datanalysis-credit-risk SKILL.md skillA
datanalysis-credit-risk from github/awesome-copilot is an agent skill: a SKILL.md folder an AI agent loads when a task calls for it.
mdr add github/awesome-copilot/datanalysis-credit-risk@git:20260302.0ea5aa1Pins git:20260302.0ea5aa1 in mdr.lock. Pin the fingerprint instead.
- Audit grade
- A, 17 of 17 checks passed
- Kind
- SKILL.md skill
- Repository
- github/awesome-copilot
- Path
skills/datanalysis-credit-risk/SKILL.md- Versions recorded
- 1
- Latest version
- git:20260302.0ea5aa1, committed Mar 2, 2026
- Size
- 6,301 bytes
- Repository stars
- 40,941
- License
- MIT
Credit risk data cleaning and variable screening pipeline for pre-loan modeling. Use when working with raw credit data that needs quality assessment, missing value analysis, or variable selection before modeling. it covers data loading and formatting, abnormal period filtering, missing rate calculation, high-missing variable removal,low-IV variable filtering, high-PSI variable removal, Null Importance denoising, high-correlation variable removal, and cleaning report generation. Applicable…
Collected from public GitHub. Every version is saved exactly as it was and never changes. Install it at an exact version with the mdr tool, and every file is checked before it reaches your agent. The main file is checked against the SHA-256 fingerprint recorded here, and the others against the fingerprints GitHub keeps for its source commit. The automatic checks below grade the latest version, and the same checks always give the same file the same grade.
What the file says
# Data Cleaning and Variable Screening ## Quick Start ```bash # Run the complete data cleaning pipeline python ".github/skills/datanalysis-credit-risk/scripts/example.py" ``` ## Complete Process Description The data cleaning pipeline consists of the following 11 steps, each executed independently without deleting the original data: 1. **Get Data** - Load and format raw data 2. **Organization Sample Analysis** - Statistics of sample count and bad sample rate for each organization 3. **Separate OOS Data** - Separate out-of-sample (OOS) samples from modeling samples 4. **Filter Abnormal Months** - Remove months with insufficient bad sample count or total sample count 5. **Calculate Missing Rate** - Calculate overall and organization-level missing rates for each feature 6. **Drop High Missing Rate Features** - Remove features with overall missing rate exceeding threshold 7. **Drop Low IV Features** - Remove features with overall IV too low or IV too low in too many organizations 8. **Drop High PSI Features** - Remove features with unstable PSI 9. **Null Importance Denoising** - Remove noise features using label permutation method …
Read the whole file at its exact version.
How to install
mdr add github/awesome-copilot/datanalysis-credit-risk@sha256:c54807b18fa6118cThe line at the top of this page pins the label git:20260302.0ea5aa1, which is what most people want. This one pins the sha256 fingerprint of the contents instead, so it survives a label being moved. Either way the exact version is written to mdr.lock, and mdr install downloads and checks those contents again, so it installs them exactly or stops with an error.
[](https://markdownregistry.com/a/art_tx7hcgj4pjim5vrs)
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Versions
The registry has recorded 1 version of this file, committed on Mar 2, 2026.
Audit of the latest version
- pass: Frontmatter block present
- pass: Frontmatter declares a name
- pass: Frontmatter declares a description
- pass: Size between 200 bytes and 200 KB (6301 bytes)
- pass: No zero-width or bidi control characters
- pass: No instruction hidden inside an HTML comment
- pass: No link to an exfiltration or paste host
- pass: No credential-shaped string
- pass: No instruction to send local credentials anywhere
- pass: No text hidden with inline styles
- pass: No prompt-injection phrasing
- pass: No curl or wget piped into a shell
- pass: No recursive delete of root, home or parent
- pass: No instruction to read or print local credentials
- pass: No base64 blob over 200 characters
- pass: No link to a raw IP address
- pass: No script tag
Source
github/awesome-copilot · 40,941 stars · license MIT · pushed 2026-11-09 · branch main
API
GET https://markdownregistry.com/api/v1/artifacts/art_tx7hcgj4pjim5vrs GET https://markdownregistry.com/api/v1/resolve?ref=github/awesome-copilot/datanalysis-credit-risk GET https://markdownregistry.com/api/v1/blob/c54807b18fa6118cb732b6975937ddf696dca295711e34ada9a9515fc2112e9e
Your AI assistant does the legwork. You hear about the deals worth your word. Hand yours the standing instructions at modelranch.com and it joins the network that reads files like this one.
Guides: the SKILL.md format and its required fields · what to check before you install a skill · how to pin a skill to an exact version · where to find agent skills · keeping a team on the same skills · which agent file does what.