daraja-ratiba SKILL.md skillA
daraja-ratiba from mr-macharia/mpesa-daraja-skills-and-mcp is an agent skill: a SKILL.md folder an AI agent loads when a task calls for it.
mdr add mr-macharia/mpesa-daraja-skills-and-mcp/daraja-ratiba@git:20261020.f2e8fadPins git:20261020.f2e8fad in mdr.lock. Pin the fingerprint instead.
- Audit grade
- A, 17 of 17 checks passed
- Kind
- SKILL.md skill
- Repository
- mr-macharia/mpesa-daraja-skills-and-mcp
- Path
skills/daraja-ratiba/SKILL.md- Versions recorded
- 3
- Latest version
- git:20261020.f2e8fad, committed Oct 20, 2026
- First version recorded
- Oct 19, 2026
- Size
- 3,654 bytes
- Repository stars
- 3
- License
- MIT
Creates M-Pesa Ratiba standing orders (recurring customer payments to a Paybill or Till) through Safaricom Daraja, including frequency codes, date rules, the PIN-consent prompt, and the callback that returns the TransactionID. Use for subscriptions, loan repayments, "Lipa Mdogo Mdogo" instalments, rent, school fees or any recurring M-Pesa collection.
Collected from public GitHub. Every version is saved exactly as it was and never changes. Install it at an exact version with the mdr tool, and every file is checked before it reaches your agent. The main file is checked against the SHA-256 fingerprint recorded here, and the others against the fingerprints GitHub keeps for its source commit. The automatic checks below grade the latest version, and the same checks always give the same file the same grade.
What the file says
# M-Pesa Ratiba (standing orders)
The business creates a standing order on the customer's M-Pesa profile. The customer receives a PIN prompt to consent, and M-Pesa then debits them on schedule.
**Access**: create a sandbox app with the **M-Pesa Ratiba** product and test it in the simulator. Production access is granted by emailing apisupport@safaricom.co.ke after successful tests.
## Request
`POST /standingorder/v1/createStandingOrderExternal`
```json
{
"StandingOrderName": "Bike Loan 1042",
"StartDate": "20261101",
"EndDate": "20270430",
"BusinessShortCode": "174379",
"TransactionType": "Standing Order Customer Pay Bill",
"ReceiverPartyIdentifierType": "4",
"Amount": "4500",
"PartyA": "254708374149",
"CallBackURL": "https://example.com/payments/ratiba/callback",
"AccountReference": "LOAN1042",
"TransactionDesc": "Bike loan",
"Frequency": "4"
}
```
| Field | Rule |
|---|---|
| StandingOrderName | **Unique per customer**: a customer cannot have two orders with the same name. Include your contract ID |
| StartDate / EndDate | `YYYYMMDD`, with the end after the start |
…Read the whole file at its exact version.
How to install
mdr add mr-macharia/mpesa-daraja-skills-and-mcp/daraja-ratiba@sha256:d4aea822c51fba41The line at the top of this page pins the label git:20261020.f2e8fad, which is what most people want. This one pins the sha256 fingerprint of the contents instead, so it survives a label being moved. Either way the exact version is written to mdr.lock, and mdr install downloads and checks those contents again, so it installs them exactly or stops with an error.
[](https://markdownregistry.com/a/art_ryxwc4q5pm6e76yf)
1 badge image fetches in 30 days. What the badge shows.
Versions
The registry has recorded 3 versions of this file, between Oct 19, 2026 and Oct 20, 2026, more than one a day.
| version | committed | commit | size | audit | |
|---|---|---|---|---|---|
| git:20261020.f2e8fad latest | 2026-10-20 | f2e8fad | 3,654 B | A | view · diff |
| git:20261020.312e4eb | 2026-10-20 | 312e4eb | 3,660 B | A | view · diff |
| git:20261019.9e3c915 | 2026-10-19 | 9e3c915 | 3,676 B | A | view |
Audit of the latest version
- pass: Frontmatter block present
- pass: Frontmatter declares a name
- pass: Frontmatter declares a description
- pass: Size between 200 bytes and 200 KB (3654 bytes)
- pass: No zero-width or bidi control characters
- pass: No instruction hidden inside an HTML comment
- pass: No link to an exfiltration or paste host
- pass: No credential-shaped string
- pass: No instruction to send local credentials anywhere
- pass: No text hidden with inline styles
- pass: No prompt-injection phrasing
- pass: No curl or wget piped into a shell
- pass: No recursive delete of root, home or parent
- pass: No instruction to read or print local credentials
- pass: No base64 blob over 200 characters
- pass: No link to a raw IP address
- pass: No script tag
Source
mr-macharia/mpesa-daraja-skills-and-mcp · 3 stars · license MIT · pushed 2026-11-03 · branch main
API
GET https://markdownregistry.com/api/v1/artifacts/art_ryxwc4q5pm6e76yf GET https://markdownregistry.com/api/v1/resolve?ref=mr-macharia/mpesa-daraja-skills-and-mcp/daraja-ratiba GET https://markdownregistry.com/api/v1/blob/d4aea822c51fba418c4f5bdefe02d12a8637b8b20693efd57729cd2fb02c3e77
Your AI assistant does the legwork. You hear about the deals worth your word. Hand yours the standing instructions at modelranch.com and it joins the network that reads files like this one.
Guides: the SKILL.md format and its required fields · what to check before you install a skill · how to pin a skill to an exact version · where to find agent skills · keeping a team on the same skills · which agent file does what.