car-lease-decoder SKILL.md skillA
car-lease-decoder from mohitagw15856/pm-claude-skills is an agent skill: a SKILL.md folder an AI agent loads when a task calls for it.
mdr add mohitagw15856/pm-claude-skills/car-lease-decoder@git:20260717.f2cb887Pins git:20260717.f2cb887 in mdr.lock. Pin the fingerprint instead.
- Audit grade
- A, 17 of 17 checks passed
- Kind
- SKILL.md skill
- Repository
- mohitagw15856/pm-claude-skills
- Path
exports/openclaw/car-lease-decoder/SKILL.md- Versions recorded
- 1
- Latest version
- git:20260717.f2cb887, committed Jul 17, 2026
- Size
- 4,447 bytes
- Repository stars
- 1,475
- License
- MIT
Decode a car lease offer — the money factor converted to APR, the cap-cost math, mileage and disposition traps, and what to negotiate. Use when asked to decode my car lease, is this lease deal good, what's a money factor, or review this lease before I sign. Produces the real-numbers decode (money factor → APR, total lease cost), the trap list with dollar exposure, and the negotiation points dealers expect to concede.
Collected from public GitHub. Every version is saved exactly as it was and never changes. Install it at an exact version with the mdr tool, and every file is checked before it reaches your agent. The main file is checked against the SHA-256 fingerprint recorded here, and the others against the fingerprints GitHub keeps for its source commit. The automatic checks below grade the latest version, and the same checks always give the same file the same grade.
What the file says
# Car Lease Decoder Skill Leases are quoted in a dialect designed to prevent comparison: money factors instead of interest rates, cap costs instead of prices, payments instead of totals. This skill translates everything into the two numbers that matter — the *effective APR* and the *total cost of the lease* — then walks the traps that live in the back pages. ## What This Skill Produces - **The translation** — money factor × 2400 = the APR they didn't say; cap cost vs MSRP vs negotiated price - **Total lease cost** — payments + drive-off + fees + likely end charges, one number - **The trap list** — mileage math, disposition fee, wear-and-tear standards, early-exit exposure, each priced - **Negotiation points** — what's routinely movable, with the asks ## Required Inputs Ask for these only if not provided: - **The offer sheet** — payment, term, miles/year, drive-off; ideally: money factor, residual %, cap cost, fees - **The car** — model and MSRP (residuals and negotiability vary) - **Your driving reality** — honest annual miles; the mileage trap is priced per your number - **The alternative** — buying the same car, if they want the comparison (chain to `car-tco`) ## Framework …
Read the whole file at its exact version.
How to install
mdr add mohitagw15856/pm-claude-skills/car-lease-decoder@sha256:11aa205d3caec708The line at the top of this page pins the label git:20260717.f2cb887, which is what most people want. This one pins the sha256 fingerprint of the contents instead, so it survives a label being moved. Either way the exact version is written to mdr.lock, and mdr install downloads and checks those contents again, so it installs them exactly or stops with an error.
[](https://markdownregistry.com/a/art_fp5sswbgt2ug4hnn)
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Versions
The registry has recorded 1 version of this file, committed on Jul 17, 2026.
Audit of the latest version
- pass: Frontmatter block present
- pass: Frontmatter declares a name
- pass: Frontmatter declares a description
- pass: Size between 200 bytes and 200 KB (4447 bytes)
- pass: No zero-width or bidi control characters
- pass: No instruction hidden inside an HTML comment
- pass: No link to an exfiltration or paste host
- pass: No credential-shaped string
- pass: No instruction to send local credentials anywhere
- pass: No text hidden with inline styles
- pass: No prompt-injection phrasing
- pass: No curl or wget piped into a shell
- pass: No recursive delete of root, home or parent
- pass: No instruction to read or print local credentials
- pass: No base64 blob over 200 characters
- pass: No link to a raw IP address
- pass: No script tag
Source
mohitagw15856/pm-claude-skills · 1,475 stars · license MIT · pushed 2026-10-21 · branch main
API
GET https://markdownregistry.com/api/v1/artifacts/art_fp5sswbgt2ug4hnn GET https://markdownregistry.com/api/v1/resolve?ref=mohitagw15856/pm-claude-skills/car-lease-decoder GET https://markdownregistry.com/api/v1/blob/11aa205d3caec70813a278cd0e1dfe0f2ea9a62ab623828f64acbd136e15a875
Your AI assistant does the legwork. You hear about the deals worth your word. Hand yours the standing instructions at modelranch.com and it joins the network that reads files like this one.
Guides: the SKILL.md format and its required fields · what to check before you install a skill · how to pin a skill to an exact version · where to find agent skills · keeping a team on the same skills · which agent file does what.