candor-full-checkup SKILL.md skillA

This file is byte-identical to the first copy the registry indexed. Same content hash, so the same checks give both the same grade.

candor-full-checkup from candorsystems/candor-finance is an agent skill: a SKILL.md folder an AI agent loads when a task calls for it.

Install it, pinned
mdr add candorsystems/candor-finance/candor-full-checkup@v0.3.0

Pins v0.3.0 in mdr.lock. Pin the fingerprint instead.

Audit grade
A, 17 of 17 checks passed
Kind
SKILL.md skill
Repository
candorsystems/candor-finance
Path
cursor/skills/candor-full-checkup/SKILL.md
Versions recorded
5
Latest version
v0.3.0, committed Nov 5, 2026
First version recorded
Oct 23, 2026
Size
15,293 bytes
Repository stars
4
License
a license file GitHub does not identify

Runs an adviser-style review of the person's whole financial life from their Candor records, covering spending leaks, debt and credit, cash and reserves, goals and budget, investments and retirement, benefits, and insurance, and ends with the one to three things most worth doing. Use when the person asks to review their finances, for a financial checkup or annual review, what they should focus on or what to fix first, or after a life event. For a weekly what-changed check or a quick…

Collected from public GitHub. Every version is saved exactly as it was and never changes. Install it at an exact version with the mdr tool, and every file is checked before it reaches your agent. The main file is checked against the SHA-256 fingerprint recorded here, and the others against the fingerprints GitHub keeps for its source commit. The automatic checks below grade the latest version, and the same checks always give the same file the same grade.

What the file says

> The calls below are Candor MCP tool calls. Replace placeholders such as `TRANSACTION_ID` with values from earlier responses; where an `input` names an operation instead of showing an object, `candor_schema` lists its fields.
> If Candor's MCP tools are not available, get started at [https://candor.money/START.md](https://candor.money/START.md).

# Full checkup

Look across the person's whole financial life the way a good adviser would,
from their real records, and come back with the one to three changes most
worth making, each with the figures behind it, plus a short list of what else
you checked and why it did not make the cut. Research broadly; recommend
selectively.

## Working in Candor

Candor is the person's financial workspace and your memory of it: their
records, the figures Candor computes from them, the goals, budget, rules, and
notes you keep there, and a weekly review that tells you what is worth talking
through. You advise and act; Candor keeps the facts and the plan.

- **Open first, once.** Run `candor_open({})` at the start of any conversation
  about money, before answering. Read what changed since the last opening
…

Read the whole file at its exact version.

How to install

The exact contents, by fingerprint
mdr add candorsystems/candor-finance/candor-full-checkup@sha256:8751dfd8a7ee4030

The line at the top of this page pins the label v0.3.0, which is what most people want. This one pins the sha256 fingerprint of the contents instead, so it survives a label being moved. Either way the exact version is written to mdr.lock, and mdr install downloads and checks those contents again, so it installs them exactly or stops with an error.

Badge

mdr badge

[![mdr](https://markdownregistry.com/badge/art_njtyypqj5ohdks2o.svg)](https://markdownregistry.com/a/art_njtyypqj5ohdks2o)

0 badge image fetches in 30 days. What the badge shows.

Versions

The registry has recorded 5 versions of this file, between Oct 23, 2026 and Nov 5, 2026, about one every 3 days.

versioncommittedcommitsizeaudit
v0.3.0 latest2026-11-05 857d905 15,293 BA view · diff
v0.3.02026-11-03 b4c0f9e 15,293 BA view · diff
v0.3.02026-11-03 1f3055c 15,293 BA view · diff
v0.3.02026-10-24 ce9b244 15,293 BA view · diff
v0.3.02026-10-23 cc0ef39 14,456 BA view

Audit of the latest version

A  17 of 17 checks passed. Fixed automatic checks with no AI involved, so the same checks give the same answer every run.
  • pass: Frontmatter block present
  • pass: Frontmatter declares a name
  • pass: Frontmatter declares a description
  • pass: Size between 200 bytes and 200 KB (15293 bytes)
  • pass: No zero-width or bidi control characters
  • pass: No instruction hidden inside an HTML comment
  • pass: No link to an exfiltration or paste host
  • pass: No credential-shaped string
  • pass: No instruction to send local credentials anywhere
  • pass: No text hidden with inline styles
  • pass: No prompt-injection phrasing
  • pass: No curl or wget piped into a shell
  • pass: No recursive delete of root, home or parent
  • pass: No instruction to read or print local credentials
  • pass: No base64 blob over 200 characters
  • pass: No link to a raw IP address
  • pass: No script tag

Source

GitHub

candorsystems/candor-finance · 4 stars · license a license file GitHub does not identify · pushed 2026-11-05 · branch main

API

GET https://markdownregistry.com/api/v1/artifacts/art_njtyypqj5ohdks2o
GET https://markdownregistry.com/api/v1/resolve?ref=candorsystems/candor-finance/candor-full-checkup
GET https://markdownregistry.com/api/v1/blob/8751dfd8a7ee40306e0d7dbc140a28453ff87efe46c55d2f8085c817b31f13c6

Your AI assistant does the legwork. You hear about the deals worth your word. Hand yours the standing instructions at modelranch.com and it joins the network that reads files like this one.

Guides: the SKILL.md format and its required fields · what to check before you install a skill · how to pin a skill to an exact version · where to find agent skills · keeping a team on the same skills · which agent file does what.

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Every file in candorsystems/candor-finance

Other files named candor-full-checkup

candor-full-checkup SKILL.md skill
candorsystems/candor-finance · skills/candor-full-checkup/SKILL.md · Runs an adviser-style review of the person's whole financial life from their Candor records, covering spending leaks…
v0.3.0 · audit A · 4 stars

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