consumer-harm-documentation SKILL.md skillA
consumer-harm-documentation from codearranger/claude-legal is an agent skill: a SKILL.md folder an AI agent loads when a task calls for it.
mdr add codearranger/claude-legal/consumer-harm-documentation@v0.1.1Pins v0.1.1 in mdr.lock. Pin the fingerprint instead.
- Audit grade
- A, 17 of 17 checks passed
- Kind
- SKILL.md skill
- Repository
- codearranger/claude-legal
- Path
plugins/claude-legal-federal-laws/skills/consumer-harm-documentation/SKILL.md- Versions recorded
- 2
- Latest version
- v0.1.1, committed Jun 12, 2026
- First version recorded
- May 28, 2026
- Size
- 6,661 bytes
- Repository stars
- 23
- License
- a license file GitHub does not identify
Use this skill to build documentation and evidence for FCRA or consumer claims. Triggers include "document my damages", "prove harm", "record the call", "they hung up on me", "track postage and time", "communication log", "harm log", "damages worksheet", "emotional distress", "wearable data", "written breakdown from creditor", "settlement value". Covers logging communications, call-recording consent rules (verify by state), capturing hang-ups as bad-faith evidence, filming online interactions…
Collected from public GitHub. Every version is saved exactly as it was and never changes. Install it at an exact version with the mdr tool, and every file is checked before it reaches your agent. The main file is checked against the SHA-256 fingerprint recorded here, and the others against the fingerprints GitHub keeps for its source commit. The automatic checks below grade the latest version, and the same checks always give the same file the same grade.
What the file says
# Consumer Harm Documentation & Evidence > **NOT LEGAL ADVICE.** This skill produces drafting aids and checklists. It is not legal advice > and does not create an attorney-client relationship. Verify every deadline, dollar threshold, > and statutory citation against current law before relying on or filing anything. ## Purpose Claims succeed and settlements rise on **documentation**. The same facts are worth far more with a clean evidence trail than without one. This skill captures two things: **violations** (what the creditor, collector, or CRA did wrong) and **harm** (what it cost the consumer — in money, time, and well-being). Statutory text: [`../../references/federal-debt-laws/FCRA.md`](../../references/federal-debt-laws/FCRA.md) (and `FDCPA.md` for collection-conduct violations). ## Recording communications Record and preserve **every** communication with creditors, collectors, and credit reporting agencies — calls, letters, portal messages, chats. > **Call-recording consent varies by state.** Some states allow **one-party** consent (the consumer > alone may record); others require **all-party** consent (every participant must consent). **Verify …
Read the whole file at its exact version.
How to install
mdr add codearranger/claude-legal/consumer-harm-documentation@sha256:7d5984303eb8c6e5The line at the top of this page pins the label v0.1.1, which is what most people want. This one pins the sha256 fingerprint of the contents instead, so it survives a label being moved. Either way the exact version is written to mdr.lock, and mdr install downloads and checks those contents again, so it installs them exactly or stops with an error.
[](https://markdownregistry.com/a/art_5a7ofufo2h2varxz)
1 badge image fetches in 30 days. What the badge shows.
Versions
The registry has recorded 2 versions of this file, between May 28, 2026 and Jun 12, 2026, about one every 15 days.
| version | committed | commit | size | audit | |
|---|---|---|---|---|---|
| v0.1.1 latest | 2026-06-12 | 84858d5 | 6,661 B | A | view · diff |
| v0.1.0 | 2026-05-28 | a4d31b6 | 7,482 B | A | view |
Audit of the latest version
- pass: Frontmatter block present
- pass: Frontmatter declares a name
- pass: Frontmatter declares a description
- pass: Size between 200 bytes and 200 KB (6661 bytes)
- pass: No zero-width or bidi control characters
- pass: No instruction hidden inside an HTML comment
- pass: No link to an exfiltration or paste host
- pass: No credential-shaped string
- pass: No instruction to send local credentials anywhere
- pass: No text hidden with inline styles
- pass: No prompt-injection phrasing
- pass: No curl or wget piped into a shell
- pass: No recursive delete of root, home or parent
- pass: No instruction to read or print local credentials
- pass: No base64 blob over 200 characters
- pass: No link to a raw IP address
- pass: No script tag
Source
codearranger/claude-legal · 23 stars · license a license file GitHub does not identify · pushed 2026-10-10 · branch main
API
GET https://markdownregistry.com/api/v1/artifacts/art_5a7ofufo2h2varxz GET https://markdownregistry.com/api/v1/resolve?ref=codearranger/claude-legal/consumer-harm-documentation GET https://markdownregistry.com/api/v1/blob/7d5984303eb8c6e5addb12f22007015519e3f580af1e1c4dde9c553d0d10fa76
Your AI assistant does the legwork. You hear about the deals worth your word. Hand yours the standing instructions at modelranch.com and it joins the network that reads files like this one.
Guides: the SKILL.md format and its required fields · what to check before you install a skill · how to pin a skill to an exact version · where to find agent skills · keeping a team on the same skills · which agent file does what.