afrexai-personal-finance SKILL.md skillA
afrexai-personal-finance from aaaaqwq/agi-super-team is an agent skill: a SKILL.md folder an AI agent loads when a task calls for it.
mdr add aaaaqwq/agi-super-team/afrexai-personal-finance@git:20260309.5eff0c2Pins git:20260309.5eff0c2 in mdr.lock. Pin the fingerprint instead.
- Audit grade
- A, 17 of 17 checks passed
- Kind
- SKILL.md skill
- Repository
- aaaaqwq/agi-super-team
- Path
skills/afrexai-personal-finance/SKILL.md- Versions recorded
- 1
- Latest version
- git:20260309.5eff0c2, committed Mar 9, 2026
- Size
- 27,371 bytes
- Repository stars
- 115
- License
- MIT
Complete personal finance system — budgeting, debt payoff, investing, tax optimization, net worth tracking, and financial independence planning. Use when managing money, building wealth, paying off debt, planning retirement, or optimizing taxes. Zero dependencies.
Collected from public GitHub. Every version is saved exactly as it was and never changes. Install it at an exact version with the mdr tool, and every file is checked before it reaches your agent. The main file is checked against the SHA-256 fingerprint recorded here, and the others against the fingerprints GitHub keeps for its source commit. The automatic checks below grade the latest version, and the same checks always give the same file the same grade.
What the file says
# Personal Finance Mastery
Complete personal finance system covering budgeting, debt elimination, investing, tax optimization, insurance, estate planning, and financial independence. Works for any income level, any country.
---
## Quick Financial Health Check
Run `/finance-check` to score current financial health:
| Signal | Healthy | Warning | Critical |
|--------|---------|---------|----------|
| Emergency fund | 3-6 months expenses | 1-3 months | < 1 month |
| Savings rate | > 20% | 10-20% | < 10% |
| Debt-to-income | < 36% | 36-50% | > 50% |
| Housing cost | < 28% of gross | 28-35% | > 35% |
| Net worth trend | Growing quarterly | Flat | Declining |
| Insurance coverage | All critical covered | Gaps exist | Major gaps |
| Investment allocation | Age-appropriate | Slightly off | Way off |
| Tax optimization | Using all vehicles | Some unused | None used |
Score: /16. Below 10 = immediate action needed.
---
## Phase 1: Financial Snapshot
### Net Worth Statement
```yaml
net_worth:
date: "YYYY-MM-DD"
assets:
liquid:
checking: 0
savings: 0
money_market: 0
investments:
retirement_401k: 0
retirement_ira: 0
brokerage: 0
…Read the whole file at its exact version.
How to install
mdr add aaaaqwq/agi-super-team/afrexai-personal-finance@sha256:a835fe251e56b9cfThe line at the top of this page pins the label git:20260309.5eff0c2, which is what most people want. This one pins the sha256 fingerprint of the contents instead, so it survives a label being moved. Either way the exact version is written to mdr.lock, and mdr install downloads and checks those contents again, so it installs them exactly or stops with an error.
[](https://markdownregistry.com/a/art_ph5bch6czbt4spon)
6 badge image fetches in 30 days. What the badge shows.
Versions
The registry has recorded 1 version of this file, committed on Mar 9, 2026.
Audit of the latest version
- pass: Frontmatter block present
- pass: Frontmatter declares a name
- pass: Frontmatter declares a description
- pass: Size between 200 bytes and 200 KB (27371 bytes)
- pass: No zero-width or bidi control characters
- pass: No instruction hidden inside an HTML comment
- pass: No link to an exfiltration or paste host
- pass: No credential-shaped string
- pass: No instruction to send local credentials anywhere
- pass: No text hidden with inline styles
- pass: No prompt-injection phrasing
- pass: No curl or wget piped into a shell
- pass: No recursive delete of root, home or parent
- pass: No instruction to read or print local credentials
- pass: No base64 blob over 200 characters
- pass: No link to a raw IP address
- pass: No script tag
Source
aaaaqwq/agi-super-team · 115 stars · license MIT · pushed 2026-11-05 · branch main
API
GET https://markdownregistry.com/api/v1/artifacts/art_ph5bch6czbt4spon GET https://markdownregistry.com/api/v1/resolve?ref=aaaaqwq/agi-super-team/afrexai-personal-finance GET https://markdownregistry.com/api/v1/blob/a835fe251e56b9cffd97c6a384839861254a056e75c015580bac03227be96084
Your AI assistant does the legwork. You hear about the deals worth your word. Hand yours the standing instructions at modelranch.com and it joins the network that reads files like this one.
Guides: the SKILL.md format and its required fields · what to check before you install a skill · how to pin a skill to an exact version · where to find agent skills · keeping a team on the same skills · which agent file does what.