bankruptcy-decision SKILL.md skillA
bankruptcy-decision from mohitagw15856/pm-claude-skills is an agent skill: a SKILL.md folder an AI agent loads when a task calls for it.
mdr add mohitagw15856/pm-claude-skills/bankruptcy-decision@git:20260818.e70f575Pins git:20260818.e70f575 in mdr.lock. Pin the fingerprint instead.
- Audit grade
- A, 17 of 17 checks passed
- Kind
- SKILL.md skill
- Repository
- mohitagw15856/pm-claude-skills
- Path
exports/openclaw/bankruptcy-decision/SKILL.md- Versions recorded
- 1
- Latest version
- git:20260818.e70f575, committed Aug 18, 2026
- Size
- 5,627 bytes
- Repository stars
- 1,475
- License
- MIT
Think clearly about whether bankruptcy is the right move, or whether another path fits better — without shame and without a sales pitch. Use when asked should I file for bankruptcy, is bankruptcy my best option, alternatives to bankruptcy, or what happens if I file. Produces an honest read on whether your situation is the kind bankruptcy actually helps, the main types and what each does (and doesn't) discharge, the real trade-offs (what you keep, the credit impact and its recovery, what's not…
Collected from public GitHub. Every version is saved exactly as it was and never changes. Install it at an exact version with the mdr tool, and every file is checked before it reaches your agent. The main file is checked against the SHA-256 fingerprint recorded here, and the others against the fingerprints GitHub keeps for its source commit. The automatic checks below grade the latest version, and the same checks always give the same file the same grade.
What the file says
# Bankruptcy Decision Bankruptcy is neither a moral failure nor a magic reset — it's a legal tool that fits some situations and not others, buried under shame and predatory "debt relief" ads. This helps you think clearly: whether your situation is the kind it actually helps, what the main types do and don't erase, the honest trade-offs, the alternatives to weigh first, and why a real attorney consult (often free) is the essential next step — so you decide on facts, not fear. ## What This Skill Produces - **A fit read** — whether your situation (debt type, amount, income, assets) is the kind bankruptcy meaningfully helps, or whether it wouldn't - **The types, plainly** — the main forms (liquidation vs. reorganization/repayment) and what each does and doesn't discharge - **The honest trade-offs** — what you typically keep (exemptions), the credit impact and how it recovers over time, and what's usually not dischargeable (many taxes, student loans, child support) - **The alternatives to weigh first** — negotiation/settlement, a nonprofit debt-management plan, hardship programs, or simply not paying time-barred debt …
Read the whole file at its exact version.
How to install
mdr add mohitagw15856/pm-claude-skills/bankruptcy-decision@sha256:00f009d9bdad47b8The line at the top of this page pins the label git:20260818.e70f575, which is what most people want. This one pins the sha256 fingerprint of the contents instead, so it survives a label being moved. Either way the exact version is written to mdr.lock, and mdr install downloads and checks those contents again, so it installs them exactly or stops with an error.
[](https://markdownregistry.com/a/art_232ztokj6oo5xtj7)
4 badge image fetches in 30 days. What the badge shows.
Versions
The registry has recorded 1 version of this file, committed on Aug 18, 2026.
Audit of the latest version
- pass: Frontmatter block present
- pass: Frontmatter declares a name
- pass: Frontmatter declares a description
- pass: Size between 200 bytes and 200 KB (5627 bytes)
- pass: No zero-width or bidi control characters
- pass: No instruction hidden inside an HTML comment
- pass: No link to an exfiltration or paste host
- pass: No credential-shaped string
- pass: No instruction to send local credentials anywhere
- pass: No text hidden with inline styles
- pass: No prompt-injection phrasing
- pass: No curl or wget piped into a shell
- pass: No recursive delete of root, home or parent
- pass: No instruction to read or print local credentials
- pass: No base64 blob over 200 characters
- pass: No link to a raw IP address
- pass: No script tag
Source
mohitagw15856/pm-claude-skills · 1,475 stars · license MIT · pushed 2026-10-21 · branch main
API
GET https://markdownregistry.com/api/v1/artifacts/art_232ztokj6oo5xtj7 GET https://markdownregistry.com/api/v1/resolve?ref=mohitagw15856/pm-claude-skills/bankruptcy-decision GET https://markdownregistry.com/api/v1/blob/00f009d9bdad47b811472c6d2e9abc2249793b566c141d3fba940b92f924609b
Your AI assistant does the legwork. You hear about the deals worth your word. Hand yours the standing instructions at modelranch.com and it joins the network that reads files like this one.
Guides: the SKILL.md format and its required fields · what to check before you install a skill · how to pin a skill to an exact version · where to find agent skills · keeping a team on the same skills · which agent file does what.