bank-fee-refund SKILL.md skillA
bank-fee-refund from mohitagw15856/pm-claude-skills is an agent skill: a SKILL.md folder an AI agent loads when a task calls for it.
mdr add mohitagw15856/pm-claude-skills/bank-fee-refund@git:20260805.5a0326cPins git:20260805.5a0326c in mdr.lock. Pin the fingerprint instead.
- Audit grade
- A, 17 of 17 checks passed
- Kind
- SKILL.md skill
- Repository
- mohitagw15856/pm-claude-skills
- Path
exports/openclaw/bank-fee-refund/SKILL.md- Versions recorded
- 1
- Latest version
- git:20260805.5a0326c, committed Aug 5, 2026
- Size
- 4,350 bytes
- Repository stars
- 1,475
- License
- MIT
Get a bank fee waived or refunded — overdraft, late, maintenance, ATM, or foreign-transaction — with the ask written and the leverage that works. Use when asked to get a bank fee refunded, waive my overdraft fee, the bank charged me a fee, or how to get charges reversed. Produces a read on which fees are commonly reversible, the script to request a refund (in person, chat, or call), the loyalty/first-time/error leverage to use, and how to prevent the fee recurring — plus when to escalate or…
Collected from public GitHub. Every version is saved exactly as it was and never changes. Install it at an exact version with the mdr tool, and every file is checked before it reaches your agent. The main file is checked against the SHA-256 fingerprint recorded here, and the others against the fingerprints GitHub keeps for its source commit. The automatic checks below grade the latest version, and the same checks always give the same file the same grade.
What the file says
# Bank Fee Refund Banks reverse fees far more often than people realize — especially for good customers who simply ask. A single overdraft or late fee is usually waivable with a polite, specific request and a little leverage. This tells you which fees are worth contesting, writes the ask, and sets up the account so it doesn't keep happening. ## What This Skill Produces - **A reversibility read** — which fee this is and how commonly it's waived (one-off overdraft/late fees: often; some charges: rarely) - **The request** — a short, specific script for chat, phone, or in person asking for a refund - **Your leverage** — first-time courtesy, length/value as a customer, a genuine error, or a one-off slip - **Prevention** — the setting or habit that stops it recurring (alerts, buffer, autopay, fee-free account) - **Escalation** — what to do if refused, and when switching to a fee-free bank is the real fix ## Required Inputs Ask for these if not provided: - **The fee** — type (overdraft, late, monthly maintenance, ATM, foreign transaction), amount, when - **Why it happened** — a slip, a bank error, or a recurring pattern …
Read the whole file at its exact version.
How to install
mdr add mohitagw15856/pm-claude-skills/bank-fee-refund@sha256:c946872458e3fa5cThe line at the top of this page pins the label git:20260805.5a0326c, which is what most people want. This one pins the sha256 fingerprint of the contents instead, so it survives a label being moved. Either way the exact version is written to mdr.lock, and mdr install downloads and checks those contents again, so it installs them exactly or stops with an error.
[](https://markdownregistry.com/a/art_sbyvf7kojsd2u6o4)
6 badge image fetches in 30 days. What the badge shows.
Versions
The registry has recorded 1 version of this file, committed on Aug 5, 2026.
Audit of the latest version
- pass: Frontmatter block present
- pass: Frontmatter declares a name
- pass: Frontmatter declares a description
- pass: Size between 200 bytes and 200 KB (4350 bytes)
- pass: No zero-width or bidi control characters
- pass: No instruction hidden inside an HTML comment
- pass: No link to an exfiltration or paste host
- pass: No credential-shaped string
- pass: No instruction to send local credentials anywhere
- pass: No text hidden with inline styles
- pass: No prompt-injection phrasing
- pass: No curl or wget piped into a shell
- pass: No recursive delete of root, home or parent
- pass: No instruction to read or print local credentials
- pass: No base64 blob over 200 characters
- pass: No link to a raw IP address
- pass: No script tag
Source
mohitagw15856/pm-claude-skills · 1,475 stars · license MIT · pushed 2026-10-21 · branch main
API
GET https://markdownregistry.com/api/v1/artifacts/art_sbyvf7kojsd2u6o4 GET https://markdownregistry.com/api/v1/resolve?ref=mohitagw15856/pm-claude-skills/bank-fee-refund GET https://markdownregistry.com/api/v1/blob/c946872458e3fa5ca09307af397ebdad14c15505650fc259d7ceb967ce0a40fd
Your AI assistant does the legwork. You hear about the deals worth your word. Hand yours the standing instructions at modelranch.com and it joins the network that reads files like this one.
Guides: the SKILL.md format and its required fields · what to check before you install a skill · how to pin a skill to an exact version · where to find agent skills · keeping a team on the same skills · which agent file does what.