问题]`,帮助客户实现 `[可衡量业务结果]`。
## Deliverable Behavior
- If creating/editing DOCX, XLSX, or PPTX, use relevant document, spreadsheet, presentation, or deck-generation skills when available.
- If the user asks for a visually polished deck, explicitly use `codex-ppt` when available instead of only writing slide text.
- For official application files, list which fields remain `待补充`.
- For public templates, remove project-specific facts before finalizing.
- For short requested copy, provide copy-ready text rather than a long explanation.
+
+ ## Final Delivery Check / 交付前总自检
+
+ Run this before handing any business-plan material to the user. It consolidates rules from this file and `references/`; follow the linked sections for details.
+
+ - [ ] Every number is labeled actual / estimate / assumption / `待补充`(实际 / 估算 / 假设 / 待补充).
+ - [ ] No invented names, customers, revenue, funding, awards, patents, or registration info (see Privacy And Accuracy Rules above).
+ - [ ] Remaining `待补充` fields are listed for the user.
+ - [ ] Tone, length, and wording fit the target audience; short fields respect character limits (see `Character-Limited Field Guidance` in `references/application-copy.md`).
+ - [ ] Financial content: the `Financial Self-Check / 财务自检清单` in `references/business-plan-core.md` has been run.
+ - [ ] AI products: `Validation Evidence / 想法验证` is included, or its absence is stated honestly — no invented traction.
+ - [ ] Public or GitHub-ready outputs: private facts removed and replaced with placeholders.
+
+ ## Related Toolkit Steps / 上下游衔接
+
+ This skill is step 2 (商业计划书 / business plan) of the 「一人公司工具包」/ One-Person Company Toolkit. The other steps are optional companion skills, not dependencies:
+
+ - Step 1 / 第 1 步(之前): [AI MVP Validation · AI 产品 MVP 验证](https://github.com/huaxialucaicaizi/ai-mvp-validation) — validate the idea first; its results feed `Validation Evidence / 想法验证`.
+ - Step 3 / 第 3 步(之后): [OPC Policy Navigator · 一人公司政策导航](https://github.com/huaxialucaicaizi/opc-policy-navigator) — find policies and subsidies to apply for with the plan.
+ - Step 4 / 第 4 步(之后): [AI Pitch Coach · 路演教练](https://github.com/huaxialucaicaizi/ai-pitch-coach) — turn the plan into a pitch script and judge Q&A.
+ - Full bundle / 合集: [AI Startup Skills · AI 创业 Skill 包](https://github.com/huaxialucaicaizi/ai-startup-skills).