india-nri-return SKILL.md skillA
india-nri-return from ronitgupta43-ops/country-skills is an agent skill: a SKILL.md folder an AI agent loads when a task calls for it.
mdr add ronitgupta43-ops/country-skills/india-nri-return@git:20261101.6dbf093Pins git:20261101.6dbf093 in mdr.lock. Pin the fingerprint instead.
- Audit grade
- A, 17 of 17 checks passed
- Kind
- SKILL.md skill
- Repository
- ronitgupta43-ops/country-skills
- Path
plugins/india-finance/skills/india-nri-return/SKILL.md- Versions recorded
- 1
- Latest version
- git:20261101.6dbf093, committed Nov 1, 2026
- Size
- 2,466 bytes
- Repository stars
- 6
- License
- MIT
Checklist for NRIs moving back to India - residential status (RNOR), bank accounts, foreign income and assets, and what to do with retirement accounts abroad. Use when the user says "moving back to India", "returning NRI", "RNOR", "NRE account", or asks about money in Canada/US/UK after returning.
Collected from public GitHub. Every version is saved exactly as it was and never changes. Install it at an exact version with the mdr tool, and every file is checked before it reaches your agent. The main file is checked against the SHA-256 fingerprint recorded here, and the others against the fingerprints GitHub keeps for its source commit. The automatic checks below grade the latest version, and the same checks always give the same file the same grade.
What the file says
# Moving back to India (returning NRI) Ask first: which country they're leaving, expected return date, years spent abroad, and what they own there (bank, retirement accounts, stocks, property). ## 1. Residential status - Resident if in India 182+ days in the tax year (other tests exist for people with high Indian income). - Returning residents are often **RNOR** (resident but not ordinarily resident) for the first 2 to 3 years: they were non-resident in 9 of the previous 10 years, OR in India 729 days or less in the previous 7 years. - While RNOR, income earned and received abroad is generally not taxed in India. Plan foreign sales/withdrawals for this window. - After that they become ROR: worldwide income is taxable in India and foreign assets must be reported in Schedule FA of the return. Missing Schedule FA can mean heavy penalties under the black money law. ## 2. Bank accounts in India - Tell banks about the change. NRE/NRO accounts must be redesignated as resident accounts. - NRE balances can move to an RFC (Resident Foreign Currency) account to keep foreign currency. - FCNR deposits can run to maturity. …
Read the whole file at its exact version.
How to install
mdr add ronitgupta43-ops/country-skills/india-nri-return@sha256:e87409fd9fef7ac9The line at the top of this page pins the label git:20261101.6dbf093, which is what most people want. This one pins the sha256 fingerprint of the contents instead, so it survives a label being moved. Either way the exact version is written to mdr.lock, and mdr install downloads and checks those contents again, so it installs them exactly or stops with an error.
[](https://markdownregistry.com/a/art_hjqq5o3zvtocqlbj)
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Versions
The registry has recorded 1 version of this file, committed on Nov 1, 2026.
Audit of the latest version
- pass: Frontmatter block present
- pass: Frontmatter declares a name
- pass: Frontmatter declares a description
- pass: Size between 200 bytes and 200 KB (2466 bytes)
- pass: No zero-width or bidi control characters
- pass: No instruction hidden inside an HTML comment
- pass: No link to an exfiltration or paste host
- pass: No credential-shaped string
- pass: No instruction to send local credentials anywhere
- pass: No text hidden with inline styles
- pass: No prompt-injection phrasing
- pass: No curl or wget piped into a shell
- pass: No recursive delete of root, home or parent
- pass: No instruction to read or print local credentials
- pass: No base64 blob over 200 characters
- pass: No link to a raw IP address
- pass: No script tag
Source
ronitgupta43-ops/country-skills · 6 stars · license MIT · pushed 2026-11-06 · branch main
API
GET https://markdownregistry.com/api/v1/artifacts/art_hjqq5o3zvtocqlbj GET https://markdownregistry.com/api/v1/resolve?ref=ronitgupta43-ops/country-skills/india-nri-return GET https://markdownregistry.com/api/v1/blob/e87409fd9fef7ac9d9a14c29f1e01907f440f4b393e23710b90368781bcb2b06
Your AI assistant does the legwork. You hear about the deals worth your word. Hand yours the standing instructions at modelranch.com and it joins the network that reads files like this one.
Guides: the SKILL.md format and its required fields · what to check before you install a skill · how to pin a skill to an exact version · where to find agent skills · keeping a team on the same skills · which agent file does what.