AGENTS.md git:20261102.265e067A

Immutable. This exact content never changes and is served at /api/v1/blob/12202c4d8572a6be.

# AGENTS.md

This repo is a collection of Agent Skills for personal finance, jobs, crypto and content creators, organised by country. Each skill is a folder with a `SKILL.md` under `plugins/<plugin>/skills/<skill>/`. Country skills are prefixed with the country (`india-`, `canada-`, `us-`).

When a user's request matches a skill's description and their country, read that `SKILL.md` and follow it. Use the calculator script (or the code embedded at the end of the SKILL.md) for every number; don't do tax arithmetic by hand.

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```
country-skills
├── 🇨🇦 Canada
│   ├── canada-finance
│   │   ├── canada-capital-gains        Adjusted cost base (average cost), realized capital gains/losses per…
│   │   ├── canada-creator-tax          Tax for Canadian content creators and influencers: what the CRA counts…
│   │   ├── canada-crypto-tax           Canadian crypto tax: adjusted cost base (average cost) pooled across…
│   │   ├── canada-first-home           Plan a first home purchase in Canada: minimum down payment, CMHC…
│   │   └── canada-registered-accounts  Work out TFSA, RRSP and FHSA contribution room and which account to…
│   └── canada-jobs
│       ├── canada-cover-letter    Write a short, tailored Canadian cover letter from the user's resume…
│       ├── canada-interview-prep  Prepare for a Canadian job interview with likely questions, STAR…
│       └── canada-resume          Rewrite or review a resume in Canadian format and tailor it to a job…
├── 🇮🇳 India
│   ├── india-finance
│   │   ├── india-capital-gains  STCG and LTCG on Indian listed shares and equity mutual funds using…
│   │   ├── india-creator-tax    Tax for Indian YouTubers, Instagram influencers and content creators…
│   │   ├── india-crypto-tax     Indian crypto (VDA) tax: flat 30% on gains, no loss set-off, 1% TDS on…
│   │   ├── india-gst            Indian GST for small businesses and freelancers: GST 2.0 rates, whether…
│   │   ├── india-income-tax     Calculate Indian income tax and compare the new and old regimes for Tax…
│   │   └── india-nri-return     Checklist for NRIs moving back to India: residential status (RNOR)…
│   └── india-jobs
│       ├── india-interview-prep  Prepare for an Indian job interview (HR, technical/functional and…
│       └── india-resume          Write or improve a resume for the Indian job market and…
├── 🇺🇸 United States
│   ├── us-finance
│   │   ├── us-creator-tax          Tax for US content creators and influencers: 1099-NEC/1099-K thresholds…
│   │   ├── us-crypto-tax           US crypto tax: per-wallet FIFO cost basis, short vs long term gains…
│   │   ├── us-income-tax           Estimate US federal income tax for 2026 including long-term capital…
│   │   └── us-retirement-accounts  2026 limits and rules for 401(k), traditional IRA, Roth IRA and HSA…
│   └── us-jobs
│       ├── us-interview-prep  Prepare for a US job interview: behavioral STAR answers, likely…
│       └── us-resume          Write or review a US resume and cover letter tailored to a job posting…
└── 🌍 Any country
    ├── creator
    │   ├── creator-brand-deals     Help creators land and run brand deals: media kit, rate card from their…
    │   ├── creator-content-plan    Plan content for a creator: content pillars, a weekly/monthly calendar…
    │   └── creator-content-writer  Write hooks, captions, Reel/Shorts/TikTok scripts, carousel text and…
    ├── crypto
    │   └── crypto-portfolio  Combine crypto exports from Binance, Coinbase, Kraken, Wealthsimple…
    └── money
        └── debt-payoff  Build a plan to pay off credit cards, loans and lines of credit…
```

27 skills in 9 plugins. Install a whole plugin or any single skill.
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Scripts are Python 3.9+ with no dependencies. After changing anything, run `python tools/build.py`.