benefits-cliff-check SKILL.md skillA
benefits-cliff-check from mohitagw15856/pm-claude-skills is an agent skill: a SKILL.md folder an AI agent loads when a task calls for it.
mdr add mohitagw15856/pm-claude-skills/benefits-cliff-check@git:20260818.e70f575Pins git:20260818.e70f575 in mdr.lock. Pin the fingerprint instead.
- Audit grade
- A, 17 of 17 checks passed
- Kind
- SKILL.md skill
- Repository
- mohitagw15856/pm-claude-skills
- Path
exports/openclaw/benefits-cliff-check/SKILL.md- Versions recorded
- 1
- Latest version
- git:20260818.e70f575, committed Aug 18, 2026
- Size
- 5,230 bytes
- Repository stars
- 1,475
- License
- MIT
Check whether a raise, more hours, or a new job could cost you more in lost benefits than you gain — the 'benefits cliff' — before you accept it. Use when asked will a raise hurt my benefits, benefits cliff, if I make more will I lose my food stamps or medicaid, or should I take more hours. Produces a plain map of which benefits phase out at what income (and which cut off suddenly vs. taper), a rough read on whether a specific income change helps or hurts net, the ones with hard cliffs to…
Collected from public GitHub. Every version is saved exactly as it was and never changes. Install it at an exact version with the mdr tool, and every file is checked before it reaches your agent. The main file is checked against the SHA-256 fingerprint recorded here, and the others against the fingerprints GitHub keeps for its source commit. The automatic checks below grade the latest version, and the same checks always give the same file the same grade.
What the file says
# Benefits-Cliff Check More income is supposed to mean more money — but for people on income-tested benefits, a raise can cost more in lost help than it adds in pay. That's the benefits cliff, and it blindsides people into being worse off for working more. This maps how your benefits phase out, gives a rough read on whether a specific change helps or hurts net, and flags the hard cliffs — so you decide with eyes open and get a real screening before acting. ## What This Skill Produces - **A phase-out map** — which of your benefits taper gradually vs. cut off at a hard income line (food assistance, Medicaid/health subsidies, childcare help, housing assistance, EITC) - **A rough net read** — for a specific raise/hours/new job, a plain estimate of whether you come out ahead, flat, or behind after benefit changes - **The hard cliffs to watch** — the benefits that vanish suddenly at a threshold (often childcare, Medicaid, housing) where a small raise can cost a lot - **Cliff-softening moves** — options like pre-tax contributions, timing, or transitional-benefit programs that ease a threshold …
Read the whole file at its exact version.
How to install
mdr add mohitagw15856/pm-claude-skills/benefits-cliff-check@sha256:b4fe994ce1b8e8dfThe line at the top of this page pins the label git:20260818.e70f575, which is what most people want. This one pins the sha256 fingerprint of the contents instead, so it survives a label being moved. Either way the exact version is written to mdr.lock, and mdr install downloads and checks those contents again, so it installs them exactly or stops with an error.
[](https://markdownregistry.com/a/art_f7m3ecs2pr4a7i3t)
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Versions
The registry has recorded 1 version of this file, committed on Aug 18, 2026.
Audit of the latest version
- pass: Frontmatter block present
- pass: Frontmatter declares a name
- pass: Frontmatter declares a description
- pass: Size between 200 bytes and 200 KB (5230 bytes)
- pass: No zero-width or bidi control characters
- pass: No instruction hidden inside an HTML comment
- pass: No link to an exfiltration or paste host
- pass: No credential-shaped string
- pass: No instruction to send local credentials anywhere
- pass: No text hidden with inline styles
- pass: No prompt-injection phrasing
- pass: No curl or wget piped into a shell
- pass: No recursive delete of root, home or parent
- pass: No instruction to read or print local credentials
- pass: No base64 blob over 200 characters
- pass: No link to a raw IP address
- pass: No script tag
Source
mohitagw15856/pm-claude-skills · 1,475 stars · license MIT · pushed 2026-10-21 · branch main
API
GET https://markdownregistry.com/api/v1/artifacts/art_f7m3ecs2pr4a7i3t GET https://markdownregistry.com/api/v1/resolve?ref=mohitagw15856/pm-claude-skills/benefits-cliff-check GET https://markdownregistry.com/api/v1/blob/b4fe994ce1b8e8df162e3e1dc903e9a3d59f5e5e81223c0b6173084c3b0eaaca
Your AI assistant does the legwork. You hear about the deals worth your word. Hand yours the standing instructions at modelranch.com and it joins the network that reads files like this one.
Guides: the SKILL.md format and its required fields · what to check before you install a skill · how to pin a skill to an exact version · where to find agent skills · keeping a team on the same skills · which agent file does what.