daraja-recurring-billing SKILL.md skillA

daraja-recurring-billing from mr-macharia/mpesa-daraja-skills-and-mcp is an agent skill: a SKILL.md folder an AI agent loads when a task calls for it.

Install it, pinned
mdr add mr-macharia/mpesa-daraja-skills-and-mcp/daraja-recurring-billing@git:20261027.d560781

Pins git:20261027.d560781 in mdr.lock. Pin the fingerprint instead.

Audit grade
A, 17 of 17 checks passed
Kind
SKILL.md skill
Repository
mr-macharia/mpesa-daraja-skills-and-mcp
Path
skills/daraja-recurring-billing/SKILL.md
Versions recorded
1
Latest version
git:20261027.d560781, committed Oct 27, 2026
Size
2,933 bytes
Repository stars
3
License
MIT

End-to-end recipe for subscriptions and recurring charges with M-Pesa Ratiba standing orders, with Bill Manager invoices or STK reminders as fallbacks. Covers customer consent, schedule and amount rules, tracking each collection, failed-charge handling and dunning, and cancelling. Use when someone wants monthly subscriptions, rent, school fees, loan repayments or any repeat payment collected automatically from M-Pesa customers.

Collected from public GitHub. Every version is saved exactly as it was and never changes. Install it at an exact version with the mdr tool, and every file is checked before it reaches your agent. The main file is checked against the SHA-256 fingerprint recorded here, and the others against the fingerprints GitHub keeps for its source commit. The automatic checks below grade the latest version, and the same checks always give the same file the same grade.

What the file says

# Recipe: recurring billing

Ratiba lets a customer approve a standing order once with their PIN; M-Pesa then pays you on the schedule. Each collection still needs confirming and recording.

## Needs

| Need | Default |
|---|---|
| Plan: amount, frequency, start and end | monthly (`frequency 4`), 12 months |
| Paybill or Till | Paybill |
| Ratiba access on the shortcode | ask Safaricom; test in the sandbox first |
| What happens when a charge fails | remind by SMS/STK, then pause the subscription after 3 days |

## Work these out before asking

- The subscription model in the codebase (plans, renewals, `next_billing_date`).
- Whether Ratiba is enabled. If not, the fallback is a scheduled STK Push each cycle (customer enters a PIN each time) or Bill Manager invoices (`daraja-bill-manager`).

Ask at most three questions: the plan's amount and frequency, what to do on failure, and whether to fall back to STK Push.

## Build

1. **Subscription table.** One row per customer and plan, with the standing order name (unique per phone, which Ratiba enforces), state (pending_consent → active → past_due → cancelled) and next due date.
2. **Create the standing order** (`daraja-ratiba`):
…

Read the whole file at its exact version.

How to install

The exact contents, by fingerprint
mdr add mr-macharia/mpesa-daraja-skills-and-mcp/daraja-recurring-billing@sha256:d33dd2262ac5ac0d

The line at the top of this page pins the label git:20261027.d560781, which is what most people want. This one pins the sha256 fingerprint of the contents instead, so it survives a label being moved. Either way the exact version is written to mdr.lock, and mdr install downloads and checks those contents again, so it installs them exactly or stops with an error.

Badge

mdr badge

[![mdr](https://markdownregistry.com/badge/art_pveqfd3ma44a456s.svg)](https://markdownregistry.com/a/art_pveqfd3ma44a456s)

1 badge image fetches in 30 days. What the badge shows.

Versions

The registry has recorded 1 version of this file, committed on Oct 27, 2026.

versioncommittedcommitsizeaudit
git:20261027.d560781 latest2026-10-27 d560781 2,933 BA view

Audit of the latest version

A  17 of 17 checks passed. Fixed automatic checks with no AI involved, so the same checks give the same answer every run.
  • pass: Frontmatter block present
  • pass: Frontmatter declares a name
  • pass: Frontmatter declares a description
  • pass: Size between 200 bytes and 200 KB (2933 bytes)
  • pass: No zero-width or bidi control characters
  • pass: No instruction hidden inside an HTML comment
  • pass: No link to an exfiltration or paste host
  • pass: No credential-shaped string
  • pass: No instruction to send local credentials anywhere
  • pass: No text hidden with inline styles
  • pass: No prompt-injection phrasing
  • pass: No curl or wget piped into a shell
  • pass: No recursive delete of root, home or parent
  • pass: No instruction to read or print local credentials
  • pass: No base64 blob over 200 characters
  • pass: No link to a raw IP address
  • pass: No script tag

Source

GitHub

mr-macharia/mpesa-daraja-skills-and-mcp · 3 stars · license MIT · pushed 2026-11-03 · branch main

API

GET https://markdownregistry.com/api/v1/artifacts/art_pveqfd3ma44a456s
GET https://markdownregistry.com/api/v1/resolve?ref=mr-macharia/mpesa-daraja-skills-and-mcp/daraja-recurring-billing
GET https://markdownregistry.com/api/v1/blob/d33dd2262ac5ac0d499a04d5300eaa9dc63dbb506c839ba57007e20ac3941eff

Your AI assistant does the legwork. You hear about the deals worth your word. Hand yours the standing instructions at modelranch.com and it joins the network that reads files like this one.

Guides: the SKILL.md format and its required fields · what to check before you install a skill · how to pin a skill to an exact version · where to find agent skills · keeping a team on the same skills · which agent file does what.

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