in-consumer-debt SKILL.md skillA
in-consumer-debt from codearranger/claude-legal is an agent skill: a SKILL.md folder an AI agent loads when a task calls for it.
mdr add codearranger/claude-legal/in-consumer-debt@v0.1.1Pins v0.1.1 in mdr.lock. Pin the fingerprint instead.
- Audit grade
- A, 17 of 17 checks passed
- Kind
- SKILL.md skill
- Repository
- codearranger/claude-legal
- Path
plugins/in-court-docs/skills/in-consumer-debt/SKILL.md- Versions recorded
- 2
- Latest version
- v0.1.1, committed Jun 12, 2026
- First version recorded
- May 28, 2026
- Size
- 14,682 bytes
- Repository stars
- 23
- License
- a license file GitHub does not identify
This skill should be used when the user asks about "Indiana consumer debt", "FDCPA Indiana", "Indiana debt collection defense", "Indiana debt buyer defense", "chain of title Indiana", "Indiana Deceptive Consumer Sales Act", "DCSA Indiana", "IC 24-5-0.5", "Indiana Uniform Consumer Credit Code", "IUCCC", "Indiana 6-year SOL credit card", "Indiana wage garnishment", "Midland Credit Indiana", "Portfolio Recovery Indiana", "Cavalry Indiana", or any related consumer-debt-defense question.…
Collected from public GitHub. Every version is saved exactly as it was and never changes. Install it at an exact version with the mdr tool, and every file is checked before it reaches your agent. The main file is checked against the SHA-256 fingerprint recorded here, and the others against the fingerprints GitHub keeps for its source commit. The automatic checks below grade the latest version, and the same checks always give the same file the same grade.
What the file says
# Indiana Consumer-Debt Defense This subject-matter bundle covers consumer-debt defense in Indiana civil courts. It is one of the most common case types in Marion, Lake, and county Civil Divisions — debt-buyer plaintiffs file thousands of these cases annually under the CC (Civil Collection) and PL (Civil Plenary) case-type codes. **Indiana-specific posture**: Indiana has NO Rosenthal-Act-style state FDCPA and NO state-collection-agency licensing regime — unlike California (CDCLA), Oregon (ORS 697), and Washington (RCW 19.16). Indiana defense therefore rests on (1) the federal FDCPA + Regulation F, (2) the Indiana Deceptive Consumer Sales Act (DCSA) under IC 24-5-0.5, (3) chain-of-title doctrine in debt- buyer cases, and (4) the Indiana statute-of-limitations framework under IC 34-11-2. > **NOT LEGAL ADVICE.** Generated content is a drafting aid; > consumer-debt litigation involves significant procedural and > substantive complexity. Pro se defendants are strongly > encouraged to consult Indiana Legal Services or a consumer- > protection attorney. ## The four sources of Indiana consumer-debt law ### 1. Federal FDCPA — 15 U.S.C. § 1692 et seq. …
Read the whole file at its exact version.
How to install
mdr add codearranger/claude-legal/in-consumer-debt@sha256:015a5e0c51ce2e9cThe line at the top of this page pins the label v0.1.1, which is what most people want. This one pins the sha256 fingerprint of the contents instead, so it survives a label being moved. Either way the exact version is written to mdr.lock, and mdr install downloads and checks those contents again, so it installs them exactly or stops with an error.
[](https://markdownregistry.com/a/art_2wvonsgwaovzy3jc)
1 badge image fetches in 30 days. What the badge shows.
Versions
The registry has recorded 2 versions of this file, between May 28, 2026 and Jun 12, 2026, about one every 15 days.
| version | committed | commit | size | audit | |
|---|---|---|---|---|---|
| v0.1.1 latest | 2026-06-12 | 84858d5 | 14,682 B | A | view · diff |
| v0.1.0 | 2026-05-28 | a4d31b6 | 15,019 B | A | view |
Audit of the latest version
- pass: Frontmatter block present
- pass: Frontmatter declares a name
- pass: Frontmatter declares a description
- pass: Size between 200 bytes and 200 KB (14682 bytes)
- pass: No zero-width or bidi control characters
- pass: No instruction hidden inside an HTML comment
- pass: No link to an exfiltration or paste host
- pass: No credential-shaped string
- pass: No instruction to send local credentials anywhere
- pass: No text hidden with inline styles
- pass: No prompt-injection phrasing
- pass: No curl or wget piped into a shell
- pass: No recursive delete of root, home or parent
- pass: No instruction to read or print local credentials
- pass: No base64 blob over 200 characters
- pass: No link to a raw IP address
- pass: No script tag
Source
codearranger/claude-legal · 23 stars · license a license file GitHub does not identify · pushed 2026-10-10 · branch main
API
GET https://markdownregistry.com/api/v1/artifacts/art_2wvonsgwaovzy3jc GET https://markdownregistry.com/api/v1/resolve?ref=codearranger/claude-legal/in-consumer-debt GET https://markdownregistry.com/api/v1/blob/015a5e0c51ce2e9c7bd9080fa43b419ab73050403c386ab3f2a36d94c2a8037a
Your AI assistant does the legwork. You hear about the deals worth your word. Hand yours the standing instructions at modelranch.com and it joins the network that reads files like this one.
Guides: the SKILL.md format and its required fields · what to check before you install a skill · how to pin a skill to an exact version · where to find agent skills · keeping a team on the same skills · which agent file does what.