beneficiary-audit SKILL.md skillA
beneficiary-audit from mohitagw15856/pm-claude-skills is an agent skill: a SKILL.md folder an AI agent loads when a task calls for it.
mdr add mohitagw15856/pm-claude-skills/beneficiary-audit@git:20260718.011a114Pins git:20260718.011a114 in mdr.lock. Pin the fingerprint instead.
- Audit grade
- A, 17 of 17 checks passed
- Kind
- SKILL.md skill
- Repository
- mohitagw15856/pm-claude-skills
- Path
exports/openclaw/beneficiary-audit/SKILL.md- Versions recorded
- 1
- Latest version
- git:20260718.011a114, committed Jul 18, 2026
- Size
- 6,158 bytes
- Repository stars
- 1,475
- License
- MIT
Audit the beneficiary designations that quietly override wills — the account-by-account sweep, the life-event triggers that make them stale, and the coordination check against actual intentions. Use when asked check my beneficiaries, does my 401k go to my ex, do beneficiary forms beat a will, or what should I update after marriage/divorce/a birth. Produces the account sweep list, the stale-designation red flags, the intent-vs-paperwork comparison table, and the update checklist with the…
Collected from public GitHub. Every version is saved exactly as it was and never changes. Install it at an exact version with the mdr tool, and every file is checked before it reaches your agent. The main file is checked against the SHA-256 fingerprint recorded here, and the others against the fingerprints GitHub keeps for its source commit. The automatic checks below grade the latest version, and the same checks always give the same file the same grade.
What the file says
# Beneficiary Audit Skill The most important estate document most people have isn't their will — it's a form they filled out on day two of a job in 2016 and never saw again. Retirement accounts, life insurance, and payable-on-death accounts generally pass by *designation*, outside the will entirely: in the classic disaster, the will says everything to the new spouse, the 401k form still says the ex, and (jurisdiction-varying, but often) **the form wins.** This skill runs the audit: sweep every designation-carrying account, compare paper against intent, and flag the stale ones before they become someone's litigation. ## What This Skill Produces - **The sweep list** — every account type that carries designations, checked or marked unknown - **The comparison table** — what the paperwork says vs. what the person actually intends, per account - **The red-flag list** — ex-spouses, deceased primaries, missing contingents, minors named directly, "estate" as beneficiary — each with why it bites - **The update checklist** — what to change where, and the confirm-in-writing step that closes the loop ## Required Inputs Ask for these if not provided: …
Read the whole file at its exact version.
How to install
mdr add mohitagw15856/pm-claude-skills/beneficiary-audit@sha256:254179a987b7d1c2The line at the top of this page pins the label git:20260718.011a114, which is what most people want. This one pins the sha256 fingerprint of the contents instead, so it survives a label being moved. Either way the exact version is written to mdr.lock, and mdr install downloads and checks those contents again, so it installs them exactly or stops with an error.
[](https://markdownregistry.com/a/art_4fakogrwls6gov5m)
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Versions
The registry has recorded 1 version of this file, committed on Jul 18, 2026.
Audit of the latest version
- pass: Frontmatter block present
- pass: Frontmatter declares a name
- pass: Frontmatter declares a description
- pass: Size between 200 bytes and 200 KB (6158 bytes)
- pass: No zero-width or bidi control characters
- pass: No instruction hidden inside an HTML comment
- pass: No link to an exfiltration or paste host
- pass: No credential-shaped string
- pass: No instruction to send local credentials anywhere
- pass: No text hidden with inline styles
- pass: No prompt-injection phrasing
- pass: No curl or wget piped into a shell
- pass: No recursive delete of root, home or parent
- pass: No instruction to read or print local credentials
- pass: No base64 blob over 200 characters
- pass: No link to a raw IP address
- pass: No script tag
Source
mohitagw15856/pm-claude-skills · 1,475 stars · license MIT · pushed 2026-10-21 · branch main
API
GET https://markdownregistry.com/api/v1/artifacts/art_4fakogrwls6gov5m GET https://markdownregistry.com/api/v1/resolve?ref=mohitagw15856/pm-claude-skills/beneficiary-audit GET https://markdownregistry.com/api/v1/blob/254179a987b7d1c2f8858a13233fac081c478281fba5c6d80337bbd347453ec2
Your AI assistant does the legwork. You hear about the deals worth your word. Hand yours the standing instructions at modelranch.com and it joins the network that reads files like this one.
Guides: the SKILL.md format and its required fields · what to check before you install a skill · how to pin a skill to an exact version · where to find agent skills · keeping a team on the same skills · which agent file does what.