wealth-structure SKILL.md skillA
wealth-structure from kangarooking/cangjie-skill is an agent skill: a SKILL.md folder an AI agent loads when a task calls for it.
mdr add kangarooking/cangjie-skill/wealth-structure@git:20260830.4b922d7Pins git:20260830.4b922d7 in mdr.lock. Pin the fingerprint instead.
- Audit grade
- A, 17 of 17 checks passed
- Kind
- SKILL.md skill
- Repository
- kangarooking/cangjie-skill
- Path
books/naval-almanack-skill/wealth-structure/SKILL.md- Versions recorded
- 1
- Latest version
- git:20260830.4b922d7, committed Aug 30, 2026
- Size
- 5,859 bytes
- Repository stars
- 11,534
- License
- MIT
当用户问「怎么赚钱/如何致富/该不该要期权/如何判断一个生意的结构」时调用。 核心理念: 财富=睡觉时仍在赚钱的资产; 靠「责任(押上声誉)→产权(股权/知识产权)→杠杆(无需许可的代码媒体)→避免出局」构建, 无法靠出租时间致富。 不适用于: 具体投资标的分析、理财产品的选股建议。 Triggers: 致富/赚钱/股权/期权/杠杆/被动收入/ownership/leverage/equity.
Collected from public GitHub. Every version is saved exactly as it was and never changes. Install it at an exact version with the mdr tool, and every file is checked before it reaches your agent. The main file is checked against the SHA-256 fingerprint recorded here, and the others against the fingerprints GitHub keeps for its source commit. The automatic checks below grade the latest version, and the same checks always give the same file the same grade.
What the file says
# 财富结构：责任 + 产权 + 杠杆 + 避免出局 ## R — 原文 (Reading) > 你无法通过廉价出租自己的时间而致富。你必须拥有产权——生意的一部分（如股权）——获得个人的财务自由。……商业杠杆主要有资本、人力、复制成本极低的产品（代码和媒体）。 > > — 纳瓦尔·拉维坎特, 《纳瓦尔宝典》 第一章·财富 ## I — 方法论骨架 (Interpretation) 致富不是靠工作更努力，而是靠改变收入的结构： ① **不卖时间**——工资是「为别人承担风险的人打工」拿的最低报酬，退休即断； ② **要产权**——股权、知识产权、品牌才能让睡觉时也有收入，实现非线性赚钱； ③ **加杠杆**——人力/资本需要许可，代码和媒体无需许可且最民主； ④ **避免出局**——不违法、不伤身、不孤注一掷，保住复利的游戏资格； ⑤ **责任感换回报**——敢把名字押上去、公开承担失败风险的人，社会以产权和杠杆回报他。 判断任何职业/生意，先诊断它用了几种杠杆、有没有产权、下行风险多大。 ## A1 — 书中的应用 (Past Application) ### 案例 1: 房地产五级杠杆阶梯 - **问题**: 同样的房地产行业，报酬从时薪 15 美元到数十亿美元量级 - **方法论的使用**: 修房工人(无杠杆)→总承包商(人力杠杆)→开发商(资本+责任)→基金管理人(资本杠杆)→平台公司(代码+资本+团队) - **结论**: 每上一级=更多责任+更多杠杆+更多特殊知识 - **结果**: 顶端公司创造数十亿美元价值，收入与投入完全脱钩 ### 案例 2: 医生为什么能致富 - **问题**: 为什么高薪打工者退休后没有收入 - **方法论的使用**: 真有钱的医生开了私人诊所（品牌/知识产权），而非只领工资 - **结论**: 产权是财富与工资的分界线 - **结果**: 「他们不会给你足够的报酬——最低限度的报酬可能是很高的工资，但它仍然不是真正的财富」 ## A2 — 触发场景 (Future Trigger) ★ ### 用户会在什么情境下需要这个 skill? 1. 思考收入结构：「我怎么才能不靠出卖时间赚钱」 2. 谈 offer/期权：「高薪 vs 股权怎么选」「该不该要这家公司期权」 3. 评估生意/副业：「这个副业有杠杆吗？能规模吗？」 4. 风险决策：「要不要 All in / 借钱创业」 ### 语言信号 - "怎么致富/怎么财富自由" - "工资之外怎么创造被动收入" - "要不要期权/股权/合伙" - "how to get rich / build assets / passive income" ### 与相邻 skill 的区分 …
Read the whole file at its exact version.
How to install
mdr add kangarooking/cangjie-skill/wealth-structure@sha256:7cab431b16b14327The line at the top of this page pins the label git:20260830.4b922d7, which is what most people want. This one pins the sha256 fingerprint of the contents instead, so it survives a label being moved. Either way the exact version is written to mdr.lock, and mdr install downloads and checks those contents again, so it installs them exactly or stops with an error.
[](https://markdownregistry.com/a/art_e5yandhguqgbkifm)
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Versions
The registry has recorded 1 version of this file, committed on Aug 30, 2026.
Audit of the latest version
- pass: Frontmatter block present
- pass: Frontmatter declares a name
- pass: Frontmatter declares a description
- pass: Size between 200 bytes and 200 KB (5859 bytes)
- pass: No zero-width or bidi control characters
- pass: No instruction hidden inside an HTML comment
- pass: No link to an exfiltration or paste host
- pass: No credential-shaped string
- pass: No instruction to send local credentials anywhere
- pass: No text hidden with inline styles
- pass: No prompt-injection phrasing
- pass: No curl or wget piped into a shell
- pass: No recursive delete of root, home or parent
- pass: No instruction to read or print local credentials
- pass: No base64 blob over 200 characters
- pass: No link to a raw IP address
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Source
kangarooking/cangjie-skill · 11,534 stars · license MIT · pushed 2026-10-02 · branch main
API
GET https://markdownregistry.com/api/v1/artifacts/art_e5yandhguqgbkifm GET https://markdownregistry.com/api/v1/resolve?ref=kangarooking/cangjie-skill/wealth-structure GET https://markdownregistry.com/api/v1/blob/7cab431b16b143271670d3efe35fe779474fa47b4680fa8fa362466b20f7ad29
Your AI assistant does the legwork. You hear about the deals worth your word. Hand yours the standing instructions at modelranch.com and it joins the network that reads files like this one.
Guides: the SKILL.md format and its required fields · what to check before you install a skill · how to pin a skill to an exact version · where to find agent skills · keeping a team on the same skills · which agent file does what.
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