cn-medical-insurance-claim SKILL.md skillA

cn-medical-insurance-claim from mohitagw15856/pm-claude-skills is an agent skill: a SKILL.md folder an AI agent loads when a task calls for it.

Install it, pinned
mdr add mohitagw15856/pm-claude-skills/cn-medical-insurance-claim@git:20261004.67e9b8a

Pins git:20261004.67e9b8a in mdr.lock. Pin the fingerprint instead.

Audit grade
A, 17 of 17 checks passed
Kind
SKILL.md skill
Repository
mohitagw15856/pm-claude-skills
Path
exports/openclaw/cn-medical-insurance-claim/SKILL.md
Versions recorded
1
Latest version
git:20261004.67e9b8a, committed Oct 4, 2026
Size
4,350 bytes
Repository stars
1,475
License
MIT

Use when asked 医保怎么报销, 异地就医怎么备案, 住院能报多少, 门诊报销比例, 手工报销要什么材料, 惠民保值不值得买, or work out what China's basic medical insurance (医保) will pay for a treatment. Produces the person's scheme (职工医保 or 居民医保), how a claim works for this case (direct settlement or manual reimbursement), an out-of-pocket estimate built from the city's own deductible, rate and cap, the cross-region registration (异地就医备案) steps, and the documents to keep.

Collected from public GitHub. Every version is saved exactly as it was and never changes. Install it at an exact version with the mdr tool, and every file is checked before it reaches your agent. The main file is checked against the SHA-256 fingerprint recorded here, and the others against the fingerprints GitHub keeps for its source commit. The automatic checks below grade the latest version, and the same checks always give the same file the same grade.

What the file says

# Medical Insurance Claims (医保报销)

China's basic medical insurance pays a share of most treatment, but how much depends on the scheme, the city, the hospital level, inpatient or outpatient care, and whether the treatment happens away from the insured city. People overpay by not registering for cross-region care before going, or by losing receipts needed for manual claims. This skill explains how a claim works for the person's case and estimates what they will pay from the city's own figures.

Write in Simplified Chinese. Deductibles (起付线), rates and caps (封顶线) are set locally and change each year; use the figures from the local 医保局 or the 国家医保服务平台 app, and treat the estimate as a guide, not a quote.

## Required Inputs

Ask for these if not provided:
- **Insured city** and **scheme**: 职工医保 (through an employer) or 城乡居民医保
- **Treatment**: inpatient or outpatient, condition, expected cost, hospital and its level
- **Where** the treatment happens: the insured city or another city (and whether they live there or are visiting)
- **The city's figures** for deductible, reimbursement rate and cap, if the person has them
…

Read the whole file at its exact version.

How to install

The exact contents, by fingerprint
mdr add mohitagw15856/pm-claude-skills/cn-medical-insurance-claim@sha256:2fc35a0d268e2ecb

The line at the top of this page pins the label git:20261004.67e9b8a, which is what most people want. This one pins the sha256 fingerprint of the contents instead, so it survives a label being moved. Either way the exact version is written to mdr.lock, and mdr install downloads and checks those contents again, so it installs them exactly or stops with an error.

Badge

mdr badge

[![mdr](https://markdownregistry.com/badge/art_zy7xqui3i2wd6mha.svg)](https://markdownregistry.com/a/art_zy7xqui3i2wd6mha)

2 badge image fetches in 30 days. What the badge shows.

Versions

The registry has recorded 1 version of this file, committed on Oct 4, 2026.

versioncommittedcommitsizeaudit
git:20261004.67e9b8a latest2026-10-04 67e9b8a 4,350 BA view

Audit of the latest version

A  17 of 17 checks passed. Fixed automatic checks with no AI involved, so the same checks give the same answer every run.
  • pass: Frontmatter block present
  • pass: Frontmatter declares a name
  • pass: Frontmatter declares a description
  • pass: Size between 200 bytes and 200 KB (4350 bytes)
  • pass: No zero-width or bidi control characters
  • pass: No instruction hidden inside an HTML comment
  • pass: No link to an exfiltration or paste host
  • pass: No credential-shaped string
  • pass: No instruction to send local credentials anywhere
  • pass: No text hidden with inline styles
  • pass: No prompt-injection phrasing
  • pass: No curl or wget piped into a shell
  • pass: No recursive delete of root, home or parent
  • pass: No instruction to read or print local credentials
  • pass: No base64 blob over 200 characters
  • pass: No link to a raw IP address
  • pass: No script tag

Source

GitHub

mohitagw15856/pm-claude-skills · 1,475 stars · license MIT · pushed 2026-10-21 · branch main

API

GET https://markdownregistry.com/api/v1/artifacts/art_zy7xqui3i2wd6mha
GET https://markdownregistry.com/api/v1/resolve?ref=mohitagw15856/pm-claude-skills/cn-medical-insurance-claim
GET https://markdownregistry.com/api/v1/blob/2fc35a0d268e2ecb626c2f7c10f48e7e9b8ca4446a9687ba7f74fbceeef158c6

Your AI assistant does the legwork. You hear about the deals worth your word. Hand yours the standing instructions at modelranch.com and it joins the network that reads files like this one.

Guides: the SKILL.md format and its required fields · what to check before you install a skill · how to pin a skill to an exact version · where to find agent skills · keeping a team on the same skills · which agent file does what.

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