az-consumer-debt SKILL.md skillA
az-consumer-debt from codearranger/claude-legal is an agent skill: a SKILL.md folder an AI agent loads when a task calls for it.
mdr add codearranger/claude-legal/az-consumer-debt@v0.1.2Pins v0.1.2 in mdr.lock. Pin the fingerprint instead.
- Audit grade
- A, 17 of 17 checks passed
- Kind
- SKILL.md skill
- Repository
- codearranger/claude-legal
- Path
plugins/az-court-docs/skills/az-consumer-debt/SKILL.md- Versions recorded
- 2
- Latest version
- v0.1.2, committed Jun 12, 2026
- First version recorded
- May 31, 2026
- Size
- 18,291 bytes
- Repository stars
- 23
- License
- a license file GitHub does not identify
Use when defending an Arizona consumer against a debt-collection lawsuit (typically by debt buyer or collection agency, usually in Justice Court). Triggers: "sued for a debt Arizona", "debt collector Arizona", "Arizona Consumer Fraud Act", "debt buyer Arizona", "time-barred debt Arizona Mertola", "credit card statute of limitations Arizona", "FDCPA Arizona", "Arizona collection agency license", "Justice Court debt Arizona", "chain of title Arizona debt", "default judgment Arizona debt".…
Collected from public GitHub. Every version is saved exactly as it was and never changes. Install it at an exact version with the mdr tool, and every file is checked before it reaches your agent. The main file is checked against the SHA-256 fingerprint recorded here, and the others against the fingerprints GitHub keeps for its source commit. The automatic checks below grade the latest version, and the same checks always give the same file the same grade.
What the file says
# Arizona Consumer-Debt Defense > **NOT LEGAL ADVICE.** This subject-matter bundle describes a procedural and substantive framework > for Arizona consumer-debt cases, not legal advice and not strategic advice for any specific case. > Outcomes are fact-specific; the choice of defenses, claims, motions, and discovery belongs to the > litigant (and any counsel the litigant retains). Statute numbers, dollar thresholds, and day counts > change — verify every citation against the current Arizona Revised Statutes (azleg.gov), the > Arizona Rules of Civil Procedure, and the Justice Court Rules of Civil Procedure before filing, > and consult a licensed Arizona attorney. Use this bundle when an Arizona consumer has been sued by a **debt collector** — typically a **debt buyer** (Midland Credit Management, Portfolio Recovery Associates, LVNV Funding, Cavalry SPV, Jefferson Capital, etc.) or a **collection agency** acting for an original creditor. The dominant forum is the **Justice Court**; see "Forum" below. ## The Arizona consumer-debt landscape Arizona layers a federal regime over an Arizona-specific one. Unlike some states, Arizona has **no …
Read the whole file at its exact version.
How to install
mdr add codearranger/claude-legal/az-consumer-debt@sha256:d54bc3f590e8ef0eThe line at the top of this page pins the label v0.1.2, which is what most people want. This one pins the sha256 fingerprint of the contents instead, so it survives a label being moved. Either way the exact version is written to mdr.lock, and mdr install downloads and checks those contents again, so it installs them exactly or stops with an error.
[](https://markdownregistry.com/a/art_ehtwacesq2vzysod)
2 badge image fetches in 30 days. What the badge shows.
Versions
The registry has recorded 2 versions of this file, between May 31, 2026 and Jun 12, 2026, about one every 12 days.
| version | committed | commit | size | audit | |
|---|---|---|---|---|---|
| v0.1.2 latest | 2026-06-12 | dc4e09e | 18,291 B | A | view · diff |
| v0.1.0 | 2026-05-31 | d4a1bb5 | 18,550 B | A | view |
Audit of the latest version
- pass: Frontmatter block present
- pass: Frontmatter declares a name
- pass: Frontmatter declares a description
- pass: Size between 200 bytes and 200 KB (18291 bytes)
- pass: No zero-width or bidi control characters
- pass: No instruction hidden inside an HTML comment
- pass: No link to an exfiltration or paste host
- pass: No credential-shaped string
- pass: No instruction to send local credentials anywhere
- pass: No text hidden with inline styles
- pass: No prompt-injection phrasing
- pass: No curl or wget piped into a shell
- pass: No recursive delete of root, home or parent
- pass: No instruction to read or print local credentials
- pass: No base64 blob over 200 characters
- pass: No link to a raw IP address
- pass: No script tag
Source
codearranger/claude-legal · 23 stars · license a license file GitHub does not identify · pushed 2026-10-10 · branch main
API
GET https://markdownregistry.com/api/v1/artifacts/art_ehtwacesq2vzysod GET https://markdownregistry.com/api/v1/resolve?ref=codearranger/claude-legal/az-consumer-debt GET https://markdownregistry.com/api/v1/blob/d54bc3f590e8ef0ed242a4037dba405e8c61de8773acfb079d600fffcb6f5b2c
Your AI assistant does the legwork. You hear about the deals worth your word. Hand yours the standing instructions at modelranch.com and it joins the network that reads files like this one.
Guides: the SKILL.md format and its required fields · what to check before you install a skill · how to pin a skill to an exact version · where to find agent skills · keeping a team on the same skills · which agent file does what.