ga-consumer-debt SKILL.md skillA
ga-consumer-debt from codearranger/claude-legal is an agent skill: a SKILL.md folder an AI agent loads when a task calls for it.
mdr add codearranger/claude-legal/ga-consumer-debt@v0.1.0Pins v0.1.0 in mdr.lock. Pin the fingerprint instead.
- Audit grade
- A, 17 of 17 checks passed
- Kind
- SKILL.md skill
- Repository
- codearranger/claude-legal
- Path
plugins/ga-court-docs/skills/ga-consumer-debt/SKILL.md- Versions recorded
- 2
- Latest version
- v0.1.0, committed Jun 26, 2026
- First version recorded
- Jun 26, 2026
- Size
- 21,833 bytes
- Repository stars
- 23
- License
- a license file GitHub does not identify
Use this skill for Georgia consumer-debt defense — debt-buyer suits, original-creditor collection cases, and any matter turning on FDCPA, Regulation F, FCRA, TILA, the Georgia Fair Business Practices Act (FBPA), chain-of-title / standing, or the business-records foundation a debt buyer needs to win. Triggers: "Midland Credit sued me in Georgia", "Georgia debt buyer lawsuit", "Portfolio Recovery sued me Georgia", "LVNV Funding Georgia", "I was sued on a credit card in Georgia…
Collected from public GitHub. Every version is saved exactly as it was and never changes. Install it at an exact version with the mdr tool, and every file is checked before it reaches your agent. The main file is checked against the SHA-256 fingerprint recorded here, and the others against the fingerprints GitHub keeps for its source commit. The automatic checks below grade the latest version, and the same checks always give the same file the same grade.
What the file says
# Georgia Consumer-Debt Defense This skill is the **subject-matter bundle** for Georgia consumer-debt litigation: debt-buyer cases, original-creditor collection actions, and any matter turning on FDCPA / Reg F / FCRA / TILA and the Georgia Fair Business Practices Act (FBPA). It assumes the procedural framework is already in place via the matter-neutral skills. This skill adds the substantive law, the standing and evidence doctrine, a fact-pattern triage, an affirmative-defenses catalog, discovery banks, and the counterclaim package. > **NOT LEGAL ADVICE.** This subject-matter bundle describes > a procedural and substantive framework for Georgia cases in > this area, not legal advice and not strategic advice for > any specific case. Outcomes are fact-specific; the choice > of defenses, claims, motions, and discovery belongs to the > litigant (and any counsel the litigant retains). Verify > every rule, deadline, and citation against current law > before filing. ## The Georgia consumer-debt landscape Georgia's framework is **federal-first**. Unlike many states, Georgia has **no mini-FDCPA** and the Georgia Department of …
Read the whole file at its exact version.
How to install
mdr add codearranger/claude-legal/ga-consumer-debt@sha256:72de1a60ea7f4cb5The line at the top of this page pins the label v0.1.0, which is what most people want. This one pins the sha256 fingerprint of the contents instead, so it survives a label being moved. Either way the exact version is written to mdr.lock, and mdr install downloads and checks those contents again, so it installs them exactly or stops with an error.
[](https://markdownregistry.com/a/art_bvlslr4jpokqavia)
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Versions
The registry has recorded 2 versions of this file, all committed on Jun 26, 2026.
| version | committed | commit | size | audit | |
|---|---|---|---|---|---|
| v0.1.0 latest | 2026-06-26 | 697ea08 | 21,833 B | A | view · diff |
| v0.1.0 | 2026-06-26 | 7f3cf8e | 1,886 B | A | view |
Audit of the latest version
- pass: Frontmatter block present
- pass: Frontmatter declares a name
- pass: Frontmatter declares a description
- pass: Size between 200 bytes and 200 KB (21833 bytes)
- pass: No zero-width or bidi control characters
- pass: No instruction hidden inside an HTML comment
- pass: No link to an exfiltration or paste host
- pass: No credential-shaped string
- pass: No instruction to send local credentials anywhere
- pass: No text hidden with inline styles
- pass: No prompt-injection phrasing
- pass: No curl or wget piped into a shell
- pass: No recursive delete of root, home or parent
- pass: No instruction to read or print local credentials
- pass: No base64 blob over 200 characters
- pass: No link to a raw IP address
- pass: No script tag
Source
codearranger/claude-legal · 23 stars · license a license file GitHub does not identify · pushed 2026-10-10 · branch main
API
GET https://markdownregistry.com/api/v1/artifacts/art_bvlslr4jpokqavia GET https://markdownregistry.com/api/v1/resolve?ref=codearranger/claude-legal/ga-consumer-debt GET https://markdownregistry.com/api/v1/blob/72de1a60ea7f4cb5086c87d5c5178cff93754cfbb657a0f028093550cbfe7a59
Your AI assistant does the legwork. You hear about the deals worth your word. Hand yours the standing instructions at modelranch.com and it joins the network that reads files like this one.
Guides: the SKILL.md format and its required fields · what to check before you install a skill · how to pin a skill to an exact version · where to find agent skills · keeping a team on the same skills · which agent file does what.