consumer-report-accuracy SKILL.md skillA
consumer-report-accuracy from codearranger/claude-legal is an agent skill: a SKILL.md folder an AI agent loads when a task calls for it.
mdr add codearranger/claude-legal/consumer-report-accuracy@v0.1.1Pins v0.1.1 in mdr.lock. Pin the fingerprint instead.
- Audit grade
- A, 17 of 17 checks passed
- Kind
- SKILL.md skill
- Repository
- codearranger/claude-legal
- Path
plugins/claude-legal-federal-laws/skills/consumer-report-accuracy/SKILL.md- Versions recorded
- 2
- Latest version
- v0.1.1, committed Jun 12, 2026
- First version recorded
- May 28, 2026
- Size
- 6,075 bytes
- Repository stars
- 23
- License
- a license file GitHub does not identify
Use this skill to audit and correct consumer-report data: PII and tradeline points affecting reporting duration, scoring, and SOL. Triggers include "wrong info on my credit report", "update my address", "Date of First Delinquency", "DOFD", "re-aged debt", "disputed by consumer", "mark it disputed", "why didn't my score go up", "dispute flag missing", "monitor my report weekly". Covers PII hygiene (remove stale addresses/phones causing mistaken matches and fraud), Date of First Delinquency…
Collected from public GitHub. Every version is saved exactly as it was and never changes. Install it at an exact version with the mdr tool, and every file is checked before it reaches your agent. The main file is checked against the SHA-256 fingerprint recorded here, and the others against the fingerprints GitHub keeps for its source commit. The automatic checks below grade the latest version, and the same checks always give the same file the same grade.
What the file says
# Consumer Report Accuracy & Key Data Points > **NOT LEGAL ADVICE.** This skill produces drafting aids and checklists. It is not legal advice > and does not create an attorney-client relationship. Verify every deadline, dollar threshold, > and statutory citation against current law before relying on or filing anything. ## Purpose Once the reports are in hand (`consumer-report-ordering`), read them like an adjuster. Two layers matter: the **PII block** (who the report thinks you are) and the **tradeline data points** (what it says you did and for how long). Errors in either cause mistaken matches, fraud exposure, depressed scores, and extended liability on old debt. Statutory text: [`../../references/federal-debt-laws/FCRA.md`](../../references/federal-debt-laws/FCRA.md). ## PII hygiene Review and, where possible, correct **all** identifying fields: legal name and variants, current and former **addresses**, **phone numbers**, and **employer** information. - **Remove stale or wrong addresses and phone numbers.** Old data invites **mistaken merging** of another person's records into the file and makes **identity fraud** easier to pull off. Fewer, …
Read the whole file at its exact version.
How to install
mdr add codearranger/claude-legal/consumer-report-accuracy@sha256:271da2e893232f76The line at the top of this page pins the label v0.1.1, which is what most people want. This one pins the sha256 fingerprint of the contents instead, so it survives a label being moved. Either way the exact version is written to mdr.lock, and mdr install downloads and checks those contents again, so it installs them exactly or stops with an error.
[](https://markdownregistry.com/a/art_fzb372pvmmhvxilm)
1 badge image fetches in 30 days. What the badge shows.
Versions
The registry has recorded 2 versions of this file, between May 28, 2026 and Jun 12, 2026, about one every 15 days.
| version | committed | commit | size | audit | |
|---|---|---|---|---|---|
| v0.1.1 latest | 2026-06-12 | 84858d5 | 6,075 B | A | view · diff |
| v0.1.0 | 2026-05-28 | a4d31b6 | 6,794 B | A | view |
Audit of the latest version
- pass: Frontmatter block present
- pass: Frontmatter declares a name
- pass: Frontmatter declares a description
- pass: Size between 200 bytes and 200 KB (6075 bytes)
- pass: No zero-width or bidi control characters
- pass: No instruction hidden inside an HTML comment
- pass: No link to an exfiltration or paste host
- pass: No credential-shaped string
- pass: No instruction to send local credentials anywhere
- pass: No text hidden with inline styles
- pass: No prompt-injection phrasing
- pass: No curl or wget piped into a shell
- pass: No recursive delete of root, home or parent
- pass: No instruction to read or print local credentials
- pass: No base64 blob over 200 characters
- pass: No link to a raw IP address
- pass: No script tag
Source
codearranger/claude-legal · 23 stars · license a license file GitHub does not identify · pushed 2026-10-10 · branch main
API
GET https://markdownregistry.com/api/v1/artifacts/art_fzb372pvmmhvxilm GET https://markdownregistry.com/api/v1/resolve?ref=codearranger/claude-legal/consumer-report-accuracy GET https://markdownregistry.com/api/v1/blob/271da2e893232f76eb9f8548f748c210fd0876827ebab6a7ea405b700dd3a3bc
Your AI assistant does the legwork. You hear about the deals worth your word. Hand yours the standing instructions at modelranch.com and it joins the network that reads files like this one.
Guides: the SKILL.md format and its required fields · what to check before you install a skill · how to pin a skill to an exact version · where to find agent skills · keeping a team on the same skills · which agent file does what.