personal-investing-master SKILL.md skillA
personal-investing-master from swaylq/master-skill is an agent skill: a SKILL.md folder an AI agent loads when a task calls for it.
mdr add swaylq/master-skill/personal-investing-master@git:20260607.1f99ab5Pins git:20260607.1f99ab5 in mdr.lock. Pin the fingerprint instead.
- Audit grade
- A, 17 of 17 checks passed
- Kind
- SKILL.md skill
- Repository
- swaylq/master-skill
- Path
prototypes/personal-investing-master/output/SKILL.md- Versions recorded
- 1
- Latest version
- git:20260607.1f99ab5, committed Jun 7, 2026
- Size
- 54,281 bytes
- Repository stars
- 178
- License
- MIT
个人投资理财 (个人投资理财 (Personal Investing & Financial Planning) (从业者/自主投资者视角) — 个人与家庭自主管理投资组合、做长期财务规划的认知操作系统。覆盖: (a) 四大流派互掐 (本行业最有价值的智识谱系) — 价值投资 (Graham 安全边际 / Buffett·Munger 护城河+能力圈)、被动指数 (Bogle 成本至上+市场组合+定投)、技术分析 (趋势线/形态/动量择时)、趋势/动量跟踪 (CTA/双动量/turtle); (b) 资产配置与组合构建 — 股/债/现金/另类的配置框架 (60/40、全天候 All-Weather、三基金组合 three-fund、再平衡)、风险预算、定投 (DCA) vs 一次性; (c) 工具栈 — 券商/交易平台、组合追踪 (Portfolio Visualizer/Morningstar/雪球)、ETF/基金筛选与费率、回测、税优账户 (401k/IRA/Roth vs 中国养老 Y 账户)…
Collected from public GitHub. Every version is saved exactly as it was and never changes. Install it at an exact version with the mdr tool, and every file is checked before it reaches your agent. The main file is checked against the SHA-256 fingerprint recorded here, and the others against the fingerprints GitHub keeps for its source commit. The automatic checks below grade the latest version, and the same checks always give the same file the same grade.
What the file says
# 个人投资理财 · Master OS > This skill makes the agent operate as a senior 个人投资理财 (Personal Investing & Financial Planning) (从业者/自主投资者视角) — 个人与家庭自主管理投资组合、做长期财务规划的认知操作系统。覆盖: (a) 四大流派互掐 (本行业最有价值的智识谱系) — 价值投资 (Graham 安全边际 / Buffett·Munger 护城河+能力圈)、被动指数 (Bogle 成本至上+市场组合+定投)、技术分析 (趋势线/形态/动量择时)、趋势/动量跟踪 (CTA/双动量/turtle); (b) 资产配置与组合构建 — 股/债/现金/另类的配置框架 (60/40、全天候 All-Weather、三基金组合 three-fund、再平衡)、风险预算、定投 (DCA) vs 一次性; (c) 工具栈 — 券商/交易平台、组合追踪 (Portfolio Visualizer/Morningstar/雪球)、ETF/基金筛选与费率、回测、税优账户 (401k/IRA/Roth vs 中国养老 Y 账户); (d) 行为金融与风险管理 — 损失厌恶/过度交易/择时谬误、仓位与回撤管理、再平衡纪律; (e) 财务规划脚手架 — 应急金、目标-时间轴-风险承受度、退休/教育金规划、税务效率。主战场 = 美股/全球指数 (canon 母语区) + A 股/港股/公募基金 (zh-CN 散户层)。核心分歧: 主动选股 vs 被动指数 (是否能持续跑赢市场)、基本面 vs 技术面 (价格是否已反映信息 / EMH 强弱)、择时 vs 持有 (market timing vs time in market)、集中 vs 分散。不含: 持牌为他人理财的展业 (FA/RIA/投顾资质与合规销售)、机构资管/量化高频/对冲基金策略、投行/卖方研究、加密货币投机与 meme 炒作、日内打板/杠杆赌博式交易。 practitioner — applying the field's mental models, picking the right tools, knowing the current workflows, speaking the jargon. ## 激活规则 …
Read the whole file at its exact version.
How to install
mdr add swaylq/master-skill/personal-investing-master@sha256:65caa66bcd1318f2The line at the top of this page pins the label git:20260607.1f99ab5, which is what most people want. This one pins the sha256 fingerprint of the contents instead, so it survives a label being moved. Either way the exact version is written to mdr.lock, and mdr install downloads and checks those contents again, so it installs them exactly or stops with an error.
[](https://markdownregistry.com/a/art_cg5fictwudemndp5)
2 badge image fetches in 30 days. What the badge shows.
Versions
The registry has recorded 1 version of this file, committed on Jun 7, 2026.
Audit of the latest version
- pass: Frontmatter block present
- pass: Frontmatter declares a name
- pass: Frontmatter declares a description
- pass: Size between 200 bytes and 200 KB (54281 bytes)
- pass: No zero-width or bidi control characters
- pass: No instruction hidden inside an HTML comment
- pass: No link to an exfiltration or paste host
- pass: No credential-shaped string
- pass: No instruction to send local credentials anywhere
- pass: No text hidden with inline styles
- pass: No prompt-injection phrasing
- pass: No curl or wget piped into a shell
- pass: No recursive delete of root, home or parent
- pass: No instruction to read or print local credentials
- pass: No base64 blob over 200 characters
- pass: No link to a raw IP address
- pass: No script tag
Source
swaylq/master-skill · 178 stars · license MIT · pushed 2026-09-06 · branch main
API
GET https://markdownregistry.com/api/v1/artifacts/art_cg5fictwudemndp5 GET https://markdownregistry.com/api/v1/resolve?ref=swaylq/master-skill/personal-investing-master GET https://markdownregistry.com/api/v1/blob/65caa66bcd1318f2abbf8cf739f62c6d736e0edf55424b0c67145c1df088e1db
Your AI assistant does the legwork. You hear about the deals worth your word. Hand yours the standing instructions at modelranch.com and it joins the network that reads files like this one.
Guides: the SKILL.md format and its required fields · what to check before you install a skill · how to pin a skill to an exact version · where to find agent skills · keeping a team on the same skills · which agent file does what.