git:20251022.14b7f5b to git:20260608.d82d20f

15 added, 272 removed. Audit A to A.

---
name: contract-analyzer
description: Review contracts for concerning clauses, extract key terms, compare to standard terms, and flag unusual provisions. Use when user needs contract review, legal document analysis, or agreement evaluation.
---
# Contract Analyzer
- Intelligent contract review highlighting risks, key terms, and unusual provisions.
-
- ## When to Use This Skill
-
- Activate when the user:
- - Provides a contract or agreement to review
- - Asks "review this contract"
- - Needs to understand contract terms
- - Wants concerning clauses identified
- - Mentions NDA, employment agreement, freelance contract
- - Needs to compare contract terms
- - Asks about legal document analysis
-
- ## ⚠️ Important Disclaimers
-
- **Include this disclaimer in every output:**
- > ⚠️ **Legal Disclaimer**: This is informational analysis only, not legal advice. Always consult with a qualified attorney for legal matters. Contract interpretation can be complex and jurisdiction-specific.
-
- ## Instructions
-
- 1. **Identify Contract Type**
- - Employment agreement
- - Independent contractor/freelance agreement
- - Non-disclosure agreement (NDA)
- - Service agreement
- - Partnership agreement
- - Software license
- - Real estate agreement
- - Purchase agreement
-
- 2. **Extract Key Terms**
-
- **Financial Terms:**
- - Payment amount and schedule
- - Rate increases or bonuses
- - Expense reimbursement
- - Late payment penalties
- - Price adjustments
-
- **Duration and Termination:**
- - Contract length
- - Renewal terms (automatic or manual)
- - Termination conditions
- - Notice period required
- - Termination fees or penalties
-
- **Intellectual Property:**
- - Work-for-hire provisions
- - IP ownership (who owns what)
- - IP assignment clauses
- - License grants
- - Pre-existing IP protections
-
- **Liability and Indemnification:**
- - Liability caps
- - Indemnification obligations
- - Insurance requirements
- - Warranty disclaimers
-
- **Other Critical Terms:**
- - Non-compete clauses
- - Confidentiality obligations
- - Dispute resolution (arbitration, jurisdiction)
- - Governing law
- - Amendment procedures
-
- 3. **Flag Concerning Clauses**
-
- **Red Flags (High Risk):**
- - Unlimited liability
- - Perpetual non-compete
- - Automatic renewal without notice
- - Unreasonable indemnification
- - One-sided termination rights
- - Unclear payment terms
- - Overly broad IP assignment
- - Waiver of legal rights
- - Mandatory arbitration (in some contexts)
-
- **Yellow Flags (Review Carefully):**
- - Long non-compete duration
- - Broad confidentiality scope
- - Short termination notice
- - Net 60+ payment terms
- - Restrictive exclusivity clauses
- - Unilateral amendment rights
-
- 4. **Compare to Industry Standards**
- - Note terms that deviate from typical agreements
- - Identify unusually favorable or unfavorable terms
- - Flag missing standard protections
- - Note one-sided provisions
-
- 5. **Assess Balance**
- - Is contract heavily favoring one party?
- - Are obligations reciprocal?
- - Are penalties balanced?
- - Are protections mutual?
-
- 6. **Provide Actionable Recommendations**
- - Specific clauses to negotiate
- - Alternative language suggestions
- - Questions to ask the other party
- - Terms to add or clarify
- - Deal-breakers to consider
-
- ## Output Format
-
- ```markdown
- # Contract Analysis Report
-
- ⚠️ **Legal Disclaimer**: This is informational analysis only, not legal advice. Always consult with a qualified attorney for legal matters.
-
- ## Contract Overview
- - **Type**: [Contract type]
- - **Parties**: [Your company] & [Other party]
- - **Effective Date**: [Date]
- - **Term**: [Duration]
-
- ---
-
- ## 🚨 Red Flags (Critical Issues)
-
- ### 1. Unlimited Personal Liability (Section X)
- **Clause**: "[Quote problematic language]"
-
- **Risk**: You could be personally liable for unlimited damages, even beyond insurance coverage.
-
- **Standard Alternative**: Liability should be capped at contract value or insurance limits.
-
- **Recommendation**: Negotiate liability cap of $X or insurance policy limit.
-
- ---
-
- ## ⚠️ Yellow Flags (Concerning Terms)
-
- ### 2. 2-Year Non-Compete (Section Y)
- **Clause**: "[Quote]"
-
- **Concern**: Prevents working in your field for 24 months.
-
- **Industry Standard**: 6-12 months is more typical for this role.
-
- **Recommendation**: Negotiate reduction to 6 months and narrower geographic/industry scope.
-
- ---
-
- ## 💰 Financial Terms
-
- | Term | Details | Assessment |
- |------|---------|------------|
- | Payment | $X,XXX/month | ✓ Reasonable |
- | Payment Schedule | Net 60 | ⚠️ Long (Net 30 preferred) |
- | Late Fees | None | ⚠️ Consider adding |
- | Rate Increases | Annual 3% | ✓ Good |
-
- ---
-
- ## 📋 Key Terms Summary
-
- ### Intellectual Property
- - **Ownership**: [Who owns work product]
- - **Assessment**: ⚠️ Clause X assigns all IP, including pre-existing work
- - **Recommendation**: Add carve-out for pre-existing IP
-
- ### Termination
- - **Notice Period**: 30 days
- - **Termination for Convenience**: [Yes/No]
- - **Assessment**: ✓ Reasonable terms
-
- ### Confidentiality
- - **Duration**: 3 years post-termination
- - **Scope**: [Broad/Narrow]
- - **Assessment**: ✓ Standard
-
- ### Dispute Resolution
- - **Method**: Mandatory arbitration (JAMS rules)
- - **Jurisdiction**: [State]
- - **Assessment**: ⚠️ Limits court access; may favor large company
-
- ---
-
- ## ⚖️ Balance Assessment
-
- **Overall Balance**: ⚠️ Somewhat one-sided
-
- **Favors**: [Party name]
-
- **Issues**:
- - Termination rights are one-sided (they can terminate for convenience, you cannot)
- - Indemnification obligations only apply to you
- - They can amend terms with 30 days notice
-
- ---
-
- ## ✅ Positive Terms
-
- 1. Clear payment schedule
- 2. Reasonable confidentiality duration
- 3. Insurance requirements are standard
- 4. IP ownership for pre-existing work protected
-
- ---
-
- ## 📝 Negotiation Recommendations
-
- ### Must Negotiate (Deal Critical)
- 1. **Liability Cap**: Add cap of $XXX,XXX or insurance limits
- 2. **Non-Compete**: Reduce to 6 months
-
- ### Should Negotiate (High Priority)
- 3. **Payment Terms**: Request Net 30 instead of Net 60
- 4. **Mutual Termination**: Add for-convenience termination rights for both parties
-
- ### Consider Negotiating (Nice to Have)
- 5. **Arbitration**: Add option for small claims court
- 6. **Amendment Rights**: Require mutual consent for material changes
-
- ---
-
- ## ❓ Questions to Ask
-
- 1. "Can we cap liability at the contract value of $X?"
- 2. "Would you consider reducing the non-compete period to 6 months?"
- 3. "Can we adjust payment terms to Net 30?"
- 4. "Is the mandatory arbitration clause negotiable?"
-
- ---
-
- ## 🚩 Missing Clauses
-
- Standard provisions not included:
- - Force majeure clause (pandemic, natural disasters)
- - Data protection/GDPR compliance
- - Insurance requirements
- - Warranty of authority
-
- ---
-
- ## Overall Recommendation
-
- **Risk Level**: ⚠️ Medium-High
-
- **Action**: Do NOT sign as-is. Negotiate key terms (liability cap, non-compete, payment terms) before signing. Consult attorney for review.
-
- **Deal Assessment**: [Acceptable if concerns addressed / Proceed with caution / Significant concerns]
- ```
-
- ## Examples
-
- **User**: "Review this freelance contract"
- **Response**: Identify contract type (independent contractor) → Extract payment terms, IP ownership, termination → Flag unlimited indemnification clause → Note missing late payment terms → Compare to standard freelance agreements → Recommend specific negotiations
-
- **User**: "Is this NDA reasonable?"
- **Response**: Analyze confidentiality scope (overly broad, includes "residual knowledge") → Check duration (perpetual - concerning) → Review reciprocity (one-way NDA) → Flag concerning terms → Suggest mutual NDA with 3-year term
+ Review contracts to surface risks, key terms, and unusual provisions, then recommend negotiation actions.
- **User**: "What should I look out for in this employment agreement?"
- **Response**: Review compensation, benefits, IP assignment → Flag broad non-compete (entire industry, 2 years) → Note missing remote work provisions → Check termination clauses → Identify one-sided provisions → Provide negotiation priorities
+ ## Contents
+ - `references/key-terms.md` -- full checklist of terms to extract by category
+ - `references/risk-flags.md` -- red/yellow flags, standards comparison, commonly missing clauses
+ - `references/output-template.md` -- the full analysis report format
+ - `references/examples.md` -- worked examples and best practices
- ## Best Practices
+ ## Workflow
- - Always include legal disclaimer
- - Quote specific problematic language
- - Provide section/clause numbers
- - Explain *why* something is concerning (not just that it is)
- - Offer specific alternative language
- - Prioritize issues (must-fix vs. nice-to-have)
- - Compare to industry standards when possible
- - Note missing standard protections
- - Consider user's leverage and circumstances
- - Provide negotiation talking points
- - Be specific with recommendations
- - Highlight positive terms too (not just negative)
- - Use clear risk indicators (🚨 ⚠️ ✓)
- - Make output scannable and actionable
+ 1. Include this disclaimer in every output: "Legal Disclaimer: This is informational analysis only, not legal advice. Always consult with a qualified attorney for legal matters. Contract interpretation can be complex and jurisdiction-specific."
+ 2. Identify the contract type (employment, independent contractor/freelance, NDA, service, partnership, software license, real estate, purchase).
+ 3. Extract key terms across financial, duration/termination, intellectual property, liability/indemnification, and other critical categories. See `references/key-terms.md`.
+ 4. Flag concerning clauses as red flags (high risk) or yellow flags (review carefully). See `references/risk-flags.md`.
+ 5. Compare terms to industry standards: note deviations, one-sided provisions, and missing standard protections. See `references/risk-flags.md`.
+ 6. Assess balance: determine whether obligations, penalties, and protections are reciprocal or favor one party.
+ 7. Provide actionable recommendations: specific clauses to negotiate, alternative language, questions to ask, terms to add, and deal-breakers.
+ 8. Format the report per `references/output-template.md`. For worked examples and best practices, see `references/examples.md`.