id-consumer-debt SKILL.md skillA
id-consumer-debt from codearranger/claude-legal is an agent skill: a SKILL.md folder an AI agent loads when a task calls for it.
mdr add codearranger/claude-legal/id-consumer-debt@v0.2.0Pins v0.2.0 in mdr.lock. Pin the fingerprint instead.
- Audit grade
- A, 17 of 17 checks passed
- Kind
- SKILL.md skill
- Repository
- codearranger/claude-legal
- Path
plugins/id-court-docs/skills/id-consumer-debt/SKILL.md- Versions recorded
- 2
- Latest version
- v0.2.0, committed Oct 10, 2026
- First version recorded
- Jun 19, 2026
- Size
- 22,384 bytes
- Repository stars
- 23
- License
- a license file GitHub does not identify
Use when defending an Idaho consumer against a debt-collection lawsuit (typically by a debt buyer or collection agency, in the Magistrate Division or District Court). Triggers: "sued by a debt collector in Idaho", "debt buyer Bonneville County", "Idaho statute of limitations on credit card debt", "time-barred debt Idaho", "Idaho Collection Agency Act license", "answer a collection complaint Idaho", "Idaho Consumer Protection Act", "FDCPA Idaho", "chain of title Idaho debt…
Collected from public GitHub. Every version is saved exactly as it was and never changes. Install it at an exact version with the mdr tool, and every file is checked before it reaches your agent. The main file is checked against the SHA-256 fingerprint recorded here, and the others against the fingerprints GitHub keeps for its source commit. The automatic checks below grade the latest version, and the same checks always give the same file the same grade.
What the file says
# Idaho Consumer-Debt Defense > **NOT LEGAL ADVICE.** This subject-matter bundle describes a procedural and substantive framework > for Idaho consumer-debt cases, not legal advice and not strategic advice for any specific case. > Outcomes are fact-specific; the choice of defenses, claims, motions, and discovery belongs to the > litigant (and any counsel the litigant retains). Statute numbers, dollar thresholds, and day counts > change — verify every citation against the current Idaho Code (legislature.idaho.gov), the Idaho > Rules of Civil Procedure, and the Idaho Rules of Evidence before filing, and consult a licensed > Idaho attorney. > **Federal corpora.** `id-law-references/references/federal-debt-laws/`, `federal-bankruptcy/`, and > `ucc-model/` are links into the `claude-legal-federal-laws` dependency. If one is missing or a dangling > link (some install methods copy only this plugin's folder), read the same file from > `claude-legal-federal-laws` via its `federal-law-references` skill; file names are identical. Use this bundle when an Idaho consumer has been sued by a **debt collector** — typically a **debt …
Read the whole file at its exact version.
How to install
mdr add codearranger/claude-legal/id-consumer-debt@sha256:334cf1fdec0ec354The line at the top of this page pins the label v0.2.0, which is what most people want. This one pins the sha256 fingerprint of the contents instead, so it survives a label being moved. Either way the exact version is written to mdr.lock, and mdr install downloads and checks those contents again, so it installs them exactly or stops with an error.
[](https://markdownregistry.com/a/art_dxwnacufvwrrdqnd)
1 badge image fetches in 30 days. What the badge shows.
Versions
The registry has recorded 2 versions of this file, between Jun 19, 2026 and Oct 10, 2026, about one every 112 days.
| version | committed | commit | size | audit | |
|---|---|---|---|---|---|
| v0.2.0 latest | 2026-10-10 | 5bb5ca4 | 22,384 B | A | view · diff |
| v0.1.0 | 2026-06-19 | 6ba63ab | 21,994 B | A | view |
Audit of the latest version
- pass: Frontmatter block present
- pass: Frontmatter declares a name
- pass: Frontmatter declares a description
- pass: Size between 200 bytes and 200 KB (22384 bytes)
- pass: No zero-width or bidi control characters
- pass: No instruction hidden inside an HTML comment
- pass: No link to an exfiltration or paste host
- pass: No credential-shaped string
- pass: No instruction to send local credentials anywhere
- pass: No text hidden with inline styles
- pass: No prompt-injection phrasing
- pass: No curl or wget piped into a shell
- pass: No recursive delete of root, home or parent
- pass: No instruction to read or print local credentials
- pass: No base64 blob over 200 characters
- pass: No link to a raw IP address
- pass: No script tag
Source
codearranger/claude-legal · 23 stars · license a license file GitHub does not identify · pushed 2026-10-10 · branch main
API
GET https://markdownregistry.com/api/v1/artifacts/art_dxwnacufvwrrdqnd GET https://markdownregistry.com/api/v1/resolve?ref=codearranger/claude-legal/id-consumer-debt GET https://markdownregistry.com/api/v1/blob/334cf1fdec0ec3540edb3334d0a4a2e5e1a527f64ae74bc06bf43c9fc122bab4
Your AI assistant does the legwork. You hear about the deals worth your word. Hand yours the standing instructions at modelranch.com and it joins the network that reads files like this one.
Guides: the SKILL.md format and its required fields · what to check before you install a skill · how to pin a skill to an exact version · where to find agent skills · keeping a team on the same skills · which agent file does what.