credit-check SKILL.md skillB
credit-check from yennanliu/investskill is an agent skill: a SKILL.md folder an AI agent loads when a task calls for it.
mdr add yennanliu/investskill/credit-check@git:20261024.1726f29Pins git:20261024.1726f29 in mdr.lock. Pin the fingerprint instead.
- Audit grade
- B, 16 of 17 checks passed
- Kind
- SKILL.md skill
- Repository
- yennanliu/investskill
- Path
plugins/us-stock-analysis/skills/credit-check/SKILL.md- Versions recorded
- 2
- Latest version
- git:20261024.1726f29, committed Oct 24, 2026
- First version recorded
- Oct 24, 2026
- Size
- 29,619 bytes
- Repository stars
- 272
- License
- MIT
Balance-sheet solvency and refinancing risk — debt maturity wall, interest coverage trend, leverage vs. covenants, liquidity runway, ratings and spreads, the cost of refinancing at today's rates, and an equity-holder verdict, scored as a Credit Health Score 0–10.
Collected from public GitHub. Every version is saved exactly as it was and never changes. Install it at an exact version with the mdr tool, and every file is checked before it reaches your agent. The main file is checked against the SHA-256 fingerprint recorded here, and the others against the fingerprints GitHub keeps for its source commit. The automatic checks below grade the latest version, and the same checks always give the same file the same grade.
What the file says
# Credit Check — Can the Equity Survive the Debt? ## ⚠️ Data Verification — Do This Before Any Analysis Before running any analysis, always retrieve the latest market data for the ticker: 1. **Fetch current price** — use web search or ask the user for the live price, 52-week range, and market cap. Never assume a price from training data. 2. **Pull the debt disclosures from the filings, not a data feed** — aggregator "total debt" figures routinely omit leases, mix in or leave out current maturities, and lag refinancings. Retrieve: - **10-K / latest 10-Q debt footnote** — every instrument: principal, coupon (fixed or floating and its reference rate), maturity, security/seniority, and the **scheduled maturities table** (next five years and thereafter). - **MD&A "Liquidity and Capital Resources"** — cash, undrawn revolver capacity and its expiry, commercial paper, planned refinancing, management's stated liquidity needs; and the **contractual obligations** discussion. …
Read the whole file at its exact version.
How to install
mdr add yennanliu/investskill/credit-check@sha256:7f26509f2dfe96f5The line at the top of this page pins the label git:20261024.1726f29, which is what most people want. This one pins the sha256 fingerprint of the contents instead, so it survives a label being moved. Either way the exact version is written to mdr.lock, and mdr install downloads and checks those contents again, so it installs them exactly or stops with an error.
[](https://markdownregistry.com/a/art_pqm37bj2k5qvrrl6)
2 badge image fetches in 30 days. What the badge shows.
Versions
The registry has recorded 2 versions of this file, all committed on Oct 24, 2026.
| version | committed | commit | size | audit | |
|---|---|---|---|---|---|
| git:20261024.1726f29 latest | 2026-10-24 | 1726f29 | 29,619 B | B | view · diff |
| git:20261024.cde1f3c | 2026-10-24 | cde1f3c | 28,261 B | B | view |
Audit of the latest version
- fail: Frontmatter declares a name
- pass: Frontmatter block present
- pass: Frontmatter declares a description
- pass: Size between 200 bytes and 200 KB (29619 bytes)
- pass: No zero-width or bidi control characters
- pass: No instruction hidden inside an HTML comment
- pass: No link to an exfiltration or paste host
- pass: No credential-shaped string
- pass: No instruction to send local credentials anywhere
- pass: No text hidden with inline styles
- pass: No prompt-injection phrasing
- pass: No curl or wget piped into a shell
- pass: No recursive delete of root, home or parent
- pass: No instruction to read or print local credentials
- pass: No base64 blob over 200 characters
- pass: No link to a raw IP address
- pass: No script tag
Starting a new one? Use a template for SKILL.md on mdpantry, which passes every one of these checks and says what to change in it.
Source
yennanliu/investskill · 272 stars · license MIT · pushed 2026-10-24 · branch main
API
GET https://markdownregistry.com/api/v1/artifacts/art_pqm37bj2k5qvrrl6 GET https://markdownregistry.com/api/v1/resolve?ref=yennanliu/investskill/credit-check GET https://markdownregistry.com/api/v1/blob/7f26509f2dfe96f50d50cead7ffacf1159ac2674c705cbff53350aaff42ae327
Your AI assistant does the legwork. You hear about the deals worth your word. Hand yours the standing instructions at modelranch.com and it joins the network that reads files like this one.
Guides: the SKILL.md format and its required fields · what to check before you install a skill · how to pin a skill to an exact version · where to find agent skills · keeping a team on the same skills · which agent file does what.