india-rsu-foreign-stocks SKILL.md skillA

india-rsu-foreign-stocks from ronitgupta43-ops/country-skills is an agent skill: a SKILL.md folder an AI agent loads when a task calls for it.

Install it, pinned
mdr add ronitgupta43-ops/country-skills/india-rsu-foreign-stocks@git:20261106.33cfd8b

Pins git:20261106.33cfd8b in mdr.lock. Pin the fingerprint instead.

Audit grade
A, 17 of 17 checks passed
Kind
SKILL.md skill
Repository
ronitgupta43-ops/country-skills
Path
plugins/india-finance/skills/india-rsu-foreign-stocks/SKILL.md
Versions recorded
1
Latest version
git:20261106.33cfd8b, committed Nov 6, 2026
Size
10,379 bytes
Repository stars
6
License
MIT

Tax on RSUs, ESPP and US or other foreign shares for Indian residents - perquisite at vest, short vs long-term capital gains on sale, dividends, Schedule FA and FSI, Form 67 foreign tax credit, and the FAST-DS 2026 window for missed disclosures. Use when the user says "my RSUs vested", "I sold my Google/Microsoft/Amazon shares", "tax on US stocks in India", "Schedule FA", "Form 67", "foreign tax credit", or has an E*TRADE, Schwab, Fidelity, Morgan Stanley, Vested or INDmoney statement.

Collected from public GitHub. Every version is saved exactly as it was and never changes. Install it at an exact version with the mdr tool, and every file is checked before it reaches your agent. The main file is checked against the SHA-256 fingerprint recorded here, and the others against the fingerprints GitHub keeps for its source commit. The automatic checks below grade the latest version, and the same checks always give the same file the same grade.

What the file says

# RSUs and foreign stocks (India resident)

## Rules (Tax Year 2026-27, check every year)

| Event | How it is taxed |
|---|---|
| RSU vests | Shares x FMV on the vest date x rupee rate = salary perquisite. Employer deducts TDS; it is in Form 16 |
| ESPP purchase | (FMV - price paid) x shares x rate = perquisite |
| Sale, held 24 months or less | Short-term gain, added to income at your slab rate |
| Sale, held over 24 months | Long-term gain, 12.5% + cess, no indexation, **no Rs 1.25 lakh exemption** (that is only for Indian-listed shares) |
| Cost of RSU shares | The FMV already taxed at vest, in rupees |
| Holding period | Starts on the vest date (or purchase date) |
| Losses | Short-term loss sets off any capital gain; long-term loss only long-term gain; carry forward 8 years if the return is filed on time |

Foreign shares count as unlisted in India, so the 12-month rule and the 20% short-term rate for Indian shares do not apply.

**Exchange rates:** the State Bank of India TT buying rate (TTBR), not the market rate.
- Vest: use the rate your employer used for the perquisite (it is on the payslip). The capital gains cost must match the perquisite in Form 16.
…

Read the whole file at its exact version.

How to install

The exact contents, by fingerprint
mdr add ronitgupta43-ops/country-skills/india-rsu-foreign-stocks@sha256:0e55186a9acbe998

The line at the top of this page pins the label git:20261106.33cfd8b, which is what most people want. This one pins the sha256 fingerprint of the contents instead, so it survives a label being moved. Either way the exact version is written to mdr.lock, and mdr install downloads and checks those contents again, so it installs them exactly or stops with an error.

Badge

mdr badge

[![mdr](https://markdownregistry.com/badge/art_y4dh7cklrfmnrgw3.svg)](https://markdownregistry.com/a/art_y4dh7cklrfmnrgw3)

0 badge image fetches in 30 days. What the badge shows.

Versions

The registry has recorded 1 version of this file, committed on Nov 6, 2026.

versioncommittedcommitsizeaudit
git:20261106.33cfd8b latest2026-11-06 33cfd8b 10,379 BA view

Audit of the latest version

A  17 of 17 checks passed. Fixed automatic checks with no AI involved, so the same checks give the same answer every run.
  • pass: Frontmatter block present
  • pass: Frontmatter declares a name
  • pass: Frontmatter declares a description
  • pass: Size between 200 bytes and 200 KB (10379 bytes)
  • pass: No zero-width or bidi control characters
  • pass: No instruction hidden inside an HTML comment
  • pass: No link to an exfiltration or paste host
  • pass: No credential-shaped string
  • pass: No instruction to send local credentials anywhere
  • pass: No text hidden with inline styles
  • pass: No prompt-injection phrasing
  • pass: No curl or wget piped into a shell
  • pass: No recursive delete of root, home or parent
  • pass: No instruction to read or print local credentials
  • pass: No base64 blob over 200 characters
  • pass: No link to a raw IP address
  • pass: No script tag

Source

GitHub

ronitgupta43-ops/country-skills · 6 stars · license MIT · pushed 2026-11-06 · branch main

API

GET https://markdownregistry.com/api/v1/artifacts/art_y4dh7cklrfmnrgw3
GET https://markdownregistry.com/api/v1/resolve?ref=ronitgupta43-ops/country-skills/india-rsu-foreign-stocks
GET https://markdownregistry.com/api/v1/blob/0e55186a9acbe998a403541b268d3df3e039d5dc373e81fdc680e2d978ae0886

Your AI assistant does the legwork. You hear about the deals worth your word. Hand yours the standing instructions at modelranch.com and it joins the network that reads files like this one.

Guides: the SKILL.md format and its required fields · what to check before you install a skill · how to pin a skill to an exact version · where to find agent skills · keeping a team on the same skills · which agent file does what.

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