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akahu-personal SKILL.md skillA

akahu-personal from thecolab-ai/.skills is an agent skill: a SKILL.md folder an AI agent loads when a task calls for it.

Install it, pinned

mdr add thecolab-ai/.skills/akahu-personal@git:20260719.1748a98

Pins git:20260719.1748a98 in mdr.lock. Pin the fingerprint instead.

Audit grade: A, 17 of 17 checks passed
Kind: SKILL.md skill
Repository: thecolab-ai/.skills
Path: skills/akahu-personal/SKILL.md
Versions recorded: 3
Latest version: git:20260719.1748a98, committed Jul 19, 2026
First version recorded: May 28, 2026
Size: 3,659 bytes
Repository stars: 33
License: MIT

Query personal transactional bank-account data — account lists, balances, settled/pending transactions, account-specific transaction history, and private JSON/CSV exports — from Akahu, a New Zealand open-banking provider. Use when the task involves personal bank data exports, NZ account balances, transaction analysis, cashflow/spending categorisation, or inspecting authenticated Personal App banking data. Requires user-provided AKAHU_APP_TOKEN and AKAHU_USER_TOKEN; never smoke-test against…

Collected from public GitHub. Every version is saved exactly as it was and never changes. Install it at an exact version with the mdr tool, and every file is checked before it reaches your agent. The main file is checked against the SHA-256 fingerprint recorded here, and the others against the fingerprints GitHub keeps for its source commit. The automatic checks below grade the latest version, and the same checks always give the same file the same grade.

What the file says

# Akahu Personal App

## Goal

Fetch a user's own Akahu Personal App data through a small deterministic CLI, without committing tokens or financial exports.

## Use this when

- The user has created an Akahu Personal App and supplied tokens out-of-band
- A task needs Akahu `/me`, account balances, account metadata, or recent transactions
- A workflow needs settled or pending transaction samples for analysis
- A workflow needs a local JSON/CSV export of personal NZ banking data

## Privacy and safety

- Requires both `AKAHU_APP_TOKEN` and `AKAHU_USER_TOKEN` in the environment.
- Treat output as personal financial data. Save only to private paths and do not paste raw exports into issues, PRs, logs, or shared chats.
- Account numbers are redacted by default. Pass `--raw-account-numbers` only in a private environment.
- CI smoke tests intentionally skip live API calls because this skill requires personal credentials and personal banking data.

## CLI

```bash
export AKAHU_APP_TOKEN='app_token_...'
export AKAHU_USER_TOKEN='user_token_...'

python3 skills/akahu-personal/scripts/cli.py me --json
python3 skills/akahu-personal/scripts/cli.py accounts --json
…

Read the whole file at its exact version.

How to install

The exact contents, by fingerprint

mdr add thecolab-ai/.skills/akahu-personal@sha256:7ac611c7fb7faf11

The line at the top of this page pins the label git:20260719.1748a98, which is what most people want. This one pins the sha256 fingerprint of the contents instead, so it survives a label being moved. Either way the exact version is written to mdr.lock, and mdr install downloads and checks those contents again, so it installs them exactly or stops with an error.

Badge

[![mdr](https://markdownregistry.com/badge/art_42swtoyl7ao62qg3.svg)](https://markdownregistry.com/a/art_42swtoyl7ao62qg3)

3 badge image fetches in 30 days. What the badge shows.

Versions

The registry has recorded 3 versions of this file, between May 28, 2026 and Jul 19, 2026, about one every 26 days.

version	committed	commit	size	audit
git:20260719.1748a98 latest	2026-07-19	1748a98	3,659 B	A	view · diff
git:20260528.7aa0942	2026-05-28	7aa0942	2,739 B	A	view · diff
git:20260528.6e5a3f0	2026-05-28	6e5a3f0	2,783 B	A	view

Audit of the latest version

A 17 of 17 checks passed. Fixed automatic checks with no AI involved, so the same checks give the same answer every run.

pass: Frontmatter block present
pass: Frontmatter declares a name
pass: Frontmatter declares a description
pass: Size between 200 bytes and 200 KB (3659 bytes)
pass: No zero-width or bidi control characters
pass: No instruction hidden inside an HTML comment
pass: No link to an exfiltration or paste host
pass: No credential-shaped string
pass: No instruction to send local credentials anywhere
pass: No text hidden with inline styles
pass: No prompt-injection phrasing
pass: No curl or wget piped into a shell
pass: No recursive delete of root, home or parent
pass: No instruction to read or print local credentials
pass: No base64 blob over 200 characters
pass: No link to a raw IP address
pass: No script tag

Source

GitHub

thecolab-ai/.skills · 33 stars · license MIT · pushed 2026-10-12 · branch main

API

GET https://markdownregistry.com/api/v1/artifacts/art_42swtoyl7ao62qg3
GET https://markdownregistry.com/api/v1/resolve?ref=thecolab-ai/.skills/akahu-personal
GET https://markdownregistry.com/api/v1/blob/7ac611c7fb7faf112aa44334615e2e99309e05a17b050b32a9c01c744d6c3aa8

Your AI assistant does the legwork. You hear about the deals worth your word. Hand yours the standing instructions at modelranch.com and it joins the network that reads files like this one.

Guides: the SKILL.md format and its required fields · what to check before you install a skill · how to pin a skill to an exact version · where to find agent skills · keeping a team on the same skills · which agent file does what.