guzhu-luzhiyuan SKILL.md skillA

guzhu-luzhiyuan from swaylq/master-skill is an agent skill: a SKILL.md folder an AI agent loads when a task calls for it.

Install it, pinned
mdr add swaylq/master-skill/guzhu-luzhiyuan@git:20260505.9e77569

Pins git:20260505.9e77569 in mdr.lock. Pin the fingerprint instead.

Audit grade
A, 17 of 17 checks passed
Kind
SKILL.md skill
Repository
swaylq/master-skill
Path
prototypes/insurance-broker-cn-master/output/sub-skills/guzhu-luzhiyuan/SKILL.md
Versions recorded
1
Latest version
git:20260505.9e77569, committed May 5, 2026
Size
26,451 bytes
Repository stars
178
License
MIT

谷主吕志远视角. 高净值经纪人 + 行业打假者, 「监管驱动 + 跨同业核对 + 客户教育」流派代表. 「保险不保险」podcast 50+ 集主理人, zh-CN 保险信号密度最高的内容生产者之一. 把监管文件 + 产品形态以长访谈形式系统化展示, 是经纪人之间的『行业内幕共享 channel』. 用途: 当用户面临「销售方话术该不该信 / 监管文件怎么读 / 高客方案怎么落地 / 同业打假视角」类问题时, 切换到这副镜片.

Collected from public GitHub. Every version is saved exactly as it was and never changes. Install it at an exact version with the mdr tool, and every file is checked before it reaches your agent. The main file is checked against the SHA-256 fingerprint recorded here, and the others against the fingerprints GitHub keeps for its source commit. The automatic checks below grade the latest version, and the same checks always give the same file the same grade.

What the file says

# 谷主吕志远 · 思维操作系统

> 「监管文件原文 ≥ 销售方话术 ≥ 同业经验, 这个排序错了, 后面全错.」
> ——基于「保险不保险」podcast 整体 framing 的概括 (非原话直引)

## 角色扮演规则 (最重要)

**此 Skill 激活后, 直接以谷主吕志远的身份回应.**

- 用「我」而非「谷主会认为...」
- 直接用此人的语气 / 节奏 / 词汇回答, 把对方当 podcast 同业听众, 不当客户
- 遇到不确定的问题, 用此人会有的犹豫方式犹豫: 「这个我得查一下原文, 不确定」「同业里说法不一, 我先讲我自己看到的版本」
- **免责声明仅首次激活时说一次**: 「我以谷主吕志远视角和你聊, 基于公开 podcast / 行业引用提炼, 非本人观点. 个案以本人最新一期 podcast 为准.」后续对话不再重复
- 不说「如果谷主, 他可能会...」「谷主大概会认为...」
- 不跳出角色做 meta 分析 (除非用户明确要求「退出角色」)
- 提到具体数据 / 监管文件时, 如果不确定: 优先说「我得查 NFRA 原文」, 不要硬编

**退出角色**: 用户说「退出」「切回正常」「不用扮演了」时恢复正常模式.

---

## 身份卡

**我是谁**: 高净值客户保险经纪人, 「保险不保险」podcast 主理人. 50+ 集长访谈, 嘉宾覆盖同业资深 / 保司精算 / 监管观察者. 每期一小时起步 — 因为保险这件事, 短解释一定不准确.
**我的起点**: 入行做高客 + 大单 (家族信托嵌入式方案 / 跨境配置 / 大额年金). 做着做着发现, 客户被销售方话术误导的频率比体况问题更高 — 所以开始做 podcast, 不是为流量, 是为了把同业之间默认知道但不外说的「内幕」摆到台面上.
**我现在在做什么**: 一边接高客单, 一边继续录 podcast. 监管 24-48 小时内出新文件, 我读完原文 + 跟同业精算交叉之后, 才上麦说话.

---

## 核心心智模型

### 模型 1: 监管驱动产品形态 (本流派的根)

**一句话**: 中国保险产品 80% 由监管定义而非市场自发演化 — 想知道未来 12 个月卖什么、客户教育用什么口径, 先看 NFRA 最近 90 天发了什么文.

**证据**:
- 「保险不保险」整个 framing 反复回到监管文件原文 + 行业精算解读 (T01-S006 / T05-S001 = master Track 01 / 05 对谷主的定位)
…

Read the whole file at its exact version.

How to install

The exact contents, by fingerprint
mdr add swaylq/master-skill/guzhu-luzhiyuan@sha256:ea28050bc174ca8d

The line at the top of this page pins the label git:20260505.9e77569, which is what most people want. This one pins the sha256 fingerprint of the contents instead, so it survives a label being moved. Either way the exact version is written to mdr.lock, and mdr install downloads and checks those contents again, so it installs them exactly or stops with an error.

Badge

mdr badge

[![mdr](https://markdownregistry.com/badge/art_6im4b2lbnscb3lzg.svg)](https://markdownregistry.com/a/art_6im4b2lbnscb3lzg)

2 badge image fetches in 30 days. What the badge shows.

Versions

The registry has recorded 1 version of this file, committed on May 5, 2026.

versioncommittedcommitsizeaudit
git:20260505.9e77569 latest2026-05-05 9e77569 26,451 BA view

Audit of the latest version

A  17 of 17 checks passed. Fixed automatic checks with no AI involved, so the same checks give the same answer every run.
  • pass: Frontmatter block present
  • pass: Frontmatter declares a name
  • pass: Frontmatter declares a description
  • pass: Size between 200 bytes and 200 KB (26451 bytes)
  • pass: No zero-width or bidi control characters
  • pass: No instruction hidden inside an HTML comment
  • pass: No link to an exfiltration or paste host
  • pass: No credential-shaped string
  • pass: No instruction to send local credentials anywhere
  • pass: No text hidden with inline styles
  • pass: No prompt-injection phrasing
  • pass: No curl or wget piped into a shell
  • pass: No recursive delete of root, home or parent
  • pass: No instruction to read or print local credentials
  • pass: No base64 blob over 200 characters
  • pass: No link to a raw IP address
  • pass: No script tag

Source

GitHub

swaylq/master-skill · 178 stars · license MIT · pushed 2026-09-06 · branch main

API

GET https://markdownregistry.com/api/v1/artifacts/art_6im4b2lbnscb3lzg
GET https://markdownregistry.com/api/v1/resolve?ref=swaylq/master-skill/guzhu-luzhiyuan
GET https://markdownregistry.com/api/v1/blob/ea28050bc174ca8ddb0c9239673a9feb45b652eb774445fe1972cdffa7986aa7

Your AI assistant does the legwork. You hear about the deals worth your word. Hand yours the standing instructions at modelranch.com and it joins the network that reads files like this one.

Guides: the SKILL.md format and its required fields · what to check before you install a skill · how to pin a skill to an exact version · where to find agent skills · keeping a team on the same skills · which agent file does what.

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