lending-protocol-comparison SKILL.md skillA
lending-protocol-comparison from nirholas/three.ws is an agent skill: a SKILL.md folder an AI agent loads when a task calls for it.
mdr add nirholas/three.ws/lending-protocol-comparison@git:20260501.87cefc9Pins git:20260501.87cefc9 in mdr.lock. Pin the fingerprint instead.
- Audit grade
- A, 17 of 17 checks passed
- Kind
- SKILL.md skill
- Repository
- nirholas/three.ws
- Path
data/skills/defi/lending-protocol-comparison/SKILL.md- Versions recorded
- 1
- Latest version
- git:20260501.87cefc9, committed May 1, 2026
- Size
- 3,695 bytes
- Repository stars
- 269
- License
- Apache-2.0
Compare DeFi lending and borrowing protocols by analyzing interest rates, collateral requirements, liquidation mechanics, and risk parameters to find optimal lending or borrowing venues.
Collected from public GitHub. Every version is saved exactly as it was and never changes. Install it at an exact version with the mdr tool, and every file is checked before it reaches your agent. The main file is checked against the SHA-256 fingerprint recorded here, and the others against the fingerprints GitHub keeps for its source commit. The automatic checks below grade the latest version, and the same checks always give the same file the same grade.
What the file says
# Lending Protocol Comparison ## When to use this skill Use when the user asks about: - Where to lend or borrow a specific asset - Comparing interest rates across lending protocols - Understanding liquidation risks and collateral ratios - Evaluating lending protocol safety - Optimizing a lending/borrowing position ## Comparison Framework ### 1. Protocol Inventory For each protocol under comparison, gather: - Protocol name, version, and chain deployment - Total supplied and total borrowed for the target asset - Utilization rate and rate model type (linear, kinked, or dynamic) - Governance token and incentive status ### 2. Supply Rate Analysis Compare supply-side economics: - **Base supply APY** — the rate paid to lenders from borrower interest - **Incentive APY** — any additional token rewards for supplying - **Net supply APY** — combined effective return - **Rate stability** — how much has the rate fluctuated over 7d/30d? - **Utilization sensitivity** — at what utilization does the rate spike? ### 3. Borrow Rate Analysis Compare borrow-side costs: - **Variable borrow APR** — current and 30d average - **Stable borrow APR** — if available, and conditions for rebalancing …
Read the whole file at its exact version.
How to install
mdr add nirholas/three.ws/lending-protocol-comparison@sha256:3d2083364e105562The line at the top of this page pins the label git:20260501.87cefc9, which is what most people want. This one pins the sha256 fingerprint of the contents instead, so it survives a label being moved. Either way the exact version is written to mdr.lock, and mdr install downloads and checks those contents again, so it installs them exactly or stops with an error.
[](https://markdownregistry.com/a/art_qffikagteyfrgdzp)
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Versions
The registry has recorded 1 version of this file, committed on May 1, 2026.
Audit of the latest version
- pass: Frontmatter block present
- pass: Frontmatter declares a name
- pass: Frontmatter declares a description
- pass: Size between 200 bytes and 200 KB (3695 bytes)
- pass: No zero-width or bidi control characters
- pass: No instruction hidden inside an HTML comment
- pass: No link to an exfiltration or paste host
- pass: No credential-shaped string
- pass: No instruction to send local credentials anywhere
- pass: No text hidden with inline styles
- pass: No prompt-injection phrasing
- pass: No curl or wget piped into a shell
- pass: No recursive delete of root, home or parent
- pass: No instruction to read or print local credentials
- pass: No base64 blob over 200 characters
- pass: No link to a raw IP address
- pass: No script tag
Source
nirholas/three.ws · 269 stars · license Apache-2.0 · pushed 2026-11-06 · branch main
API
GET https://markdownregistry.com/api/v1/artifacts/art_qffikagteyfrgdzp GET https://markdownregistry.com/api/v1/resolve?ref=nirholas/three.ws/lending-protocol-comparison GET https://markdownregistry.com/api/v1/blob/3d2083364e10556270917b233b46dcc01290959762c4b488d214bf08d28aa78b
Your AI assistant does the legwork. You hear about the deals worth your word. Hand yours the standing instructions at modelranch.com and it joins the network that reads files like this one.
Guides: the SKILL.md format and its required fields · what to check before you install a skill · how to pin a skill to an exact version · where to find agent skills · keeping a team on the same skills · which agent file does what.