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household-hardship-nz SKILL.md skillA

household-hardship-nz from thecolab-ai/.skills is an agent skill: a SKILL.md folder an AI agent loads when a task calls for it.

Install it, pinned

mdr add thecolab-ai/.skills/household-hardship-nz@git:20260719.1748a98

Pins git:20260719.1748a98 in mdr.lock. Pin the fingerprint instead.

Audit grade: A, 17 of 17 checks passed
Kind: SKILL.md skill
Repository: thecolab-ai/.skills
Path: skills/household-hardship-nz/SKILL.md
Versions recorded: 2
Latest version: git:20260719.1748a98, committed Jul 19, 2026
First version recorded: May 31, 2026
Size: 5,213 bytes
Repository stars: 33
License: MIT

Query New Zealand household material hardship, child and family poverty, income adequacy, housing affordability and rent burden, low-income household counts, and the Gini coefficient of income inequality from the Stats NZ Household Economic Survey "Household Wellbeing" release on data.govt.nz. Use for questions about NZ deprivation, cost-of-living stress, who is struggling to afford housing, hardship by region or ethnicity (including Maori households), or income inequality figures with…

Collected from public GitHub. Every version is saved exactly as it was and never changes. Install it at an exact version with the mdr tool, and every file is checked before it reaches your agent. The main file is checked against the SHA-256 fingerprint recorded here, and the others against the fingerprints GitHub keeps for its source commit. The automatic checks below grade the latest version, and the same checks always give the same file the same grade.

What the file says

# Household Hardship NZ

## Overview

Read-only CLI over the **Stats NZ Household Economic Survey (HES) "Household
Wellbeing"** release, distributed on **data.govt.nz** through the public CKAN
API. No login, API key, or browser needed. Each dataset ships as a ZIP-of-CSV
that the CLI unpacks with the Python standard library only.

It answers questions like material hardship counts, income adequacy, housing
affordability (housing cost as a share of income), low-income household numbers,
and income inequality (Gini) — broken down **by region or by ethnicity**
(including Maori households), each with 95% confidence intervals (LCI/UCI) and
relative standard error.

## When to Use

- "How many households are in material hardship in Auckland?"
- "Compare housing affordability stress across ethnicities."
- "Which regions have the worst income adequacy?"
- "Show the Gini coefficient of income inequality by region."
- "How many low-income households spend over 40% of income on housing?"
- Any NZ deprivation / cost-of-living / housing-cost-burden / inequality lookup.

Not for: live benefit caseloads, the public housing register, or building-level
…

Read the whole file at its exact version.

How to install

The exact contents, by fingerprint

mdr add thecolab-ai/.skills/household-hardship-nz@sha256:0928166248ddfb58

The line at the top of this page pins the label git:20260719.1748a98, which is what most people want. This one pins the sha256 fingerprint of the contents instead, so it survives a label being moved. Either way the exact version is written to mdr.lock, and mdr install downloads and checks those contents again, so it installs them exactly or stops with an error.

Badge

[![mdr](https://markdownregistry.com/badge/art_24ufsomzdyl65rbk.svg)](https://markdownregistry.com/a/art_24ufsomzdyl65rbk)

1 badge image fetches in 30 days. What the badge shows.

Versions

The registry has recorded 2 versions of this file, between May 31, 2026 and Jul 19, 2026, about one every 49 days.

version	committed	commit	size	audit
git:20260719.1748a98 latest	2026-07-19	1748a98	5,213 B	A	view · diff
git:20260531.8c658db	2026-05-31	8c658db	4,469 B	A	view

Audit of the latest version

A 17 of 17 checks passed. Fixed automatic checks with no AI involved, so the same checks give the same answer every run.

pass: Frontmatter block present
pass: Frontmatter declares a name
pass: Frontmatter declares a description
pass: Size between 200 bytes and 200 KB (5213 bytes)
pass: No zero-width or bidi control characters
pass: No instruction hidden inside an HTML comment
pass: No link to an exfiltration or paste host
pass: No credential-shaped string
pass: No instruction to send local credentials anywhere
pass: No text hidden with inline styles
pass: No prompt-injection phrasing
pass: No curl or wget piped into a shell
pass: No recursive delete of root, home or parent
pass: No instruction to read or print local credentials
pass: No base64 blob over 200 characters
pass: No link to a raw IP address
pass: No script tag

Source

GitHub

thecolab-ai/.skills · 33 stars · license MIT · pushed 2026-10-12 · branch main

API

GET https://markdownregistry.com/api/v1/artifacts/art_24ufsomzdyl65rbk
GET https://markdownregistry.com/api/v1/resolve?ref=thecolab-ai/.skills/household-hardship-nz
GET https://markdownregistry.com/api/v1/blob/0928166248ddfb581165b46ba585ce1292c9baf60d8904427630d3675cc73e7c

Your AI assistant does the legwork. You hear about the deals worth your word. Hand yours the standing instructions at modelranch.com and it joins the network that reads files like this one.

Guides: the SKILL.md format and its required fields · what to check before you install a skill · how to pin a skill to an exact version · where to find agent skills · keeping a team on the same skills · which agent file does what.