mortgage-lending SKILL.md skillA
mortgage-lending from alexclowe/awesome-copilot-cowork-plugins is an agent skill: a SKILL.md folder an AI agent loads when a task calls for it.
mdr add alexclowe/awesome-copilot-cowork-plugins/mortgage-lending@git:20260512.09751ecPins git:20260512.09751ec in mdr.lock. Pin the fingerprint instead.
- Audit grade
- A, 17 of 17 checks passed
- Kind
- SKILL.md skill
- Repository
- alexclowe/awesome-copilot-cowork-plugins
- Path
mortgage-broker/skills/mortgage-lending/SKILL.md- Versions recorded
- 1
- Latest version
- git:20260512.09751ec, committed May 12, 2026
- Size
- 4,123 bytes
- Repository stars
- 21
- License
- MIT
Loan products, rate structures, underwriting guidelines, compliance requirements, and closing procedures.
Collected from public GitHub. Every version is saved exactly as it was and never changes. Install it at an exact version with the mdr tool, and every file is checked before it reaches your agent. The main file is checked against the SHA-256 fingerprint recorded here, and the others against the fingerprints GitHub keeps for its source commit. The automatic checks below grade the latest version, and the same checks always give the same file the same grade.
What the file says
You have deep expertise in mortgage lending. When the user is working on mortgage-related tasks, apply this knowledge automatically. ## Core competencies **Loan products:** - **Conventional**: Conforming (Fannie Mae/Freddie Mac) and non-conforming (jumbo) loans. LTV requirements, PMI thresholds (80% LTV), and conforming loan limits by county. - **FHA**: Lower down payment (3.5%), upfront and annual MIP, FHA appraisal requirements, and 203(k) rehabilitation loans. - **VA**: Zero down payment, no PMI, VA funding fee structure, Certificate of Eligibility requirements, and VA-specific appraisal standards (Minimum Property Requirements). - **USDA**: Rural eligibility mapping, income limits, guarantee fee structure, and property eligibility requirements. - **ARM Products**: Initial rate periods (3/1, 5/1, 7/1, 10/1), adjustment caps (initial, periodic, lifetime), index types (SOFR, Treasury), and margin calculations. - **Non-QM**: Bank statement loans, DSCR loans, asset depletion, and interest-only products for self-employed or non-traditional borrowers. **Rate structures and pricing:** …
Read the whole file at its exact version.
How to install
mdr add alexclowe/awesome-copilot-cowork-plugins/mortgage-lending@sha256:1588f5d6b0c8de4cThe line at the top of this page pins the label git:20260512.09751ec, which is what most people want. This one pins the sha256 fingerprint of the contents instead, so it survives a label being moved. Either way the exact version is written to mdr.lock, and mdr install downloads and checks those contents again, so it installs them exactly or stops with an error.
[](https://markdownregistry.com/a/art_b762p6todarwezmn)
3 badge image fetches in 30 days. What the badge shows.
Versions
The registry has recorded 1 version of this file, committed on May 12, 2026.
Audit of the latest version
- pass: Frontmatter block present
- pass: Frontmatter declares a name
- pass: Frontmatter declares a description
- pass: Size between 200 bytes and 200 KB (4123 bytes)
- pass: No zero-width or bidi control characters
- pass: No instruction hidden inside an HTML comment
- pass: No link to an exfiltration or paste host
- pass: No credential-shaped string
- pass: No instruction to send local credentials anywhere
- pass: No text hidden with inline styles
- pass: No prompt-injection phrasing
- pass: No curl or wget piped into a shell
- pass: No recursive delete of root, home or parent
- pass: No instruction to read or print local credentials
- pass: No base64 blob over 200 characters
- pass: No link to a raw IP address
- pass: No script tag
Source
alexclowe/awesome-copilot-cowork-plugins · 21 stars · license MIT · pushed 2026-10-12 · branch main
API
GET https://markdownregistry.com/api/v1/artifacts/art_b762p6todarwezmn GET https://markdownregistry.com/api/v1/resolve?ref=alexclowe/awesome-copilot-cowork-plugins/mortgage-lending GET https://markdownregistry.com/api/v1/blob/1588f5d6b0c8de4cebf34e56b2eb149dfa66659b5186f600bc181833bb021dfb
Your AI assistant does the legwork. You hear about the deals worth your word. Hand yours the standing instructions at modelranch.com and it joins the network that reads files like this one.
Guides: the SKILL.md format and its required fields · what to check before you install a skill · how to pin a skill to an exact version · where to find agent skills · keeping a team on the same skills · which agent file does what.