finicity SKILL.md skillA

finicity from vm0-ai/vm0-skills is an agent skill: a SKILL.md folder an AI agent loads when a task calls for it.

Install it, pinned
mdr add vm0-ai/vm0-skills/finicity@git:20260825.dc9bfc7

Pins git:20260825.dc9bfc7 in mdr.lock. Pin the fingerprint instead.

Audit grade
A, 17 of 17 checks passed
Kind
SKILL.md skill
Repository
vm0-ai/vm0-skills
Path
finicity/SKILL.md
Versions recorded
4
Latest version
git:20260825.dc9bfc7, committed Aug 25, 2026
First version recorded
Jul 13, 2026
Size
1,739 bytes
Repository stars
81
License
none declared

Use the platform-managed banking gateway backed by Finicity to list enabled bank accounts, balances, and transactions. Use when the user mentions Finicity, connected bank accounts, banking balances, or bank transactions.

Collected from public GitHub. Every version is saved exactly as it was and never changes. Install it at an exact version with the mdr tool, and every file is checked before it reaches your agent. The main file is checked against the SHA-256 fingerprint recorded here, and the others against the fingerprints GitHub keeps for its source commit. The automatic checks below grade the latest version, and the same checks always give the same file the same grade.

What the file says

## Prerequisites

1. Authenticate Okou CLI with `OKOU_TOKEN` carrying the `banking:read` capability.
2. A platform administrator must enable the relevant Finicity-backed accounts for the current agent.
3. Finicity credentials and app tokens remain server-side; do not request them from the user.

## List Accounts

```bash
okou banking accounts --json | jq '{provider, accounts}'
```

Use the returned account `id` for balance and transaction requests.

## Get an Account Balance

```bash
okou banking balances --account-id <account-id> --json | jq '{provider, balance}'
```

## List Transactions

Dates must use `YYYY-MM-DD`. Limits must be between 1 and 1000.

```bash
okou banking transactions --account-id <account-id> --from 2026-07-01 --to 2026-07-31 --limit 100 --json | jq '{provider, transactions}'
```

## Guidelines

1. Use `okou banking`; do not call Finicity APIs directly or ask for Finicity partner credentials.
2. Access is limited to accounts enabled for the current agent.
3. Treat account identifiers, balances, and transactions as sensitive financial data.
4. Use the narrowest date range needed and avoid retaining raw banking responses.
…

Read the whole file at its exact version.

How to install

The exact contents, by fingerprint
mdr add vm0-ai/vm0-skills/finicity@sha256:dbbaee73c28b2b8f

The line at the top of this page pins the label git:20260825.dc9bfc7, which is what most people want. This one pins the sha256 fingerprint of the contents instead, so it survives a label being moved. Either way the exact version is written to mdr.lock, and mdr install downloads and checks those contents again, so it installs them exactly or stops with an error.

Badge

mdr badge

[![mdr](https://markdownregistry.com/badge/art_g4i63m6eaxpwqg5p.svg)](https://markdownregistry.com/a/art_g4i63m6eaxpwqg5p)

4 badge image fetches in 30 days. What the badge shows.

Versions

The registry has recorded 4 versions of this file, between Jul 13, 2026 and Aug 25, 2026, about one every 14 days.

versioncommittedcommitsizeaudit
git:20260825.dc9bfc7 latest2026-08-25 dc9bfc7 1,739 BA view · diff
git:20260813.d71348e2026-08-13 d71348e 1,729 BA view · diff
git:20260812.68f64b62026-08-12 68f64b6 1,729 BA view · diff
git:20260713.11050082026-07-13 1105008 1,729 BA view

Audit of the latest version

A  17 of 17 checks passed. Fixed automatic checks with no AI involved, so the same checks give the same answer every run.
  • pass: Frontmatter block present
  • pass: Frontmatter declares a name
  • pass: Frontmatter declares a description
  • pass: Size between 200 bytes and 200 KB (1739 bytes)
  • pass: No zero-width or bidi control characters
  • pass: No instruction hidden inside an HTML comment
  • pass: No link to an exfiltration or paste host
  • pass: No credential-shaped string
  • pass: No instruction to send local credentials anywhere
  • pass: No text hidden with inline styles
  • pass: No prompt-injection phrasing
  • pass: No curl or wget piped into a shell
  • pass: No recursive delete of root, home or parent
  • pass: No instruction to read or print local credentials
  • pass: No base64 blob over 200 characters
  • pass: No link to a raw IP address
  • pass: No script tag

Source

GitHub

vm0-ai/vm0-skills · 81 stars · license none declared · pushed 2026-11-05 · branch main

API

GET https://markdownregistry.com/api/v1/artifacts/art_g4i63m6eaxpwqg5p
GET https://markdownregistry.com/api/v1/resolve?ref=vm0-ai/vm0-skills/finicity
GET https://markdownregistry.com/api/v1/blob/dbbaee73c28b2b8f3ca554c0c00f6d9a50386ca259f6a51600f914f656688b88

Your AI assistant does the legwork. You hear about the deals worth your word. Hand yours the standing instructions at modelranch.com and it joins the network that reads files like this one.

Guides: the SKILL.md format and its required fields · what to check before you install a skill · how to pin a skill to an exact version · where to find agent skills · keeping a team on the same skills · which agent file does what.

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