credit-card-transaction-data-signal-construction SKILL.md skillA

credit-card-transaction-data-signal-construction from himanshuj16/algo-trading-skills is an agent skill: a SKILL.md folder an AI agent loads when a task calls for it.

Install it, pinned
mdr add himanshuj16/algo-trading-skills/credit-card-transaction-data-signal-construction@v1.2.0

Pins v1.2.0 in mdr.lock. Pin the fingerprint instead.

Audit grade
A, 17 of 17 checks passed
Kind
SKILL.md skill
Repository
himanshuj16/algo-trading-skills
Path
skills/credit-card-transaction-data-signal-construction/SKILL.md
Versions recorded
5
Latest version
v1.2.0, committed Sep 3, 2026
First version recorded
Jul 30, 2026
Size
6,956 bytes
Repository stars
50
License
Apache-2.0

Use when forecasting a consumer company's quarterly revenue from card transaction panels ahead of the earnings release, normalising panel bias and computing year-on-year growth against consensus.

Collected from public GitHub. Every version is saved exactly as it was and never changes. Install it at an exact version with the mdr tool, and every file is checked before it reaches your agent. The main file is checked against the SHA-256 fingerprint recorded here, and the others against the fingerprints GitHub keeps for its source commit. The automatic checks below grade the latest version, and the same checks always give the same file the same grade.

What the file says

## When to Use

Use this skill when processing consumer credit/debit card transaction panel feeds (e.g. Yodlee, Bloomberg Second Measure, Earnest Analytics, Facteus) to forecast public retail and consumer sector quarterly revenues ahead of official earnings releases. Because consumer card panel data provides high-frequency daily spending signals, this module normalizes sample panel coverage, calculates Year-over-Year (YoY) sales growth decomposed into ticket-size and transaction-volume components, and generates directional earnings surprise signals (`BEAT_BUY` / `MISS_SELL`) against point-in-time Wall Street consensus estimates.

## When NOT to Use

- **Intraday or execution decisions.** This engine produces quarterly pre-earnings research signals with a vendor delivery lag of hours-to-days; it is not a timing or execution tool.
- **Position sizing off `confidence_score`.** That field is a naive linear heuristic rank in [0, 1], not a calibrated probability — size positions from your own backtested statistics only.
- **Companies without meaningful card-panel coverage** (B2B, wholesale-driven, or heavily cash markets) — panel noise dominates any signal.
…

Read the whole file at its exact version.

How to install

The exact contents, by fingerprint
mdr add himanshuj16/algo-trading-skills/credit-card-transaction-data-signal-construction@sha256:695bfc6a0adf6349

The line at the top of this page pins the label v1.2.0, which is what most people want. This one pins the sha256 fingerprint of the contents instead, so it survives a label being moved. Either way the exact version is written to mdr.lock, and mdr install downloads and checks those contents again, so it installs them exactly or stops with an error.

Badge

mdr badge

[![mdr](https://markdownregistry.com/badge/art_evzdi5wr35im6r3o.svg)](https://markdownregistry.com/a/art_evzdi5wr35im6r3o)

2 badge image fetches in 30 days. What the badge shows.

Versions

The registry has recorded 5 versions of this file, between Jul 30, 2026 and Sep 3, 2026, about one every 9 days.

versioncommittedcommitsizeaudit
v1.2.0 latest2026-09-03 8527a51 6,956 BA view · diff
v1.2.02026-08-23 b680e6a 6,957 BA view · diff
v1.1.02026-08-23 b540e44 6,025 BA view · diff
v1.0.02026-08-07 89d1436 3,460 BA view · diff
v1.0.02026-07-30 dfc60c7 3,458 BA view

Audit of the latest version

A  17 of 17 checks passed. Fixed automatic checks with no AI involved, so the same checks give the same answer every run.
  • pass: Frontmatter block present
  • pass: Frontmatter declares a name
  • pass: Frontmatter declares a description
  • pass: Size between 200 bytes and 200 KB (6956 bytes)
  • pass: No zero-width or bidi control characters
  • pass: No instruction hidden inside an HTML comment
  • pass: No link to an exfiltration or paste host
  • pass: No credential-shaped string
  • pass: No instruction to send local credentials anywhere
  • pass: No text hidden with inline styles
  • pass: No prompt-injection phrasing
  • pass: No curl or wget piped into a shell
  • pass: No recursive delete of root, home or parent
  • pass: No instruction to read or print local credentials
  • pass: No base64 blob over 200 characters
  • pass: No link to a raw IP address
  • pass: No script tag

Source

GitHub

himanshuj16/algo-trading-skills · 50 stars · license Apache-2.0 · pushed 2026-09-14 · branch main

API

GET https://markdownregistry.com/api/v1/artifacts/art_evzdi5wr35im6r3o
GET https://markdownregistry.com/api/v1/resolve?ref=himanshuj16/algo-trading-skills/credit-card-transaction-data-signal-construction
GET https://markdownregistry.com/api/v1/blob/695bfc6a0adf6349135e94dcfdf326b7c363fc3db3826805e2513581513a16ca

Your AI assistant does the legwork. You hear about the deals worth your word. Hand yours the standing instructions at modelranch.com and it joins the network that reads files like this one.

Guides: the SKILL.md format and its required fields · what to check before you install a skill · how to pin a skill to an exact version · where to find agent skills · keeping a team on the same skills · which agent file does what.

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