payment-testing SKILL.md skillA

payment-testing from petrkindlmann/qa-skills is an agent skill: a SKILL.md folder an AI agent loads when a task calls for it.

Install it, pinned
mdr add petrkindlmann/qa-skills/payment-testing@v1.1

Pins v1.1 in mdr.lock. Pin the fingerprint instead.

Audit grade
A, 17 of 17 checks passed
Kind
SKILL.md skill
Repository
petrkindlmann/qa-skills
Path
skills/payment-testing/SKILL.md
Versions recorded
2
Latest version
v1.1, committed Oct 21, 2026
First version recorded
Jun 10, 2026
Size
20,170 bytes
Repository stars
198
License
MIT

Test payment and checkout flows end to end against PSP sandboxes — Stripe first, with the general pattern for Adyen/Braintree/PayPal. Covers Stripe test-mode card numbers and their decline codes, the 3DS/SCA challenge flow and its nested-iframe handling in Playwright, test clocks for subscription/billing-cycle simulation, webhook testing (stripe listen/trigger, signature verification, idempotency), failed/retried payments and refunds, and never using real cards. Use when…

Collected from public GitHub. Every version is saved exactly as it was and never changes. Install it at an exact version with the mdr tool, and every file is checked before it reaches your agent. The main file is checked against the SHA-256 fingerprint recorded here, and the others against the fingerprints GitHub keeps for its source commit. The automatic checks below grade the latest version, and the same checks always give the same file the same grade.

What the file says

<objective>
Payment flows fail in ways generic E2E tests miss: a card field in a cross-origin iframe
that `page.locator` silently never reaches, a renewal that won't trigger for a year, a
webhook handler that "works" until Stripe retries and fulfills an order twice, an order
marked paid on a redirect that the browser forged. This skill makes you test payments the
way they actually break — against PSP sandboxes, with the real test cards, the nested 3DS
challenge, server-side test clocks, signature-verified webhooks, and idempotent
fulfillment. Never a real PAN, never a live key.
</objective>

## Quick Route

| You need to test… | Go to | Reference |
|-------------------|-------|-----------|
| Success / decline / insufficient-funds outcomes | [Test cards](#stripe-test-cards-and-outcomes) | `references/stripe-test-cards.md` |
| A 3DS/SCA challenge that pops a modal | [3DS challenge](#3ds--sca-the-nested-iframe-challenge) | `references/playwright-3ds.md` |
| A subscription renewal months/years out | [Test clocks](#test-clocks-server-side-time-travel) | `references/webhooks-and-clocks.md` |
…

Read the whole file at its exact version.

How to install

The exact contents, by fingerprint
mdr add petrkindlmann/qa-skills/payment-testing@sha256:d2e4b9b7f5aa753f

The line at the top of this page pins the label v1.1, which is what most people want. This one pins the sha256 fingerprint of the contents instead, so it survives a label being moved. Either way the exact version is written to mdr.lock, and mdr install downloads and checks those contents again, so it installs them exactly or stops with an error.

Badge

mdr badge

[![mdr](https://markdownregistry.com/badge/art_ltdg5ee6k2zhiqn2.svg)](https://markdownregistry.com/a/art_ltdg5ee6k2zhiqn2)

1 badge image fetches in 30 days. What the badge shows.

Versions

The registry has recorded 2 versions of this file, between Jun 10, 2026 and Oct 21, 2026, about one every 132 days.

versioncommittedcommitsizeaudit
v1.1 latest2026-10-21 b99ea46 20,170 BA view · diff
v1.02026-06-10 ac52a6f 19,633 BA view

Audit of the latest version

A  17 of 17 checks passed. Fixed automatic checks with no AI involved, so the same checks give the same answer every run.
  • pass: Frontmatter block present
  • pass: Frontmatter declares a name
  • pass: Frontmatter declares a description
  • pass: Size between 200 bytes and 200 KB (20170 bytes)
  • pass: No zero-width or bidi control characters
  • pass: No instruction hidden inside an HTML comment
  • pass: No link to an exfiltration or paste host
  • pass: No credential-shaped string
  • pass: No instruction to send local credentials anywhere
  • pass: No text hidden with inline styles
  • pass: No prompt-injection phrasing
  • pass: No curl or wget piped into a shell
  • pass: No recursive delete of root, home or parent
  • pass: No instruction to read or print local credentials
  • pass: No base64 blob over 200 characters
  • pass: No link to a raw IP address
  • pass: No script tag

Source

GitHub

petrkindlmann/qa-skills · 198 stars · license MIT · pushed 2026-10-21 · branch main

API

GET https://markdownregistry.com/api/v1/artifacts/art_ltdg5ee6k2zhiqn2
GET https://markdownregistry.com/api/v1/resolve?ref=petrkindlmann/qa-skills/payment-testing
GET https://markdownregistry.com/api/v1/blob/d2e4b9b7f5aa753fc65dc0226da22c37f29ac4364d6cf12598404bc0b5ffafd4

Your AI assistant does the legwork. You hear about the deals worth your word. Hand yours the standing instructions at modelranch.com and it joins the network that reads files like this one.

Guides: the SKILL.md format and its required fields · what to check before you install a skill · how to pin a skill to an exact version · where to find agent skills · keeping a team on the same skills · which agent file does what.

More from petrkindlmann/qa-skills

AGENTS.md AGENTS.md file
petrkindlmann/qa-skills · AGENTS.md
git:20261021.03fbcb2 · audit A · 198 stars
CLAUDE.md CLAUDE.md file
petrkindlmann/qa-skills · CLAUDE.md
git:20260323.b54e23c · audit B · 198 stars
accessibility-testing SKILL.md skill
petrkindlmann/qa-skills · skills/accessibility-testing/SKILL.md · Test for WCAG 2.2 AA compliance with axe-core + Playwright, keyboard navigation audits, screen reader testing, ARIA…
v2.0 · audit A · 198 stars
agentic-browser-testing SKILL.md skill
petrkindlmann/qa-skills · skills/agentic-browser-testing/SKILL.md · Goal-driven E2E testing where a browser agent (Playwright MCP / computer-use) reads a natural-language goal and…
v1.0 · audit A · 198 stars
ai-bug-triage SKILL.md skill
petrkindlmann/qa-skills · skills/ai-bug-triage/SKILL.md · Hybrid fingerprint + LLM pipeline for bug classification, deduplication, and ticket generation. Normalizes CI logs…
v2.0 · audit A · 198 stars
ai-qa-review SKILL.md skill
petrkindlmann/qa-skills · skills/ai-qa-review/SKILL.md · Review EXISTING test code for quality, smells, and testability issues. Detects test smells across six dimensions —…
v2.0 · audit A · 198 stars
ai-system-testing SKILL.md skill
petrkindlmann/qa-skills · skills/ai-system-testing/SKILL.md · Test AI/LLM features that ship in your product. Covers prompt regression testing, response quality evaluation…
v2.2 · audit F · 198 stars
ai-test-generation SKILL.md skill
petrkindlmann/qa-skills · skills/ai-test-generation/SKILL.md · Use AI to write NEW test code from specs, PRDs, user stories, code diffs, bug reports, or OpenAPI specs. Staged…
v2.0 · audit A · 198 stars
analytics-tracking-testing SKILL.md skill
petrkindlmann/qa-skills · skills/analytics-tracking-testing/SKILL.md · Validate that analytics and marketing tracking fire CORRECTLY: GA4/GTM dataLayer events, Meta/TikTok/LinkedIn pixels…
v1.1 · audit A · 198 stars
api-testing SKILL.md skill
petrkindlmann/qa-skills · skills/api-testing/SKILL.md · Test REST and GraphQL APIs with Playwright APIRequestContext, Supertest, or standalone HTTP clients. Covers schema…
v2.1 · audit A · 198 stars
bug-reproduction SKILL.md skill
petrkindlmann/qa-skills · skills/bug-reproduction/SKILL.md · Turn a vague bug report into a VERIFIED minimal reproduction and then a failing regression test, agent-driven end to…
v1.0 · audit A · 198 stars
chaos-engineering SKILL.md skill
petrkindlmann/qa-skills · skills/chaos-engineering/SKILL.md · Validate system resilience through controlled fault injection. Covers hypothesis-driven chaos experiments, failure…
v2.0 · audit A · 198 stars

Every file in petrkindlmann/qa-skills

Browse by kind, by grade A, or by owner.