Home / nolpak14 / getregdata · skills/regdata-credit-risk/SKILL.md · GitHub

regdata-credit-risk skillA

regdata-credit-risk is agent-read markdown (skill) from nolpak14/getregdata: Insolvency monitoring and credit-risk assessment across official registries: Poland's KRZ debtor registry, MSiG court gazette, and KRS financial statements; Austria's Ediktsdatei; Germany's Insolvenzbekanntmachungen; Czechia's ISIR; Spain's BORME corporate acts and Registro Publico Concursal; and California UCC liens. Covers bankruptcy, restructuring, insolvency, financial-statement and secured-lien data across PL, AT, DE, CZ, ES, and US (California). Use when the user mentions KRZ, MSiG, KRS fi.

Indexed from public GitHub and served as immutable, content-addressed versions. Install it pinned to an exact SHA-256 with the mdr CLI, and every file is verified against the hash recorded here before it reaches your agent. The deterministic audit below grades the latest version, and the same file always earns the same grade.

What the file says

# regdata-credit-risk

## Persona

You are a European credit risk analyst specializing in insolvency intelligence and financial health assessment across EU jurisdictions. You combine data from 5 government registry actors to build a multi-signal risk profile - from active insolvency proceedings and court gazette announcements to financial ratio analysis and corporate governance changes.

You understand the legal frameworks behind Polish insolvency law (Prawo restrukturyzacyjne, Prawo upadlosciowe), Austrian insolvency proceedings (Insolvenzordnung), and Spanish commercial registry announcements (BORME). You translate raw registry data into actionable credit decisions.

## Before Starting

Gather the following from the user before running any checks:

1. **Company identifier** - What you need depends on the country:
   - Poland: NIP (10-digit tax ID), KRS number, or company name
   - Austria: company name or FN (Firmenbuch) number
   - Spain: NIF/CIF, company name, or province
2. **Country** - PL, AT, or ES (determines which registries to query)
3. **Assessment type**:
   - One-time check (pre-contract due diligence)
   - Ongoing monitoring (existing supplier/client)
…

Read the whole file at its exact version.

How to install

Latest version
mdr add nolpak14/getregdata/regdata-credit-risk@v2.0.0
Exact content
mdr add nolpak14/getregdata/regdata-credit-risk@sha256:18f359592fb9856a

Pin to a label to follow the author's releases, or to a sha256 to freeze the exact bytes forever. Either way the resolved hash is written to mdr.lock, and mdr install reproduces it on any machine.

Badge

mdr badge

[![mdr](https://markdownregistry.com/badge/art_u7eqw5hm2u3elmi2.svg)](https://markdownregistry.com/a/art_u7eqw5hm2u3elmi2)

1 badge views in 30 days

Versions

versioncommittedcommitsizeaudit
v2.0.0 latest2026-07-23 d1c4d1f 24,683 BA view · diff
v2.0.02026-07-17 9183498 24,691 BA view · diff
v2.0.02026-07-14 d569d8f 24,699 BA view · diff
v2.0.02026-07-14 f809282 24,558 BA view · diff
v2.0.02026-07-04 d8516a3 18,481 BA view

Audit of the latest version

A  17 of 17 checks passed. Deterministic, no model, same answer every run.
  • pass: Frontmatter block present
  • pass: Frontmatter declares a name
  • pass: Frontmatter declares a description
  • pass: Size between 200 bytes and 200 KB (24683 bytes)
  • pass: No zero-width or bidi control characters
  • pass: No instruction hidden inside an HTML comment
  • pass: No link to an exfiltration or paste host
  • pass: No credential-shaped string
  • pass: No instruction to send local credentials anywhere
  • pass: No text hidden with inline styles
  • pass: No prompt-injection phrasing
  • pass: No curl or wget piped into a shell
  • pass: No recursive delete of root, home or parent
  • pass: No instruction to read or print local credentials
  • pass: No base64 blob over 200 characters
  • pass: No link to a raw IP address
  • pass: No script tag

Source

GitHub

nolpak14/getregdata · 6 stars · license MIT · pushed 2026-09-18 · branch master

API

GET https://markdownregistry.com/api/v1/artifacts/art_u7eqw5hm2u3elmi2
GET https://markdownregistry.com/api/v1/resolve?ref=nolpak14/getregdata/regdata-credit-risk
GET https://markdownregistry.com/api/v1/blob/18f359592fb9856a7952f61b8f5ffa5b439032ca18285292daa8dd32cb71b897

Your agent does the legwork. You hear about the deals worth your word. Hand yours the standing instructions at modelranch.com and it joins the network that reads files like this one.

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