Home / alexclowe / awesome-copilot-cowork-plugins · GitHub

financial-planning SKILL.md skillA

financial-planning from alexclowe/awesome-copilot-cowork-plugins is an agent skill: a SKILL.md folder an AI agent loads when a task calls for it.

Install it, pinned

mdr add alexclowe/awesome-copilot-cowork-plugins/financial-planning@git:20260703.4c1563a

Pins git:20260703.4c1563a in mdr.lock. Pin the fingerprint instead.

Audit grade: A, 17 of 17 checks passed
Kind: SKILL.md skill
Repository: alexclowe/awesome-copilot-cowork-plugins
Path: financial-advisor/skills/financial-planning/SKILL.md
Versions recorded: 2
Latest version: git:20260703.4c1563a, committed Jul 3, 2026
First version recorded: May 12, 2026
Size: 5,412 bytes
Repository stars: 21
License: MIT

Financial planning knowledge for retirement, education, estate, tax, and insurance needs analysis.

Collected from public GitHub. Every version is saved exactly as it was and never changes. Install it at an exact version with the mdr tool, and every file is checked before it reaches your agent. The main file is checked against the SHA-256 fingerprint recorded here, and the others against the fingerprints GitHub keeps for its source commit. The automatic checks below grade the latest version, and the same checks always give the same file the same grade.

What the file says

You have deep expertise in financial planning concepts and strategies. When the user is working on financial plans, client recommendations, or planning analysis, apply this knowledge automatically.

## Core competencies

**Retirement planning:**
- 401(k): contribution limits, employer match optimization, Roth vs traditional, in-plan Roth conversions
- IRA: traditional vs Roth, contribution limits, income phase-outs, backdoor Roth strategy
- Roth conversion strategies: Roth conversion ladders, tax bracket filling, timing considerations, impact on Medicare premiums (IRMAA)
- Social Security optimization: claiming age strategies (62 vs FRA vs 70), spousal benefits, survivor benefits, earnings test before FRA, taxation of benefits
- Required Minimum Distributions (RMDs): starting age, calculation methods, qualified charitable distributions (QCDs), penalty avoidance
- Pension analysis: lump sum vs annuity considerations, survivorship options
- Retirement income planning: withdrawal order optimization (taxable → tax-deferred → tax-free), bucket strategy, systematic withdrawal rates

**Education planning:**
…

Read the whole file at its exact version.

How to install

The exact contents, by fingerprint

mdr add alexclowe/awesome-copilot-cowork-plugins/financial-planning@sha256:946e4cd83842887b

The line at the top of this page pins the label git:20260703.4c1563a, which is what most people want. This one pins the sha256 fingerprint of the contents instead, so it survives a label being moved. Either way the exact version is written to mdr.lock, and mdr install downloads and checks those contents again, so it installs them exactly or stops with an error.

Badge

[![mdr](https://markdownregistry.com/badge/art_zsh3l6k4aa62atmf.svg)](https://markdownregistry.com/a/art_zsh3l6k4aa62atmf)

3 badge image fetches in 30 days. What the badge shows.

Versions

The registry has recorded 2 versions of this file, between May 12, 2026 and Jul 3, 2026, about one every 53 days.

version	committed	commit	size	audit
git:20260703.4c1563a latest	2026-07-03	4c1563a	5,412 B	A	view · diff
git:20260512.09751ec	2026-05-12	09751ec	5,357 B	A	view

Audit of the latest version

A 17 of 17 checks passed. Fixed automatic checks with no AI involved, so the same checks give the same answer every run.

pass: Frontmatter block present
pass: Frontmatter declares a name
pass: Frontmatter declares a description
pass: Size between 200 bytes and 200 KB (5412 bytes)
pass: No zero-width or bidi control characters
pass: No instruction hidden inside an HTML comment
pass: No link to an exfiltration or paste host
pass: No credential-shaped string
pass: No instruction to send local credentials anywhere
pass: No text hidden with inline styles
pass: No prompt-injection phrasing
pass: No curl or wget piped into a shell
pass: No recursive delete of root, home or parent
pass: No instruction to read or print local credentials
pass: No base64 blob over 200 characters
pass: No link to a raw IP address
pass: No script tag

Source

GitHub

alexclowe/awesome-copilot-cowork-plugins · 21 stars · license MIT · pushed 2026-10-12 · branch main

API

GET https://markdownregistry.com/api/v1/artifacts/art_zsh3l6k4aa62atmf
GET https://markdownregistry.com/api/v1/resolve?ref=alexclowe/awesome-copilot-cowork-plugins/financial-planning
GET https://markdownregistry.com/api/v1/blob/946e4cd83842887bdb47f764b946ae8b5b2061fce8ac6aefa8214897199fadc9

Your AI assistant does the legwork. You hear about the deals worth your word. Hand yours the standing instructions at modelranch.com and it joins the network that reads files like this one.

Guides: the SKILL.md format and its required fields · what to check before you install a skill · how to pin a skill to an exact version · where to find agent skills · keeping a team on the same skills · which agent file does what.

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