fundamental-analysis · diff
git:20260217.dd61041 to git:20260224.5f0f21a
22 added, 0 removed. Audit B to B.
---
description: Deep fundamental analysis of US stocks using financial statements
---
# Fundamental Analysis
Conduct deep-dive fundamental analysis of US stocks using financial statements and business metrics.
## Financial Statement Analysis
1. **Income Statement Analysis**
- Revenue breakdown and growth drivers
- Cost structure and margin trends
- Operating leverage analysis
- Earnings quality assessment
- Non-recurring items identification
2. **Balance Sheet Analysis**
- Asset quality and composition
- Liability structure and debt maturity
- Working capital management
- Off-balance sheet items
- Shareholder equity trends
3. **Cash Flow Statement Analysis**
- Operating cash flow generation
- Capital expenditure requirements
- Free cash flow calculation
- Cash conversion cycle
- Financing and investing activities
## Business Quality Metrics
1. **Profitability Analysis**
- Gross margin trends
- Operating margin consistency
- Net profit margins
- ROE, ROA, ROIC trends
2. **Growth Analysis**
- Historical growth rates (3, 5, 10 years)
- Growth quality (organic vs. acquisitions)
- Market share trends
- Geographic and product segment analysis
3. **Efficiency Metrics**
- Asset turnover ratios
- Inventory management
- Receivables collection
- Fixed asset productivity
4. **Capital Allocation**
- Dividend policy and sustainability
- Share buyback programs
- M&A strategy and execution
- R&D and capex investments
## Competitive Analysis
- Porter's Five Forces assessment
- Competitive moat identification
- Industry structure and dynamics
- Market share trends
- Pricing power evaluation
## Visualization Support
When `--visual` flag is used, include chart data tables for key metrics:
### 1. Revenue & Earnings Growth Chart
**Chart Type**: Line chart with dual Y-axis
**Data Table**:
```
Year Revenue ($M) Revenue Growth % Net Income ($M) EPS ($)
2020 [value] [%] [value] [value]
2021 [value] [%] [value] [value]
2022 [value] [%] [value] [value]
2023 [value] [%] [value] [value]
2024 [value] [%] [value] [value]
```
### 2. Profit Margin Trends
**Chart Type**: Line chart with percentage Y-axis
**Data Table**:
```
Year Gross Margin % Operating Margin % Net Margin % Industry Avg %
2020 [%] [%] [%] [%]
2021 [%] [%] [%] [%]
2022 [%] [%] [%] [%]
2023 [%] [%] [%] [%]
2024 [%] [%] [%] [%]
```
### 3. Balance Sheet Composition
**Chart Type**: Stacked bar chart
**Data Table**:
```
Year Current Assets ($M) Fixed Assets ($M) Intangibles ($M) Total Assets ($M)
2020 [value] [value] [value] [value]
2021 [value] [value] [value] [value]
2022 [value] [value] [value] [value]
2023 [value] [value] [value] [value]
2024 [value] [value] [value] [value]
Year Current Liab ($M) Long-term Debt ($M) Equity ($M) Total L+E ($M)
2020 [value] [value] [value] [value]
2021 [value] [value] [value] [value]
2022 [value] [value] [value] [value]
2023 [value] [value] [value] [value]
2024 [value] [value] [value] [value]
```
### 4. Cash Flow Waterfall
**Chart Type**: Waterfall chart
**Data Table**:
```
Component Amount ($M) Notes
Operating Cash Flow [value] Core business generation
Capital Expenditures [value] Investments in assets
Free Cash Flow [value] Available for distribution
Dividends [value] Shareholder distribution
Share Buybacks [value] Share repurchases
M&A Activity [value] Acquisitions
Debt Repayment [value] Debt reduction
Net Cash Change [value] Bottom line impact
```
### 5. Valuation Multiples Comparison
**Chart Type**: Grouped bar chart
**Data Table**:
```
Metric Company Industry Avg 5-Year Avg Assessment
P/E Ratio [value] [value] [value] [Over/Under/Fair]
P/B Ratio [value] [value] [value] [Over/Under/Fair]
P/S Ratio [value] [value] [value] [Over/Under/Fair]
EV/EBITDA [value] [value] [value] [Over/Under/Fair]
PEG Ratio [value] [value] [value] [Over/Under/Fair]
```
### ASCII Chart Example (Terminal Display)
When visual charts aren't available, provide ASCII charts for key metrics:
```
Revenue Growth (5-Year Trend)
$250B ┤ ╭──
$200B ┤ ╭──────╯
$150B ┤ ╭──────╯
$100B ┤ ╭──────╯
$50B ┤ ╭──────╯
└──────┬───────┬───────┬───────┬───────┬──
2020 2021 2022 2023 2024
```
### Integration with Report Generator
When `--visual` flag is used, output is optimized for `/report-generator` skill:
- Data tables formatted for Chart.js ingestion
- Chart type recommendations included
- Color coding suggestions (green for positive, red for negative)
- Axis labels and units clearly specified
## Output
Provide detailed fundamental report with:
- Financial strength score
- Business quality rating
- Competitive position assessment
- Key investment risks
- Fair value estimate with methodology
- Investment recommendation with time horizon
### Enhanced Output (with --visual flag)
- All standard output sections above
- Chart data tables for 5 key visualization areas
- ASCII charts for terminal display
- Chart specifications for HTML report generation
- Color-coded metrics (green/red for positive/negative trends)
+ ## Standard Signal Output
+
+ All analysis concludes with this standardized block:
+
+ ```
+ ╔══════════════════════════════════════════════╗
+ ║ INVESTMENT SIGNAL ║
+ ╠══════════════════════════════════════════════╣
+ ║ Signal: BULLISH / NEUTRAL / BEARISH ║
+ ║ Confidence: HIGH / MEDIUM / LOW ║
+ ║ Horizon: SHORT / MEDIUM / LONG-TERM ║
+ ║ Score: X.X / 10 ║
+ ╠══════════════════════════════════════════════╣
+ ║ Action: BUY / HOLD / SELL ║
+ ║ Conviction: STRONG / MODERATE / WEAK ║
+ ╚══════════════════════════════════════════════╝
+ ```
+
+ **Score Guide**: 8.0–10.0 Strongly Bullish | 6.0–7.9 Moderately Bullish | 4.0–5.9 Neutral | 2.0–3.9 Moderately Bearish | 0.0–1.9 Strongly Bearish
+ **Confidence**: HIGH (strong data, clear signals) | MEDIUM (mixed signals) | LOW (limited data, conflicting signals)
+ **Horizon**: SHORT-TERM (1 week–3 months) | MEDIUM-TERM (3 months–1 year) | LONG-TERM (1+ years)
+