closing-disclosure-decoder SKILL.md skillA
closing-disclosure-decoder from mohitagw15856/pm-claude-skills is an agent skill: a SKILL.md folder an AI agent loads when a task calls for it.
mdr add mohitagw15856/pm-claude-skills/closing-disclosure-decoder@git:20260717.f2cb887Pins git:20260717.f2cb887 in mdr.lock. Pin the fingerprint instead.
- Audit grade
- A, 17 of 17 checks passed
- Kind
- SKILL.md skill
- Repository
- mohitagw15856/pm-claude-skills
- Path
exports/openclaw/closing-disclosure-decoder/SKILL.md- Versions recorded
- 1
- Latest version
- git:20260717.f2cb887, committed Jul 17, 2026
- Size
- 4,865 bytes
- Repository stars
- 1,475
- License
- MIT
Decode a mortgage Closing Disclosure line by line — which fees are real, which are shoppable or junk, and what changed since the Loan Estimate. Use when asked to decode my closing disclosure, review my closing costs, why did my costs go up, or which fees can I negotiate. Produces a section-by-section decode, the Loan-Estimate comparison with tolerance flags, the challenge list with scripts, and the cash-to-close verification.
Collected from public GitHub. Every version is saved exactly as it was and never changes. Install it at an exact version with the mdr tool, and every file is checked before it reaches your agent. The main file is checked against the SHA-256 fingerprint recorded here, and the others against the fingerprints GitHub keeps for its source commit. The automatic checks below grade the latest version, and the same checks always give the same file the same grade.
What the file says
# Closing Disclosure Decoder Skill The Closing Disclosure arrives three days before the biggest purchase of your life, formatted to discourage reading. This skill reads it: every section in plain English, every fee sorted into real / shoppable / challenge, and — the part with teeth — the comparison against the Loan Estimate, where regulated tolerance rules make some increases the lender's problem, not yours. ## What This Skill Produces - **Section decode** — A through J in plain English, the three-day clock stated - **Fee triage** — real and fixed / shoppable-too-late-but-note-it / challenge-now, with amounts - **The LE comparison** — what moved since the Loan Estimate, tolerance category per change - **Challenge scripts** — exact wording for the lender call, ranked by recovery odds - **Cash-to-close check** — the bottom line reconciled against your own math ## Required Inputs Ask for these only if not provided: - **The Closing Disclosure** (page-by-page paste or the figures) - **The Loan Estimate** — the comparison is the leverage; without it, decode-only and say so - **Closing date** — the three-business-day review clock …
Read the whole file at its exact version.
How to install
mdr add mohitagw15856/pm-claude-skills/closing-disclosure-decoder@sha256:7e72fa4bc717f8fcThe line at the top of this page pins the label git:20260717.f2cb887, which is what most people want. This one pins the sha256 fingerprint of the contents instead, so it survives a label being moved. Either way the exact version is written to mdr.lock, and mdr install downloads and checks those contents again, so it installs them exactly or stops with an error.
[](https://markdownregistry.com/a/art_3ctt3zgxf533y7hf)
5 badge image fetches in 30 days. What the badge shows.
Versions
The registry has recorded 1 version of this file, committed on Jul 17, 2026.
Audit of the latest version
- pass: Frontmatter block present
- pass: Frontmatter declares a name
- pass: Frontmatter declares a description
- pass: Size between 200 bytes and 200 KB (4865 bytes)
- pass: No zero-width or bidi control characters
- pass: No instruction hidden inside an HTML comment
- pass: No link to an exfiltration or paste host
- pass: No credential-shaped string
- pass: No instruction to send local credentials anywhere
- pass: No text hidden with inline styles
- pass: No prompt-injection phrasing
- pass: No curl or wget piped into a shell
- pass: No recursive delete of root, home or parent
- pass: No instruction to read or print local credentials
- pass: No base64 blob over 200 characters
- pass: No link to a raw IP address
- pass: No script tag
Source
mohitagw15856/pm-claude-skills · 1,475 stars · license MIT · pushed 2026-10-21 · branch main
API
GET https://markdownregistry.com/api/v1/artifacts/art_3ctt3zgxf533y7hf GET https://markdownregistry.com/api/v1/resolve?ref=mohitagw15856/pm-claude-skills/closing-disclosure-decoder GET https://markdownregistry.com/api/v1/blob/7e72fa4bc717f8fc9c07ea6cb05f0dd0ab95bd93fbabde76357debbf92510507
Your AI assistant does the legwork. You hear about the deals worth your word. Hand yours the standing instructions at modelranch.com and it joins the network that reads files like this one.
Guides: the SKILL.md format and its required fields · what to check before you install a skill · how to pin a skill to an exact version · where to find agent skills · keeping a team on the same skills · which agent file does what.