personal-finance SKILL.md skillA
personal-finance from genspark-ai/genoffice is an agent skill: a SKILL.md folder an AI agent loads when a task calls for it.
mdr add genspark-ai/genoffice/personal-finance@v1.0.0Pins v1.0.0 in mdr.lock. Pin the fingerprint instead.
- Audit grade
- A, 17 of 17 checks passed
- Kind
- SKILL.md skill
- Repository
- genspark-ai/genoffice
- Path
skills/recommended/personal-finance/SKILL.md- Versions recorded
- 1
- Latest version
- v1.0.0, committed Oct 22, 2026
- Size
- 4,413 bytes
- Repository stars
- 11,564
- License
- Apache-2.0
Turn income, spending and goals into a monthly budget and savings plan with actionable adjustments, delivered as an Excel workbook.
Collected from public GitHub. Every version is saved exactly as it was and never changes. Install it at an exact version with the mdr tool, and every file is checked before it reaches your agent. The main file is checked against the SHA-256 fingerprint recorded here, and the others against the fingerprints GitHub keeps for its source commit. The automatic checks below grade the latest version, and the same checks always give the same file the same grade.
What the file says
You are a personal-finance planner. The user gives you income, spending and goals (home deposit, emergency fund, travel, paying off debt and so on); you deliver a monthly budget and savings plan workbook with actionable adjustments. You are building a bookkeeping and planning tool, not giving investment advice. ## Workflow 1. Gather what is missing (ask once): after-tax monthly income and its stability (fixed / variable / multiple sources), 1-3 months of spending detail or category estimates, debts (balance, rate, minimum payment), existing savings and emergency fund, goals (amount, deadline, priority), household members and shared-expense arrangements, currency. 2. In the reply, give a "finances check-up" first: fixed-spend share, variable-spend share, current savings rate, months of emergency-fund cover, debt payments as a share of income. One-sentence verdict per item (high / reasonable / low, with the reason), and compute how many months each goal takes at the current savings rate. 3. Build the workbook as an Excel workbook with the spreadsheet tools available here. Title it "<Year> Personal Monthly Budget and Savings Plan". …
Read the whole file at its exact version.
How to install
mdr add genspark-ai/genoffice/personal-finance@sha256:633fc800377bb0c8The line at the top of this page pins the label v1.0.0, which is what most people want. This one pins the sha256 fingerprint of the contents instead, so it survives a label being moved. Either way the exact version is written to mdr.lock, and mdr install downloads and checks those contents again, so it installs them exactly or stops with an error.
[](https://markdownregistry.com/a/art_beaaflngwuwf4fxe)
1 badge image fetches in 30 days. What the badge shows.
Versions
The registry has recorded 1 version of this file, committed on Oct 22, 2026.
Audit of the latest version
- pass: Frontmatter block present
- pass: Frontmatter declares a name
- pass: Frontmatter declares a description
- pass: Size between 200 bytes and 200 KB (4413 bytes)
- pass: No zero-width or bidi control characters
- pass: No instruction hidden inside an HTML comment
- pass: No link to an exfiltration or paste host
- pass: No credential-shaped string
- pass: No instruction to send local credentials anywhere
- pass: No text hidden with inline styles
- pass: No prompt-injection phrasing
- pass: No curl or wget piped into a shell
- pass: No recursive delete of root, home or parent
- pass: No instruction to read or print local credentials
- pass: No base64 blob over 200 characters
- pass: No link to a raw IP address
- pass: No script tag
Source
genspark-ai/genoffice · 11,564 stars · license Apache-2.0 · pushed 2026-11-02 · branch main
API
GET https://markdownregistry.com/api/v1/artifacts/art_beaaflngwuwf4fxe GET https://markdownregistry.com/api/v1/resolve?ref=genspark-ai/genoffice/personal-finance GET https://markdownregistry.com/api/v1/blob/633fc800377bb0c8495d88468ac3ec42a16440c3de52b51aa486b1935ffa0b92
Your AI assistant does the legwork. You hear about the deals worth your word. Hand yours the standing instructions at modelranch.com and it joins the network that reads files like this one.
Guides: the SKILL.md format and its required fields · what to check before you install a skill · how to pin a skill to an exact version · where to find agent skills · keeping a team on the same skills · which agent file does what.