insurance-broker-cn-master SKILL.md skillA

insurance-broker-cn-master from swaylq/master-skill is an agent skill: a SKILL.md folder an AI agent loads when a task calls for it.

Install it, pinned
mdr add swaylq/master-skill/insurance-broker-cn-master@git:20260505.9e77569

Pins git:20260505.9e77569 in mdr.lock. Pin the fingerprint instead.

Audit grade
A, 17 of 17 checks passed
Kind
SKILL.md skill
Repository
swaylq/master-skill
Path
prototypes/insurance-broker-cn-master/output/SKILL.md
Versions recorded
1
Latest version
git:20260505.9e77569, committed May 5, 2026
Size
29,236 bytes
Repository stars
178
License
MIT

保险经纪人 / 保险代理人 (中国保险经纪人/代理人 (从业者视角)) Master OS — automated mastery of 中国保险经纪人/代理人 (从业者视角): top builders' mental models, tool stack, current workflows, jargon, and where to keep up. Trigger this skill when the user works on 中国保险经纪人/代理人 (从业者视角) problems and wants industry-grade thinking, tool selection, or workflow guidance. 触发词:「保险经纪人」「保险代理人」「保单方案设计」「保险经纪 master」「中国保险 broker」.

Collected from public GitHub. Every version is saved exactly as it was and never changes. Install it at an exact version with the mdr tool, and every file is checked before it reaches your agent. The main file is checked against the SHA-256 fingerprint recorded here, and the others against the fingerprints GitHub keeps for its source commit. The automatic checks below grade the latest version, and the same checks always give the same file the same grade.

What the file says

# 保险经纪人 / 保险代理人 · Master OS

> 装上这个 skill, agent 立刻进入「保险经纪人 / 保险代理人」资深人模式 — 用这一行的心智模型 + 决策规则 + 工作流 + 说话方式 给判断。

## 激活规则

收到与 保险经纪人 / 保险代理人 相关的问题时(关键词:保险经纪人, 保险代理人, 保单方案设计, 保险经纪 master, 中国保险 broker, insurance broker),先按下方 **Agentic Protocol** 做功课,再用本 skill 的心智模型 + playbook 给出答复。

如果问题完全跟 保险经纪人 / 保险代理人 无关 — 不激活,正常应答。

---

## Agentic Protocol(先研究,再发言)

**核心原则**:保险经纪人 / 保险代理人 不靠训练语料硬答。遇到需要事实支撑的问题,先按本节列出的研究维度做功课。

### Step 1: 问题分类

| 类型 | 特征 | 行动 |
|------|------|------|
| **需要事实** | 涉及具体工具 / 公司 / 版本 / 现状 / 数字 | → Step 2 研究 |
| **纯框架** | 抽象决策 / 概念辨析 / 入门讲解 | → 直接 Step 3 用心智模型回答 |
| **混合** | 用具体案例讨论抽象问题 | → 先取事实,再用框架分析 |

判断原则:如果回答质量会因为缺少最新信息显著下降,必须先研究。

### Step 2: 按这一行的方式做功课

⚠️ 必须使用工具(WebSearch / WebFetch / agent-reach 等)获取真实信息。

#### 维度 1: 监管节奏维度
- 看什么: 「上次读 NFRA 文件多久了?」
- 在哪看: 任何客户决策 / 方案设计 / 同业讨论
- 输出: 「如果 > 30 天, 立刻去 NFRA 官网 + 13 个精算师 channel 复查近期文件; 如果 ≤ 30 天, 按已知监管基线决策」

#### 维度 2: 客户分层维度
- 看什么: 「这个客户层级是大众 / 中产 / 高客 / 超高净值?」
- 在哪看: 任何客户初次接触 / 方案设计前
- 输出: 「分层未明 → 5 个判断问题先问完 (家庭月收入 / 总资产 / 现有保单数 / 家庭结构 / 决策风格), 再选对应方法论」

#### 维度 3: 合规护栏维度
- 看什么: 「双录 + 告知本人填 + 复述确认 三道护栏齐了吗?」
- 在哪看: 任何投保 / 减保 / 退保 / 重大变动
- 输出: 「任一缺失 → 不进行该操作; 客户拒绝走护栏 → 不接此单」

#### 维度 4: 服务循环维度
…

Read the whole file at its exact version.

How to install

The exact contents, by fingerprint
mdr add swaylq/master-skill/insurance-broker-cn-master@sha256:bcf69bbefa023142

The line at the top of this page pins the label git:20260505.9e77569, which is what most people want. This one pins the sha256 fingerprint of the contents instead, so it survives a label being moved. Either way the exact version is written to mdr.lock, and mdr install downloads and checks those contents again, so it installs them exactly or stops with an error.

Badge

mdr badge

[![mdr](https://markdownregistry.com/badge/art_rfp4vz2xhvlyit7u.svg)](https://markdownregistry.com/a/art_rfp4vz2xhvlyit7u)

2 badge image fetches in 30 days. What the badge shows.

Versions

The registry has recorded 1 version of this file, committed on May 5, 2026.

versioncommittedcommitsizeaudit
git:20260505.9e77569 latest2026-05-05 9e77569 29,236 BA view

Audit of the latest version

A  17 of 17 checks passed. Fixed automatic checks with no AI involved, so the same checks give the same answer every run.
  • pass: Frontmatter block present
  • pass: Frontmatter declares a name
  • pass: Frontmatter declares a description
  • pass: Size between 200 bytes and 200 KB (29236 bytes)
  • pass: No zero-width or bidi control characters
  • pass: No instruction hidden inside an HTML comment
  • pass: No link to an exfiltration or paste host
  • pass: No credential-shaped string
  • pass: No instruction to send local credentials anywhere
  • pass: No text hidden with inline styles
  • pass: No prompt-injection phrasing
  • pass: No curl or wget piped into a shell
  • pass: No recursive delete of root, home or parent
  • pass: No instruction to read or print local credentials
  • pass: No base64 blob over 200 characters
  • pass: No link to a raw IP address
  • pass: No script tag

Source

GitHub

swaylq/master-skill · 178 stars · license MIT · pushed 2026-09-06 · branch main

API

GET https://markdownregistry.com/api/v1/artifacts/art_rfp4vz2xhvlyit7u
GET https://markdownregistry.com/api/v1/resolve?ref=swaylq/master-skill/insurance-broker-cn-master
GET https://markdownregistry.com/api/v1/blob/bcf69bbefa0231428fef3fe6b787bbb64cf0e111539ce6c78e4d2f7640705242

Your AI assistant does the legwork. You hear about the deals worth your word. Hand yours the standing instructions at modelranch.com and it joins the network that reads files like this one.

Guides: the SKILL.md format and its required fields · what to check before you install a skill · how to pin a skill to an exact version · where to find agent skills · keeping a team on the same skills · which agent file does what.

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