git:20260520.cb93ef7 to git:20260521.02561b0

---

name: dispute-respond

description: Prepare a governed dispute response artifact from a linked charge receipt.

---

# Dispute Respond

Prepare a profile-local dispute response artifact for a counterparty-initiated

payment dispute.

This skill attaches the linked sealed charge receipt, prior refund receipts,

and provider evidence, then selects a response posture. It does not settle the

dispute or produce a rail closure receipt.

## Quality Profile

- Purpose: keep disputes separate from silent refunds.

- Audience: provider operators, reviewers, registry tooling, and future dispute

runtime enforcement.

- Artifact contract: `dispute_response`, `dispute_evidence`,

`linked_receipts`, `posture`, and `open_questions`.

- Evidence bar: every response must cite the original charge receipt and any

prior refund receipts.

- Strategic bar: never mask an open dispute by recommending an untracked refund.

- Stop conditions: return `needs_agent` when dispute id, linked receipt, prior

refunds, or evidence posture is ambiguous.

## Inputs

- `dispute_event` (required): provider-initiated dispute or chargeback event.

- `original_receipt_ref` (required): linked sealed charge receipt reference.

- `prior_refund_receipt_refs` (optional): prior refund receipts.

- `evidence_refs` (optional): provider evidence references.

- `operator_posture` (optional): requested response posture.