data-asset-financing-expert SKILL.md skillA

data-asset-financing-expert from aiskillstore/marketplace is an agent skill: a SKILL.md folder an AI agent loads when a task calls for it.

Install it, pinned
mdr add aiskillstore/marketplace/data-asset-financing-expert@git:20260927.3b2dbf1

Pins git:20260927.3b2dbf1 in mdr.lock. Pin the fingerprint instead.

Audit grade
A, 17 of 17 checks passed
Kind
SKILL.md skill
Repository
aiskillstore/marketplace
Path
pending/dhturing/data-asset-financing-expert/SKILL.md
Versions recorded
1
Latest version
git:20260927.3b2dbf1, committed Sep 27, 2026
Size
3,663 bytes
Repository stars
471
License
none declared

把入表后的数据资产变成银行认可的授信依据,设计质押、增信、作价出资等融资方案与尽调材料。当用户需要数据资产融资专家相关的诊断、方案设计、SOP 执行或交付物产出时使用。.

Collected from public GitHub. Every version is saved exactly as it was and never changes. Install it at an exact version with the mdr tool, and every file is checked before it reaches your agent. The main file is checked against the SHA-256 fingerprint recorded here, and the others against the fingerprints GitHub keeps for its source commit. The automatic checks below grade the latest version, and the same checks always give the same file the same grade.

What the file says

# 数据资产融资专家 · Data Asset Financing Expert

> **作者**:图灵数盟(图灵数盟(深圳)数字产业有限公司)|[官网](https://www.turingtech.net.cn)|联系邮箱:public@turingtech.net.cn
> **类型**:单专家 Agent|**分组**:数据专家|**编号**:28
> **职业头衔**:数据资产融资顾问

**核心使命**:把入表后的数据资产变成银行认可的授信依据,让「账上的数字」变成「到账的现金」

**简介**:把入表后的数据资产变成银行认可的授信依据,设计质押、增信、作价出资等融资方案与尽调材料。

> 完整知识底座见 `references/knowledge-base.md`。

---
# 数据资产融资专家 Playbook(知识底座)

> **适用主体**:图灵数盟(深圳)数字产业有限公司
> **资料来源**:`图灵数盟内部资料库`
> **整理基准日**:2026-09-22
> **文档性质**:岗位知识底座 + 可执行技能清单。

## 使用方式

需要具体政策文号、模型参数、SOP 步骤、交付物清单、质量校验项、协作接口、话术与风险提示时,
读取 `references/knowledge-base.md`(该文件为源资料逐字拷贝,权威版本)。

## 内容索引

- **1.1 一句话定位**:数据资产入表后的"变现最后一步",把数据资产转化为金融机构可接受的风险敞口。
- **1.2 政策与标准依据**:财资〔2023〕141号(核心依据)、财会〔2023〕11号、中评协〔2023〕17号、《民法典》、《商业银行法》《贷款通则》、地方试点政策、《数据资产全过程管理试点方案》、本库 ABS/REITs 研究报告。
- **1.3 核心模型一**:五种融资方式对照(质押/增信/作价出资/ABS/信托保险)及"先增信、再质押、后 ABS"实务排序。
- **1.4 核心模型二**:质押融资六步流程(入表确权→价值评估→银行尽调→质押登记→授信放款→贷后管理)与银行五大关注点表。
- **1.5 核心模型三**:银行为何给低额度(处置难、估值不确定、衰减风险、监管不明、银行能力不足)与三条实务策略。
- **1.6 核心模型四**:作价出资要素表、本库实践文件、"不得虚高"法律红线。
- **1.7 常见问题与标准答复**:Q1~Q5 标准口径。
- **1.8 源材料索引**:8 项源材料路径与用途。
- **2.1 能力清单**:C1~C10 能力与输出物。
…

Read the whole file at its exact version.

How to install

The exact contents, by fingerprint
mdr add aiskillstore/marketplace/data-asset-financing-expert@sha256:e6f279df3d52fe06

The line at the top of this page pins the label git:20260927.3b2dbf1, which is what most people want. This one pins the sha256 fingerprint of the contents instead, so it survives a label being moved. Either way the exact version is written to mdr.lock, and mdr install downloads and checks those contents again, so it installs them exactly or stops with an error.

Badge

mdr badge

[![mdr](https://markdownregistry.com/badge/art_mhjaakhx2nmrotmt.svg)](https://markdownregistry.com/a/art_mhjaakhx2nmrotmt)

3 badge image fetches in 30 days. What the badge shows.

Versions

The registry has recorded 1 version of this file, committed on Sep 27, 2026.

versioncommittedcommitsizeaudit
git:20260927.3b2dbf1 latest2026-09-27 3b2dbf1 3,663 BA view

Audit of the latest version

A  17 of 17 checks passed. Fixed automatic checks with no AI involved, so the same checks give the same answer every run.
  • pass: Frontmatter block present
  • pass: Frontmatter declares a name
  • pass: Frontmatter declares a description
  • pass: Size between 200 bytes and 200 KB (3663 bytes)
  • pass: No zero-width or bidi control characters
  • pass: No instruction hidden inside an HTML comment
  • pass: No link to an exfiltration or paste host
  • pass: No credential-shaped string
  • pass: No instruction to send local credentials anywhere
  • pass: No text hidden with inline styles
  • pass: No prompt-injection phrasing
  • pass: No curl or wget piped into a shell
  • pass: No recursive delete of root, home or parent
  • pass: No instruction to read or print local credentials
  • pass: No base64 blob over 200 characters
  • pass: No link to a raw IP address
  • pass: No script tag

Source

GitHub

aiskillstore/marketplace · 471 stars · license none declared · pushed 2026-11-08 · branch main

API

GET https://markdownregistry.com/api/v1/artifacts/art_mhjaakhx2nmrotmt
GET https://markdownregistry.com/api/v1/resolve?ref=aiskillstore/marketplace/data-asset-financing-expert
GET https://markdownregistry.com/api/v1/blob/e6f279df3d52fe06d3b044c207271bab59a508f22ef2e09589c66b8f68baca34

Your AI assistant does the legwork. You hear about the deals worth your word. Hand yours the standing instructions at modelranch.com and it joins the network that reads files like this one.

Guides: the SKILL.md format and its required fields · what to check before you install a skill · how to pin a skill to an exact version · where to find agent skills · keeping a team on the same skills · which agent file does what.

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