ca-consumer-debt SKILL.md skillA
ca-consumer-debt from codearranger/claude-legal is an agent skill: a SKILL.md folder an AI agent loads when a task calls for it.
mdr add codearranger/claude-legal/ca-consumer-debt@v0.1.2Pins v0.1.2 in mdr.lock. Pin the fingerprint instead.
- Audit grade
- A, 17 of 17 checks passed
- Kind
- SKILL.md skill
- Repository
- codearranger/claude-legal
- Path
plugins/ca-court-docs/skills/ca-consumer-debt/SKILL.md- Versions recorded
- 2
- Latest version
- v0.1.2, committed Jun 12, 2026
- First version recorded
- May 28, 2026
- Size
- 26,911 bytes
- Repository stars
- 23
- License
- a license file GitHub does not identify
Use this skill for California consumer-debt defense — debt-buyer suits, original-creditor collection cases, and matters involving FDCPA, Regulation F, California Rosenthal Act, CDCLA licensing, FDBPA chain of title, or California UCL. Triggers include "California debt-buyer defense", "I was sued on a credit card in California", "collection agency sued me", "Rosenthal Act", "FDBPA chain of title", "unlicensed debt collector California", "validation notice", "time-barred debt California…
Collected from public GitHub. Every version is saved exactly as it was and never changes. Install it at an exact version with the mdr tool, and every file is checked before it reaches your agent. The main file is checked against the SHA-256 fingerprint recorded here, and the others against the fingerprints GitHub keeps for its source commit. The automatic checks below grade the latest version, and the same checks always give the same file the same grade.
What the file says
# California Consumer-Debt Defense This skill is the **subject-matter bundle** for California consumer-debt litigation: debt-buyer cases, original-creditor collection actions, and any matter turning on FDCPA / Reg F / Rosenthal Act / CDCLA / FDBPA / UCL. It assumes the procedural framework is already in place via the matter-neutral skills. This skill adds: - **Substantive law**: FDCPA, Reg F, Rosenthal Act, CDCLA, FDBPA, UCL - **Chain-of-title doctrine**: what a California debt-buyer plaintiff must prove to recover; FDBPA heightened pleading requirements - **Evidence patterns**: Cal. Evid. Code § 1271 business-records foundation; Cal. Evid. Code § 1561 custodian declarations; Secondary Evidence Rule (§ 1521) - **Fact-pattern triage**: 5 common California debt-defense scenarios and the matching defenses / counterclaims - **Discovery banks**: pre-built RFPs, RFAs, and specially prepared interrogatories (up to 35 without declaration under CCP § 2030.030(a)) targeting the weak spots of a debt-buyer's case - **Example filings**: synthetic answers, declarations, motions, and orders for a California debt-buyer-defense fact pattern …
Read the whole file at its exact version.
How to install
mdr add codearranger/claude-legal/ca-consumer-debt@sha256:9905b852a0cd5942The line at the top of this page pins the label v0.1.2, which is what most people want. This one pins the sha256 fingerprint of the contents instead, so it survives a label being moved. Either way the exact version is written to mdr.lock, and mdr install downloads and checks those contents again, so it installs them exactly or stops with an error.
[](https://markdownregistry.com/a/art_7lyjavaqbv7k3nvz)
2 badge image fetches in 30 days. What the badge shows.
Versions
The registry has recorded 2 versions of this file, between May 28, 2026 and Jun 12, 2026, about one every 15 days.
| version | committed | commit | size | audit | |
|---|---|---|---|---|---|
| v0.1.2 latest | 2026-06-12 | 85deed8 | 26,911 B | A | view · diff |
| v0.1.1 | 2026-05-28 | a4d31b6 | 28,163 B | A | view |
Audit of the latest version
- pass: Frontmatter block present
- pass: Frontmatter declares a name
- pass: Frontmatter declares a description
- pass: Size between 200 bytes and 200 KB (26911 bytes)
- pass: No zero-width or bidi control characters
- pass: No instruction hidden inside an HTML comment
- pass: No link to an exfiltration or paste host
- pass: No credential-shaped string
- pass: No instruction to send local credentials anywhere
- pass: No text hidden with inline styles
- pass: No prompt-injection phrasing
- pass: No curl or wget piped into a shell
- pass: No recursive delete of root, home or parent
- pass: No instruction to read or print local credentials
- pass: No base64 blob over 200 characters
- pass: No link to a raw IP address
- pass: No script tag
Source
codearranger/claude-legal · 23 stars · license a license file GitHub does not identify · pushed 2026-10-10 · branch main
API
GET https://markdownregistry.com/api/v1/artifacts/art_7lyjavaqbv7k3nvz GET https://markdownregistry.com/api/v1/resolve?ref=codearranger/claude-legal/ca-consumer-debt GET https://markdownregistry.com/api/v1/blob/9905b852a0cd5942579437cfe8ddd3d12efe8d24a2ea6766fd2ddb820ca4721b
Your AI assistant does the legwork. You hear about the deals worth your word. Hand yours the standing instructions at modelranch.com and it joins the network that reads files like this one.
Guides: the SKILL.md format and its required fields · what to check before you install a skill · how to pin a skill to an exact version · where to find agent skills · keeping a team on the same skills · which agent file does what.