budget-builder SKILL.md skillA
budget-builder from mohitagw15856/pm-claude-skills is an agent skill: a SKILL.md folder an AI agent loads when a task calls for it.
mdr add mohitagw15856/pm-claude-skills/budget-builder@git:20260714.b87d8d4Pins git:20260714.b87d8d4 in mdr.lock. Pin the fingerprint instead.
- Audit grade
- A, 17 of 17 checks passed
- Kind
- SKILL.md skill
- Repository
- mohitagw15856/pm-claude-skills
- Path
exports/openclaw/budget-builder/SKILL.md- Versions recorded
- 1
- Latest version
- git:20260714.b87d8d4, committed Jul 14, 2026
- Size
- 3,303 bytes
- Repository stars
- 1,475
- License
- MIT
Build a realistic personal monthly budget from someone's income and expenses. Use when asked to make a budget, plan monthly spending, allocate income, or get finances under control. Produces a categorized budget (a 50/30/20-style allocation tuned to their reality), a surplus/shortfall number, and concrete next moves. Educational, not regulated financial advice.
Collected from public GitHub. Every version is saved exactly as it was and never changes. Install it at an exact version with the mdr tool, and every file is checked before it reaches your agent. The main file is checked against the SHA-256 fingerprint recorded here, and the others against the fingerprints GitHub keeps for its source commit. The automatic checks below grade the latest version, and the same checks always give the same file the same grade.
What the file says
# Budget Builder Skill Most budgets fail because they're aspirational fiction. This skill builds a **realistic** monthly budget from someone's actual income and spending — categorized, with a clear surplus-or-shortfall number and a couple of specific moves to fix the gap. It's an educational planning aid, not personalized financial advice. ## Required Inputs Ask for these only if they aren't already provided: - **Monthly take-home income** (after tax), and whether it's steady or variable. - **Fixed costs** — rent/mortgage, utilities, insurance, loan/debt minimums, subscriptions. - **Variable spending** — groceries, transport, eating out, fun, shopping (estimates are fine). - **Goals & obligations** — emergency fund, debt payoff, saving for something, dependents. If numbers are rough, work with ranges and say so. ## Output Format ### Monthly budget — [name/household] **Income (take-home):** $X | Category | Type | Amount | % of income | |---|---|---|---| | Housing | Need | $ | % | | Utilities & bills | Need | $ | % | | Groceries | Need | $ | % | | Transport | Need | $ | % | | Debt minimums | Need | $ | % | | Dining / fun | Want | $ | % | | Subscriptions | Want | $ | % | …
Read the whole file at its exact version.
How to install
mdr add mohitagw15856/pm-claude-skills/budget-builder@sha256:a518eb7e9c3b2226The line at the top of this page pins the label git:20260714.b87d8d4, which is what most people want. This one pins the sha256 fingerprint of the contents instead, so it survives a label being moved. Either way the exact version is written to mdr.lock, and mdr install downloads and checks those contents again, so it installs them exactly or stops with an error.
[](https://markdownregistry.com/a/art_ihsbalosomjigkhc)
5 badge image fetches in 30 days. What the badge shows.
Versions
The registry has recorded 1 version of this file, committed on Jul 14, 2026.
Audit of the latest version
- pass: Frontmatter block present
- pass: Frontmatter declares a name
- pass: Frontmatter declares a description
- pass: Size between 200 bytes and 200 KB (3303 bytes)
- pass: No zero-width or bidi control characters
- pass: No instruction hidden inside an HTML comment
- pass: No link to an exfiltration or paste host
- pass: No credential-shaped string
- pass: No instruction to send local credentials anywhere
- pass: No text hidden with inline styles
- pass: No prompt-injection phrasing
- pass: No curl or wget piped into a shell
- pass: No recursive delete of root, home or parent
- pass: No instruction to read or print local credentials
- pass: No base64 blob over 200 characters
- pass: No link to a raw IP address
- pass: No script tag
Source
mohitagw15856/pm-claude-skills · 1,475 stars · license MIT · pushed 2026-10-21 · branch main
API
GET https://markdownregistry.com/api/v1/artifacts/art_ihsbalosomjigkhc GET https://markdownregistry.com/api/v1/resolve?ref=mohitagw15856/pm-claude-skills/budget-builder GET https://markdownregistry.com/api/v1/blob/a518eb7e9c3b2226a41999d2cd4aee2067bb5aa7adcef5def4a1c0d247216342
Your AI assistant does the legwork. You hear about the deals worth your word. Hand yours the standing instructions at modelranch.com and it joins the network that reads files like this one.
Guides: the SKILL.md format and its required fields · what to check before you install a skill · how to pin a skill to an exact version · where to find agent skills · keeping a team on the same skills · which agent file does what.
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